Escritórios forex em islamabad

Principais destaques do Paquistão Economic Survey 2017.
Principais destaques do Paquistão Economic Survey 2017.
O crescimento do PIB cruzou a marca dos 5% pela primeira vez em 10 anos, fechando o ano em 5,28%. A economia do Paquistão agora vale mais de US $ 300 bilhões. Principais setores de crescimento: Serviços 5,98%, Industriais 5,02% e Agricultura 3,46%. Os serviços agora contribuem com 60% do PIB (anteriormente 58%), enquanto a agricultura contribui com 20%. As principais culturas experimentaram um crescimento de 3,46%. O setor de descaroçamento de algodão apresentou um crescimento de 5,59%. O fornecimento de fardos de algodão no período permaneceu em 10,7 milhões de fardos. A produção de cana-de-açúcar durante o ano foi de 73,61 milhões de toneladas. Crédito agrícola para alcançar um maciço PKR 700bn. O Índice de Preços ao Consumidor (IPC) permaneceu abaixo dos 6% esperados, atingindo 4,09%. A dissecação revelou que a inflação dos preços dos produtos alimentares permaneceu em 3,86%, enquanto os preços dos produtos não alimentares aumentaram 4,25% em 10MF17. O déficit fiscal deve chegar a 4,2% no ano fiscal de 2017, com receita total de 4,172 bilhões de rupias. O mesmo, no entanto, não pode ser dito para o déficit comercial que foi direcionado a PKR 20.4bn; o déficit real cresceu para PKR 24 bilhões no período. As remessas para o ano de saída são projetadas em US $ 19,5 bilhões, enquanto o investimento estrangeiro direto (IED) deverá atingir US $ 2,58 bilhões no ano fiscal de 2017. O déficit em conta corrente deve atingir US $ 8,3 bilhões até o final deste ano. As importações até o final do ano devem atingir 45,48 bilhões de dólares, com as importações de máquinas representando um crescimento de 40% (em particular, as importações de máquinas para energia e agricultura cresceram 70% e 37%, respectivamente). Enquanto as exportações devem chegar.
22 bilhões de dólares em AF17. As reservas de Forex arrefeceram ligeiramente para US $ 21 bilhões. Por enquanto, a renda per capita atingiu US $ 1.629. Dito isto, a meta de crescimento do PIB para o próximo ano é de 6%.

Grupo MAC.
Trazendo a carreira recompensadora que você quer do que o trabalho que você tem.
Gerente Financeiro & # 8211; Até 25k + e # 8211; Dubai, U. A.E.
Gerencie operações financeiras, desenvolvendo um entendimento básico das operações da empresa, seus negócios, obrigações de caixa, análise de fluxo de caixa e manutenção de registros. Supervisionar a elaboração de relatórios financeiros, projeções de receita e previsões financeiras. Trabalhe com os gerentes de departamento para desenvolver planos de negócios. Manter linhas contínuas de comunicação, mantendo o presidente informado de todas as questões críticas. Representar a organização externamente, conforme necessário, como reuniões bancárias e de investidores Formalize e supervisione os procedimentos de controle interno e emita relatórios de auditoria interna a cada trimestre. Supervisione a função de controle de crédito. Ligação entre o pessoal de gestão e contabilidade. Distribuir as despesas gerais e a renda entre escritórios regionais e filiais, dependendo da base de turnover. Preparar contas trimestrais detalhadas de lucros e perdas, discriminando os números por filiais e escritórios regionais. Analisa dados financeiros complexos e extrai e define informações relevantes. Interpreta os dados com a finalidade de determinar o desempenho financeiro passado e / ou projetar uma probabilidade financeira. Preparação de saldos de avaliação mensais. Desenvolve relatórios financeiros para análise financeira, previsão, tendências e contas de análise de resultados. Relatórios mensais, incluindo reconciliações com necessidades de financiadores e planos de previdência, bem como demonstrações financeiras e projeções de fluxo de caixa para uso pela Diretoria Executiva, bem como o Comitê de Auditoria / Finanças e o Conselho de Administração. Auxiliar no projeto, implementação e cálculos oportunos de incentivos salariais, comissões e salários para o pessoal. Inicia e processa entradas de diário em várias contas. Usa vários aplicativos de software (como Orion, MS Dynamics, Exact ..).
Bacharel em Finanças ou Contabilidade Certified Chartered Accountant, CIMA Mínimo de 15 anos de experiência em Contabilidade e Finanças. Experiência anterior em desenvolvimento imobiliário é o preferido. Experiência em contabilidade de custos, contabilidade de projetos, análise de projetos, análise de gastos de capital. Forte capacidade de comunicação (verbal e escrita). Fala fluente e escrita da língua inglesa. Excelente atenção aos detalhes e altamente organizada. Qualidades pessoais de honestidade, integridade e altos padrões éticos.
Compartilhe com amigos !
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Aplique somente se a função for 70% compatível com sua função de trabalho anterior. Devido à escassez de tempo / recursos, somente os candidatos pré-selecionados serão contatados.- resume@macgroup. me Cancelar resposta.
Eu tenho 11 anos de experiência de trabalho neste campo de Contas Financeiras & amp; Auditoria. Atualmente em Dubai, trabalhei como Gerente Financeiro na empresa de hospitalidade “Spyro Hotel Supply LLC”. Anteriormente trabalhou como Gerente de Contas & amp; Finanças em Comercial Metal Paquistão Eu tenho experiência de trabalho de Auditoria (Externa e Interna) fazia parte da KPMG + RASG + MZ & amp; Contabilistas da Co Chartered Desde 2005 até 2013. Além disso, tenho experiência em software de análise de sistemas e desenvolvimento de programas (ERP).
Tenho várias qualificações relacionadas apenas a contas de auditoria & amp; Finanças (CA Finalista + CPA + APFA + AFA + CIA + Mestrado em Economia e Finanças) e tem 15 Certificados & amp; Prêmios.
Por favor entre em contato comigo ..
Gerente Financeiro em Spyro Hotel Supply LLC.
Coordenador regional adicional do ICPAP (Emirados Árabes Unidos e Paquistão),
CA (Finalista), CPA, AFA, APFA, CIA, M. A Economia & amp; Finança.
Contato: UAE +971502933134 PAK +923212783998.
ID do Skype: malaika. fari.
Por favor, encontrar em anexo o meu CV para o cargo de Gerente Financeiro.
Saudações para você,
A revisão das minhas credenciais confirmará que sou capaz de servir como catalisador para alcançar objetivos de receita e crescimento orgânico por meio de contribuições efetivas. Possuo mais de 13 anos de experiência em Finanças, Contas, Auditoria & amp; MIS com MBA qualificado em Finanças.
Atualmente estou associado ao Eurostar Group of Companies como Assistant Manager & # 8211; MIS / Analista Financeiro & amp; Controlador.
Entendo que trabalhar para a sua organização requer um candidato que seja orientado para a equipe e seja capaz de lidar com pessoas de vários departamentos. Estou confiante de que possuo essas habilidades, o que me ajudará a realizar o trabalho com eficiência e eficácia.
Meu objetivo é transitar meu entusiasmo, criatividade e experiência em uma posição, onde eu continuo a fornecer a liderança estratégica e tática fundamental para manter os clientes avaliados de uma organização. Estou certo de que minha presença em sua equipe será benéfica para sua organização. Como tal, gostaria de receber uma oportunidade de falar com você para avaliar suas necessidades & amp; compartilhe minhas idéias.
Eu me deparei com a abertura acima via de fato e gostaria de aproveitar esta oportunidade e enviar o meu elaborado & # 8220; CV & # 8221; juntamente com esta carta de apresentação para sua gentil consideração.
Eu fiz o meu "Masters in Commerce" # 8221; e ter uma vasta experiência na gestão de Finanças & amp; contas de várias indústrias (principalmente Interiors Fit Out & Oilfield Contracting e Management Consultancy Company nos Emirados Árabes Unidos) e tem sido bem desenvolvida nos últimos 24 anos. Estou interessado na posição acima. Minhas listas de chaves com empresas anteriores foram elaboradas no meu perfil anexado.
Recentemente estou trabalhando como gerente de finanças & # 8221; com M / s Levente General Trading, Dubai desde o dia 7. Junho de 2015 e buscando melhores oportunidades para compartilhar minhas extensas experiências em uma empresa de renome.
Anteriormente, trabalhei como "Controlador financeiro" & # 8221; para M / s Gulf Oilfield Supplies & amp; Serviços LLC, Dubai & amp; Abu Dhabi. Eu estava indo para as contas & amp; Departamento Financeiro, como controlador, fui responsável por todas as atividades das operações de rotina. Eu projetei e implementei o gerenciamento completo do novo sistema e procedimentos contábeis e lancei com sucesso. Gostei do desafio do novo sistema integrado e trabalho em equipe para garantir um fluxo de trabalho suave e produtivo.
Estou disponível para ser imediato a bordo.
Aguardo com expectativa a oportunidade de ter mais uma reunião pessoal.
Agradecendo antecipadamente por me considerar para esta posição.
+971 50 2035 967.
Tendo uma vasta experiência em finanças, contas e Orçamento com uma transportadora internacional respeitável. Agora estou ansioso por crescimento de carreira para praticar meus conhecimentos com alguma organização respeitável.
Acima de 23 anos de rica experiência em Finanças, Contabilidade & amp; Orçamento com amplo conhecimento de todas as questões financeiras. Através do conhecimento do trabalho, supervisionar todas as questões relacionadas com finanças da Qatar Airways Pakistan.
Eu lhe enviei meu currículo para o cargo de gerente financeiro. Eu sou como CA em novembro de 2005 e é bem versado com finanças, sistema que inclui a versão MS Dynamics 2009. Atualmente trabalhando com uma importante indústria de restaurantes finos. Estou à procura de mudança para avançar com oportunidades mais desafiadoras.
Dada uma oportunidade, sirvo à organização com o melhor de minhas habilidades para alcançar o objetivo organizacional.
Por favor, veja meu perfil.
Por favor, verifique o meu CV enviado por e-mail ou verifique em Linkdin Zineb Darbachi.
Meu histórico educacional em finanças e contabilidade, juntamente com minha experiência profissional, me faz um excelente candidato para o mesmo em sua empresa, se disponível.
Como você verá no currículo anexo, tenho mais de 15 anos de experiência no campo de finanças e contabilidade. Meu currículo mostra que fui consistentemente recompensado pelo trabalho duro com promoções e aumento de responsabilidades. Essas recompensas são um resultado direto de minha especialização em finanças e contabilidade, meu compromisso com a excelência pessoal e profissional e minhas excelentes habilidades de comunicação escrita e oral.
Se você tiver dúvidas ou quiser agendar uma entrevista, entre em contato comigo. Estou ansioso para conhecê-lo para discutir mais oportunidades de emprego com sua empresa.
WAEL MOHAMED REDA SAAD.
Querido senhor ou senhora,
Esta carta é para apresentar-me e para que você saiba do meu interesse em se tornar uma parte de sua empresa. Eu sou um Certified Chartered Accountant (CA) da Índia (ICAI) e atualmente trabalhando no GCC. O currículo anexo fornecerá informações sobre minha formação profissional em finanças, contabilidade, tributação, auditoria, MIS, orçamento / previsão, gerenciamento de fluxo de caixa / fundos, relatórios financeiros de acordo com GAAP, IFRS / IAS, contas a pagar, contas a receber, Ativos fixos, folhas de pagamento, etc.
Minhas habilidades de trabalho são apoiadas com mais de 10 anos de experiência (mais de 8 anos de pós-qualificação), incluindo mais de 3,7 anos de experiência no GCC como Gerente Financeiro / Head Finance & amp; Contas / Contador Chefe. Garanto-lhe que posso cumprir com êxito quaisquer obrigações que exijam qualquer responsabilidade sobre a sua empresa.
Atualmente estou trabalhando com a Al-Othman Holding Company (Empresa de Viagens e Turismo, Trading), uma empresa diversificada na Arábia Saudita como Finance Manager / Head Finance & amp; Contas / Contador-Chefe reportando-se ao CFO do Grupo. Anteriormente, trabalhei com a Adecco India Private Limited, Bangalore, Índia como Gerente de Finanças & amp; Accounts, Infosys Limited, Bangalore, Índia como Senior Associate Finance / Assistant Manager Gerente Financeiro / Financeiro e Brahmayya & amp; Co., Chartered Accountants, Bangalore, Índia, como Gerente Sênior de Auditoria.
Acredito na excelência e sempre me dediquei, meus talentos e minhas habilidades criativas para garantir o sucesso de qualquer objetivo da empresa. Minha atitude positiva faz de mim um ativo valioso para qualquer organização que me empregasse. Estou confiante de que minhas habilidades serão um ativo e terão um impacto favorável em sua organização.
Estou ansioso para ouvir de você no futuro próximo e espero agendar uma entrevista na qual espero aprender mais sobre sua empresa. São metas e planos e como posso contribuir para seu sucesso e crescimento contínuos.
Obrigado pelo seu tempo.
ID do Skype: prasad. saggam1.
Por favor, note que o endereço de e-mail acima & # 8220; Sajith@ibuz. ae” não é entregável. Candidatei-me a duas posições enviando este mesmo endereço por e-mail, mas uma mensagem de falha na entrega do sistema é enviada. Por favor, solicitando sua ajuda.
Eu estou aplicando para o cargo de Finanças, RH & amp; Administração. Tomar iniciativas sempre foi meu foco acadêmico e profissional. Eu certamente entendo a responsabilidade, mantenho uma intensa ética de trabalho e possuo habilidades sociais que podem construir e manter relações entre e além da organização e me esforço para fazer o melhor em qualquer situação para atender aos objetivos corporativos.
Acredito que minha força, habilidades e habilidades me fazem um ajuste perfeito para este trabalho. Eu sou extremamente confiável, atencioso, gentil e estou confortável trabalhando com todos os tipos de personalidade.
Obrigado por dedicar seu tempo para revisar minhas credenciais. Eu gostaria de receber a oportunidade de discutir como minha educação, habilidades práticas e experiência me qualificam para ser um membro de sua empresa.
Por favor, me ligue para 0507944168 e / ou envie um email para bapta_1@yahoo. co. in.
Eu tenho o Golfo e Big 4 experiência. Por favor, revise meu perfil.
Salvador Pon, CPA.
Sou uma CA indiana experiente com um comprovado histórico de mais de 18 anos em gestão financeira, contabilidade e gestão de tesouraria.
Minha principal habilidade inclui a consolidação de finanças conforme as IFRS, aquisição e liquidação, auditoria, gerenciamento de projetos, construção de equipes e conformidade estatutária com as regulamentações locais dos Emirados Árabes Unidos e da Índia.
Tenho experiência na preparação de orçamentos anuais, previsões, contas de gerenciamento mensais, análise de variações chave, análise de overhead de orçamento, previsões contínuas, políticas de recompensas e reconhecimento para gerentes, coordenação com bancos, seguradoras, auditoria interna e externa, compilar políticas e procedimentos, gestão tributária e creditícia, análise financeira, controle de custos, operações, câmbio e gestão de caixa, além de vendas, marketing, logística e desenvolvimento de capital humano.
Também estou bem familiarizado com vários softwares como Oracle, Scala, Sage CS3, Tally e implementei as Melhores Práticas Internacionais na ZADCO, na engenharia especializada Al Mansoori, na fábrica Hilong Drill Pipe e na Steelco Gujarat Limited.
Ao longo da minha carreira, progredi no trabalho com vários bancos no que diz respeito ao financiamento de projetos e às principais firmas de auditoria.
Acredito no meu compromisso com a excelência, minha capacidade de assumir posições estratégicas e contribuir com conceitos revolucionários para o progresso das empresas. trabalho duro e lidero a equipe na obtenção de ótimos resultados, e minhas habilidades comerciais comprovadas me proporcionam uma perspectiva única e informada, a partir da qual posso agregar valor significativo ao seu negócio e me tornar um membro valioso da equipe.
Meu currículo em anexo detalha minha experiência. Minhas expectativas salariais estarão de acordo com o que a empresa está disposta a pagar, se eu for selecionado.
Estou ansioso pela oportunidade de me encontrar com você para discutir mais sobre minha experiência.
este endereço de e-mail está errado.
Caro Sr. Sajith & amp; Equipe,
Gostaria de aproveitar esta oportunidade para me apresentar, sou um Revisor Oficial de Contas qualificado da Índia, com 11 anos de vasta experiência em Finanças, contas, Custeio, orçamento, MIS, contas de gestão, Auditoria e folha de pagamento. Atualmente estou trabalhando como gerente de finanças no Grand Service Station Group do Bu Haleeba Group. My Previous associa-se a empresas como a Al Faraa Contracting company & amp; Damas Internacional. Algumas das minhas responsabilidades atuais incluem:
• Gerenciando e supervisionando a equipe de Finanças & amp; Equipe de Contas de 36 membros.
• Discutir e implementar os vários planos financeiros oferecidos pela alta administração.
• Solicitar o planejamento orçamentário.
• Manter relações adequadas com os gerentes, banco e relatórios gerais da empresa do grupo, conforme necessário, garantindo a conformidade com os contratados.
• Ter forte domínio sobre o software ERP Microsoft Navision de mais de 8 anos, Microsoft Dynamics AX, SAP FICO, Oracle, Sofscript.
Na organização atual, uso minhas habilidades profissionais para o crescimento da organização, aprendendo também muitos aspectos novos da equipe de gerenciamento sênior, trabalhando de perto com eles em diferentes aspectos e importantes decisões estratégicas.
Seria um prazer utilizar minha experiência enquanto servia para sua organização em crescimento. Eu prevejo que meu pedido de emprego vai tirar bons créditos de suas mãos.
Acredito que sua organização de estima me dará uma ampla oportunidade para demonstrar as habilidades e a experiência que posso trazer para beneficiar a empresa, com meu olhar atento aos detalhes e à precisão, apoiados pela qualificação profissional e pelo conhecimento adquirido nos últimos 11 anos.
Meu currículo é incluído para sua análise. Eu gostaria de conhecê-lo em uma entrevista para discutir as minhas capacidades em detalhes.
Obrigado pelo seu tempo e consideração. Estou ansioso para ouvir de você em breve.
CA. Shilen Tanna.
+971 55 788 6821.
Abaixo, por favor, encontre meu currículo, destacando minha relevante experiência no Golfo da Arábia. Eu tenho a educação, experiência em negócios e registro de realizações que demonstram claramente as habilidades naturais de liderança, capacidade de decisão, habilidades analíticas e um alto nível consistente de desempenho.
Como meu currículo indica, eu tenho 13 anos de experiência com empresas de renome na U. AE.
Atualmente, estou empregado na Universidade Americana de Ras Al Khaimah, que anteriormente era conhecida como Universidade George Mason no Campus RAK. Eu sou responsável pelo gerenciamento de contas e finanças da Universidade. Eu fui realizado na criação e no início da Universidade no Campus RAK.
Antes disso, trabalhei com a Farida Group of Companies na Índia, predominantemente responsável pelo gerenciamento de contas, custos e assuntos administrativos.
Sou reconhecido pela excelência de desempenho, idéias inovadoras e pensamento estratégico. Eu demonstrei competências na geração de entusiasmo e resultados de meus associados com liderança superior, formação de equipe e habilidades motivacionais e experiência, juntamente com uma compreensão de trabalhar em um ambiente intercultural.
Tendo trabalhado por 13 anos em um ambiente diversificado, gostaria de contribuir e utilizar minhas habilidades e habilidades com sua organização. Se você precisar entrar em contato comigo, por favor, não hesite em me ligar ou, alternativamente, enviar um e-mail para nayeemrak@gmail.
Estou escrevendo para expressar interesse nesta posição anunciada por sua empresa. Tenho experiência em três empresas multinacionais de renome no setor de Petróleo e Gás, bem como em auditoria / contabilidade pública. Eu estou amplamente envolvido na parceria com a gerência sênior e fornecendo-lhes o suporte em questões financeiras, controle de custos, reestruturação, melhorias de processos, relatórios, questões de tesouraria e conformidade de controles internos.
Eu tenho fortes habilidades interpessoais e tenho estado envolvido em várias ocasiões na construção de novas equipes em diversos locais.
Obrigado pelo seu tempo e consideração. Estou ansioso para ouvir de você para que possamos discutir essa oportunidade ainda mais.
Telefone: +92 (342) 593,4171.
Eu sou Hassan Salah, gerente financeiro do Flora Boring Group.
Eu tenho uma longa experiência (20 anos) em finanças - 12 anos em nível gerencial.
Eu estava trabalhando em grandes organizações em Dubai, como o S. S. Lootah Group e o Belhasa Group.
Atualmente, estou procurando uma oportunidade adequada em outra organização.
Estou escrevendo para expressar meu interesse em trabalhar para sua empresa.
Como Contador Oficial de Contas, atualmente estou trabalhando para a Ernst and Young como Gerente Assistente, onde conduzo vários trabalhos de auditoria externa. Por isso, sou um experiente auditor com forte experiência na identificação de problemas e soluções viáveis, sou versado e experiente na compreensão de operações e processos de negócios, análise de riscos, avaliação de procedimentos, desenvolvimento de recomendações, gerenciamento de grandes equipes e trabalho em situações de maior pressão habilidades de definição de prioridades para cumprir os prazos. Excelentes habilidades de comunicação me ajudam a manter relacionamentos fortes e a ser um jogador / líder de equipe motivado.
Eu também recebi um Prêmio Global da ACCA por obter a maior pontuação globalmente. Possuo sete anos de experiência em contabilidade e auditoria com exposição em diversos setores. Minha experiência na Ernst and Young enriqueceu-me profissionalmente, cobrindo todos os aspectos da auditoria externa, inclusive de ofertas públicas.
Devido à minha capacidade de produzir resultados tangíveis e lidar com diversas situações, considero-me adequado para a posição.
Espero ouvir de você e gostaria de agradecer pelo seu tempo e consideração.
Apresentando, eu mesmo tendo uma experiência global de 20 anos (10 anos no exterior) na área de Finanças e Contas (como Head Finance) em indústrias relacionadas à fabricação, engenharia, casas comerciais, cadeia de hipermercados.
Eu tive a oportunidade de trabalhar na Arábia Saudita, Bahrein, Tanzânia, Índia e Kuwait.
Por favor, encontrar em anexo o meu c. v em resposta ao seu anúncio na NAUKRIGULF de 06.10.2016.
Atualmente localizado na Índia sob o carro-chefe da KDD.
Estou tendo amplas experiências relacionadas a contas, auditoria interna, finanças, custeio, orçamento, assuntos jurídicos, formulações de políticas, mis, impostos, gestão estratégica, plano de negócios, gerenciamento de banco de dados em ambiente ERP etc com vários tipos de indústrias: varejo e hipermercado, engenharia, fabricação, fabricação, automóvel nacional e internacional (Arábia Saudita; Bahrein; Tanzânia, Índia, Kuwait).
Eu pediria para realizar uma entrevista por telefone ou skype. Se necessário para atender cara a cara, então podemos trabalhar com a conveniência.
Sou Big 4 certificada experiência profissional experiente em Finanças & amp; Contas
Por favor me considere.
Por favor, encontrar em anexo o meu C. V.
ACCA QULF Arabic Homem 19 y exp 16 in uae, KPMG BANK FACILT, CUSTOS, 0505398034.
Caro Sr / Sra,
Referência ao seu requisito para a posição acima referida, por favor, encontre em anexo o meu Curriculum Vitae (CV) para a sua avaliação.
Sou um MBA altamente organizado em Finanças e um graduado em Comércio com experiência em estágio na CA e tenho mais de 9 anos de experiência nos Emirados Árabes Unidos como Gerente de Finanças e 18 anos de experiência acumulada nas áreas de organização e gestão de fundos para Capital de Giro, Projeto Estruturado & amp; Financiamento do comércio. Independentemente lidar com funções de Strategic & amp; Planejamento Financeiro, Previsão, Orçamento, Tesouraria & amp; Gerenciamento Forex, Bancos, Derivativos, Procedimentos de Exportação-Importação, Controles Internos, Relatórios MIS, Finalização de Contas, Leis Fiscais, Auditorias, bem como em Funções Comerciais. Apoiar o processo de tomada de decisão no nível superior.
Ter boas relações com banqueiros, auditores e outras organizações. Possue habilidades de liderança fortes e eficazes, e um profissional ambicioso, confiante, orientado para o self e orientado para resultados, com experiência e competências para lidar com uma série de desafios. Atualmente, situado em Dubai e tem carta de condução válida dos EAU.
Espero que você encontre meu currículo adequado de acordo com suas necessidades e possa vê-lo em breve.
Obrigado & amp; Cumprimentos,
Tenho o prazer de me apresentar.
Meu nome: Ahmed Hanafy Mahmoud (Revisor Oficial de Contas / ACCA MEMBER-UK, 19y Exp. Com 16 Anos nos Emirados Árabes Unidos)
Eu estou procurando uma entidade financeira forte para conseguir uma boa oportunidade de trabalho com estabilidade, se você puder me ajudar eu serei apreciado.
& # 8211; Meu CV está anexado.
& # 8211; Eu sou membro da ACCA, Egyption, 16 anos nos Emirados Árabes Unidos, total 19 y exp., D. L.
& # 8211; Eu tenho exp de auditoria Na KPMG e Moore Stephens.
& # 8211; Eu tenho exp. No trade finance (abertura de facilidades bancárias com vários bancos)
Contador credenciado qualificado com mais de 19 anos (7 em auditoria e 12 em finanças) de emprego remunerado em alto volume & amp; Organizações de grande porte que fornecem impulsos fiscais e estratégicos cruciais para as operações do departamento financeiro e de contabilidade.
Expertise abrange gerenciamento financeiro, análise & amp; relatórios, implementação de sistema contábil, auditoria interna, orçamento, previsão, gerenciamento de fluxo de caixa, reconciliação de contas, folha de pagamento e serviços de consultoria financeira. Um pensador estratégico, fortemente motivado e comprometido na identificação de melhorias no processo de implementação que aumentam a precisão, a consistência e a eficiência, comprovadamente eficazes no relato tempestivo das demonstrações financeiras.
Profissão e especialista em serviços de garantia, minha auditoria Deveres Incluir Supervisão de Planejamento e Avaliação de Sistemas de Controle Interno, Auditoria das Demonstrações Financeiras, Relatórios sobre a Observação e Recomendações Relacionadas e Avaliação de Pessoal e Aconselhamento.
TI (HABILIDADES / EXPERIÊNCIA): Conhecimento razoável sobre o uso de PC's com amplo conhecimento de softwares contábeis e MS Office. (Tally, Peachtree, Focus, Oracle-ERP)
 Experiência financeira comprovada no golfo & # 8211; Serviços de garantia e exp. Em observação e recomendações.
 Experiência de auditoria comprovada no Egito e no Golfo & # 8211; financeiramente astuto & amp; gerente eficiente.
 Finalização de contas & amp; relatórios financeiros & # 8211; Capacidade de gerenciar várias tarefas / atribuições.
 Estatutários, IAS, IFRS e Conformidade com GAAP & # 8211; Comunicação excepcional & amp; habilidades interpessoais.
 Ligação com auditores, bancos e órgãos estatutários & # 8211; Excelente gerenciamento & amp; habilidades de liderança.
 Mercados financeiros & amp; conhecimento de produtos de investimento & # 8211; Julgamento financeiro sólido & amp; habilidades de planejamento.
Caro Sr / Sra,
Estou escrevendo para solicitar a posição de "FINANCE MANAGER", conforme anunciado no site da Indeed. Eu trago para a mesa 22 anos de experiência em Análise Financeira e Gerencial, Auditoria & amp; Relatórios Fiscais, Planejamento Orçamentário e Previsão, Controle de Estoque & amp; Redução de custos e assim por diante.
Ao longo da minha carreira, utilizei minhas habilidades de liderança, planejamento e finanças para aumentar consistentemente a receita, reduzir custos e gerar resultados financeiros e operacionais. Por fim, fui gerente sênior de finanças da Landmark Retail, em Doha, no Catar.
Enquanto meu currículo é anexado para sua leitura, uma lista de realizações indicativas da minha experiência inclui:
• Alcançou melhorias significativas nos prazos mensais de submissão da MIS em 3 a 4 dias por mês.
• Essencial na construção de rede de consultores jurídicos locais para fornecer uma opinião oportuna, permitindo assim facilidade operacional.
• Guiado no desenvolvimento de manual de operações de lojas para caixas, resultando em operações e controles tranquilos.
• Trabalhei como líder na nomeação de inquilinos, renovações e negociações de aluguel com visão geral do mix de locatários.
Meu sucesso se deve à minha capacidade de estabelecer práticas comerciais consistentes e apropriadas e de criar a moral dos funcionários para garantir um portfólio equilibrado e bem-estar financeiro. Estou focado em valores, objetivos corporativos e planejamento estratégico para impactar diretamente o sucesso, o crescimento e o lucro do negócio.
Agora, saúdo a oportunidade de explorar as minhas possíveis contribuições para a sua organização e aguardo com expectativa a sua audição.
Obrigado pelo seu tempo e consideração.
Achievement Driven, Enterprising finance & amp; conta indivíduo com um forte histórico de contribuição na racionalização de operações financeiras, compliance & amp; negociações, negócios revigorantes, aumento de produtividade, melhoria de sistemas & amp; ao controle.
Possuindo 22 anos de vasta experiência em varejo, Fast Moving Consumer Goods & amp; Indústria de serviços financeiros no Oriente Médio e na Índia.
Capaz de simplificar os procedimentos de trabalho & amp; formular soluções de baixo custo para melhorar as operações contábeis, direcionando a análise financeira e interna & amp; relatórios regulamentares.
Uma pessoa com visão de futuro que é líder forte & amp; time orientado; Possuir competências para alcançar empresas e & amp; objetivos pessoais em diversas culturas.
Contador de Gestão Certificada (CMA) pelo Institute of Certified Management Accountants, Austrália, em novembro de 2006.
Contador de Custo e Gestão Associado (ACMA) do Instituto de Contabilistas de Custos da Índia em junho de 1998.
Mestrado em Comércio (M.) pela Universidade de Mumbai em abril de 1997.
Bacharel em Comércio (B.) pela Universidade de Bombaim em abril de 1993.
Proficiência em Oracle, SAP, Tally e Microsoft Office-Excel, Word & amp; Power Point.
Área de Excelência Achievements Soft Skills.
Análise Financeira e Gerencial.
Auditoria & amp; Relatório Fiscal.
Planejamento e previsão orçamentária.
Controle de inventário & amp; Redução de custos.
Tesouraria & amp; Gerenciamento de fluxo de caixa.
Team Building & amp; Liderança.
Ganhou com sucesso “Early Bird” e “Melhores Demonstrações Financeiras Auditadas” Prêmios continuamente por três anos no Landmark Retail.
Won CavinKare & # 8216; Super empreendedor & # 8217; Prêmio para garantir a continuidade dos negócios em meio à pior calamidade de monções em Mumbai.
Landmark Retail, Doha, Catar.
Reportando-se ao Gerente Geral do Escritório Corporativo do Qatar.
De maio a julho de 2011, gerente financeiro da empresa.
De 12 a 16 de julho, gerente sênior de finanças.
CavinKare Private Limited, Mumbai, Índia, como Senior Logistics Officer.
S. C. Maheshwari & amp; Associates Chartered Accountants, - Mumbai, Índia, como Contador.
Grupo Ramee (Prithvi Credit & Leasing Ltd.), - Mumbai, Índia, como Contador Chefe.
SRF Finance Limited, - Mumbai, Índia.
Relatórios para contas de gestores, região oeste.
Contador de Jan'94 a Oct'94.
Contas de oficiais de outubro de 1994 a junho de 1996.
Jun 93 a Dez 93.
Hoechst India Limited, Mumbai Índia como Trainee de Custos.
Principais áreas de resultado:
Operações financeiras gerenciadas, incluindo contas a pagar, razão geral e ativos fixos das empresas do grupo.
Realizou análises de dados financeiros e produziu comentários significativos para a referência da alta administração.
Colaborou com os auditores internos e externos e respondeu às consultas de auditoria em tempo hábil.
Revendo as declarações de impostos antes de arquivar e auxiliar a administração em estratégias para minimizar o passivo fiscal.
Assegure-se de que os sistemas internos de controle contábil e outros procedimentos internos relacionados estejam sendo seguidos adequadamente.
Status financeiro relatado, desenvolvendo previsões, reportando resultados, analisando variações e melhorias.
Revisou os dados financeiros durante o período de fim de mês & amp; questões relatadas para financiar a gestão, comparando o real ao planejado e previsto.
Desenvolvido com sucesso e apresentado orçamento anual com análise detalhada para empresas.
Supervisionar a verificação periódica de ações sugeridas e adotadas medidas aprovadas para evitar encolhimento / danos.
Projetou, implementou e monitorou políticas financeiras & amp; procedimentos para assegurar a conformidade através de todas as unidades de negócio.
Tesouraria monitorada & amp; operações de administração de caixa para manter os arranjos diários de liquidez e reduzir os custos indiretos de juros.
Realizei análise de viabilidade de novas localizações de lojas e apresentei a avaliação de custos usando técnicas de avaliação de projetos.
Forneceu informações oportunas para a gerência sênior sobre a eficácia dos contratos com terceiros e garantiu a renovação oportuna das licenças para evitar multas.
Interagiu com consultores jurídicos locais para formação de novas empresas do grupo e também para efetuar mudanças na estrutura acionária das empresas.
Alcancei eficiência operacional e controle através da implementação de sistema de gerenciamento de combustível para veículos de entrega com prestador de serviços externo.
Implementei iniciativas de aprimoramento de processos por meio de medidas como a introdução de manuais de processo para capitalização de ativos fixos, vendas a crédito e compras locais que resultaram em padronização, controle e ciclos de coleta aprimorados.
Realizou melhorias significativas nos prazos mensais de submissão da MIS em 3 a 4 dias por mês.
Mérito da construção de uma rede de consultores jurídicos locais para fornecer uma opinião oportuna, permitindo assim a facilidade operacional.
Ajudou com sucesso no desenvolvimento do manual de operações de lojas para caixas, resultando em operações e controles suaves.
Atuou como lead na nomeação de inquilinos, renovações e negociações de aluguel com visão geral do mix de locatários.
Data de Nascimento: 30 de novembro de 1972.
Idiomas conhecidos: Inglês, Hindi e Marathi.
Estado civil: Casado.
Carta de Condução: Qatar.
Status do Visto: - Work Visa Válido até 5 de maio de 2017 (Certificado No Objection disponível)
Endereço: Edifício No.13, Flat No.7, Zona 22, Rua Al Reem, Bin Mahmoud, Doha - Qatar.
Orçamento Financiamento de Projetos Estudos de Viabilidade Modelagem Financeira Controle Financeiro Controle de Custos Implementação de Sistemas Análise Financeira MIS.
Contador qualificado com 10 anos de experiência em pós-qualificação em gestão de finanças, contas, projetos, desenvolvimento de sistemas, orçamento e financiamento de projetos / contabilidade para setores variados. Ter experiência funcional em manutenção & amp; finalização de contas conforme IFRS, gestão de capital de giro, gestão eficaz de tesouraria, construção de sistema interno de controle financeiro, negociação de grandes projetos, estabelecimento de políticas contábeis em toda a empresa. Profissional proativo e orientado para resultados, com ampla experiência em mapeamento de estratégias e contribuição para melhorar o crescimento dos negócios e alcançar as normas de receita e rentabilidade.
Desenvolvimento de relatórios de viabilidade de projetos, demonstrações de rentabilidade, avaliação de requisitos de capital de giro e preparação de dados do CMA (Credit Monitoring Arrangement). determinação do objetivo financeiro, criação de & amp; implementar sistemas, políticas, realizar análises de custos e relatar variações para facilitar o controle financeiro interno, Formulando orçamentos anuais & amp; conducting variance analysis to determine difference between projected/actual results & implementing corrective action.
► Handled treasury size of approx. AED 630 million with complete accuracy and maintaining project wise clear distinction of money spent.
► Contract negotiations brought about sizable saving.
► Implemented better financial discipline at all levels and echelon of the enterprise.
► Better monitoring of finances lead to significant positive cash flows.
► Key Role played in contract drafting and negotiation with vendors.
BIN OMEIR HODLING GROUP - ABU DHABI, UAE April 2011- Present.
Designation : Financial Controller.
Reporting : Advisor to Chairman.
Bin Omeir Holding Group, and its sister and affiliated business entities cover diversified business interests in the United Arab Emirates, Middle East and Africa in the fields of: Vehicles Dealership Transportation and Leasing, Investments, Travel & Tourism, Real Estates Development, Education, Medical and Facility management.
Duties and Responsibilities.
Accounts: Responsible for closing and preparation of monthly and annual accounts of the company as per generally accepted accounting procedures & policies and doing inter & Intra company comparison of results.
Financial Modeling: Preparation of comprehensive financial models for various projects to deliver cash flow forecast, scenario analysis, risk assessment and return analysis.
Financial Analysis: Analysis and comparison of Bill of Quantities submitted by various contractors and recommending best option. Analysis of various proposals of Medical Operator and suggesting best option available to senior management.
Project Finance: Monitoring the utilization of project finance, interest payments, repayment of loan, coordinating with banks and other regulatory authority, submitting of various documents required by financial institutions. Documentation & submission of bank guarantees, bind bond application, monitoring and other related banking works.
Project Accounting: Accounting and reporting of capital expenditure, evaluation of project expenditure.
Budgetary Control & Cost Analysis: Cost control of Capital Budget. Participate in budget preparation and upload. Keeping a control on actual costs and comparison of actual v/s planned figures, explain the reasons for major variance.
Legal Compliance: Involved in drafting & vetting of the contract in respect of procurement of medical equipments, Hospital information systems etc.
Fixed Asset Management: Monitoring the custodian of fixed assets, location/ department capitalization, amortization, impairment, reconciliation, of fixed assets.
Internal Controls MIS Reporting: review policies and procedures and ensure internal checks are commensurate and properly working in the systems. Prepare MIS, variance analysis and other related functions on monthly and on a need-to-know basis for different practices.
ABDULLAH AL SHUWAYER CONTRACTING, K. S.A Dec 2009 – Jan 2011.
Designation : Assistant Finance Manager.
Reporting : Finance Manager.
Abdulah. H. Al Shuwayer Company is one of the pioneers in the construction contracting industry in the Eastern Province of Saudi Arabia. The company had expanded its resources in the field of: Heavy equipment & cranes rental services, Electrical engineering systems, Valve repairs / overhauling, HVAC Testing, Galvanizing heavy metal works, NDT & corrosion control services and Building Material.
Duties and Responsibilities.
Revenue Recognition: Recognize revenue and associated cost in accordance with International Financial Reporting Standards. Evaluate high value invoices and contracts for the clauses on billing and level of performance.
Month-end closing activities: Month-end compliances relating to book closing and reconciliation. Proper allocation/apportionment of costs to all service lines and subsidiary and group companies.
Income statement review: Review the income statement for the completeness of accruals and provisions and submit to the management on a monthly basis.
Compliance: Review of compliance with terms and conditions of purchase order, project contractors and service contracts.
Inter-Company Accounting: Ensuring the consonance of receivable and payables in various entities of the group located across KSA. Reconcile and report intercompany balances at group level.
Physical Verification: Physical verification of inventories in various branch located at Jeddah, Riyadh & Dammam.
AL MOROUJ HOLDING, DOHA, QATAR July 2007 – May 2009.
Designation : Chief Accountant.
Reporting : Chief Financial Officer.
Capital budgeting: Capital investment analysis and project evaluation by using the tools of discounted cash flow, internal rate of return and payback period etc.
Financial Projection: Preparation & reporting of projected income statement, balance sheet and cash flow statement for 3 years & 5 years respectively.
Liaison with Statutory Auditors / Banks: Experience in dealing with auditors and bankers Attending to audit queries and ensuring timely year end finalization and closing books of accounts.
Accounting: Verification and validation of daily routine business transaction and ensuring proper recording in the books of accounts. Review of bank reconciliation statement, accounts receivable and payable balances on a monthly basis. Finalization of books of accounts, preparation of schedules to income statement and statement of financial position Verification of inter division transactions, reconciliation of accounts with divisions and head office.
MIS Reporting: Preparation & reporting of monthly, quarterly and annually income statement, balance sheet and cash flow statement including the consolidated financial statement of the group. Variance analysis and other related functions on monthly and on a need-to-know basis for different practices.
Compliance with policies and procedure: Commercial and financial review of all types of contracts, agreements and purchase orders especially relating to procurement and capital expenditure. Review the credit approval request. Ensure compliance with International Financial Reporting Standards (IFRS) and Group/Business Unit policies and procedures.
Staffing & Training: Recruited competent accounting personnel trained them and monitored their performance to ensure smooth execution of all accounting activities. Experience of supervising of team of Accountants with the ability to coach, train and develop.
► Handled treasury size of approx. Qatar Riyal 300 million with complete accuracy and maintaining project wise clear distinction of money spent.
► successfully handled 46 villa project and ensuring accurate and on line project cost, budget tracking and vendor payment etc.
► Saved almost Qatar Riyal 500,000/- by collecting 4 years rent outstanding.
RAMACHANDRAN & MURALI, AUDIT FIRM, INDIA Oct 2002 – May 2007.
Designation : Senior Audit Executive.
Reporting : Partner of the firm.
Audit supervision: I was leading semi-qualified auditors; job involved technical planning of audit, understanding the client business, analysis of financial information, preparation / review of audit program and assignment of staff for various job depending on the skill required and supervise audit staff various aspect of accounting and auditing.
Management consultants: Guided and supervised in the preparation of accounting and transaction procedures manual, MIS manual. The analytical review of client financial statement consists of ratio analysis, variance analysis, costing and other tools. Also conducted cost control exercises, working capital management and business valuation etc.
Feasibilities and business plan: Conducted feasibility study for the client projects. The studies involved various aspects like marketing, technical, economic as well as financial feasibilities. Studies were conducted considering local and cultural background, government policies employment for the local and other aspects.
THE INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA.
Chartered Accountant – May 2005.
Bachelor of Commerce Majors: Finance & Contabilidade.
Financial System: Focus, Micro Soft Dynamic, Tall Peachtree.
Language: English, Malayalam, Hindi & Arabic-read& write.
Date of Birth : 25th May 1977.
Marital Status : Married.
No. of Dependents : 3.
Driving License : UAE Driving License.
I have forwarded my CV for your kind consideration.
CA Intermediate 2002.M, B in 1999.
Auditor - Haribhakti Group of Company. Mumbai 2002.
Al Hassan Engineering Co. LLC, Oman 2007.
Self Directed Accounting & Consultancy Firm in Indian Market till 2015.
Presently Working in Riyadh, Saudi Arabia as Accounts Manager in a reputed Elevators Company.
Attaching herewith my detailed RESUME speaks its own.
Looking forward to have this opportunity to work with you.
Awaiting your reply.
I am an experienced Indian CA with a proven 20+ year’s track record in financial management, accounting and Treasury management.
My key skill includes consolidation of financials as per IFRS, acquisitions and liquidation, auditing, project management, teambuilding and statutory compliance with local UAE and Indian regulations.
I am well experienced in the preparation of annual budgets, forecasts, monthly management accounts, analysis of key variances, budget overhead analysis, rolling forecasts, successfully launch rewards and recognition policies for managers, coordinating with banks, insurance companies, internal and external audit, compile policies and procedures, tax and credit management, financial analysis, cost control, operations, foreign exchange and cash management, in addition to sales, marketing, logistics and human capital development.
I am also well conversant with various software like Oracle, Scala, Sage CS3, Tally and have implemented International Best Practices in ZADCO, Al Mansoori specialized engineering, Hilong Drill Pipe factory, and Steelco Gujarat Limited.
Throughout my career, I have progressed within dealing with various banks with regards to project finance and leading audit firms.
I believe my commitment to excellence, my ability to assuming strategic positions and contributing revolutionary concepts to the progress of enterprises. work hard and lead team towards achieving great results and my proven business skills give me a unique and informed perspective from which I can add significant value to your business and make me a valuable team member.
My attached CV details my experience. My salary expectations will be in line with what the company is willing to pay, if I am selected.
I look forward to the opportunity to meet with you to discuss my experience further.
Hi, my emails sent to the above mentioned email address always bounced back. Please contact me on khullarsandy2001@yahoo to send you my profile.
Hi, my emails sent to the above mentioned email address always bounced back. Please contact me on sanjay_tailor2007@yahoo. co. in to send you my profile.
Good morning sir, This is Ashim Chakrabarty having 28 years of rich experience in the areas of Accounts finance banking audit, budget, shipping & logistics, commercials, hr & admin with reputed organisation like JSW, MITTAL STEEL, TOLARAM GROUP IN NIGERIA, ORLEAN INVEST WEST AFFRICA, ITC, GEC etc.. I have also experience of free trade zone activities in oil & gas sector in nigeria.
This has reference to the Job posted for - Finance manager for which I am enthusiastically applying. I am an experienced Finance Professional having experience in Cash and Treasury, Finance , in Manufacturing Companies, as well as Service organization while working in different companies in countries USA, NEPAL, BANGLADESH, UAE.
Apart from my record as a professional and adequately qualified as CA, CS AND ICMA which speaks for itself, I am a sociable person who has a natural ability of talking to, and building relationships with, all kinds of people.
In the mean time I would like to thank you for considering my application.
18th October 2016.
I am writing to submit my candidature for the position of Finance Manager as advertised in Naukri Gulf/MAC Group. I have nineteen plus years of experience in accounting and finance in various industries, with the last six years being as Finance Manager UAE Operations in a multinational company who are world leaders in(Oil & Gas) global energy services.
As you can see, I have had extensive work experience in Oil & Gas service industry, retail sector and automotive sales industry, giving me varied skills and the ability to work with different people as a team player. I am confident I will be able to quickly learn and adapt to industry requirement and deliver results as expected.
I am a meticulous person who pays attention to details. I’m flexible, quick to learn new skills and eager to learn from others. I also have lots of ideas and enthusiasm. I’m keen to work for a company with a great reputation and high profile.
I have excellent references and would be delighted to discuss about my candidature for the position of Finance Manager with you at your convenience. In case if you feel that my current profile does not meet the company’s expectation at the moment, I would be grateful if you would keep my CV on file for any future possibilities.
Dear Sir / Madam,
With reference to the advertised vacancy, I would like to take the opportunity to introduce myself as a prospective & suitable candidate. I am a post graduate in Finance Management & Control with more than 20 years of professional experience out of that over 15 years experience of full-fledged and independent handling of accounts department of City Center Doha Mall.
I am well experienced in the various aspects of Corporate Finance& Accounting and proficient in Opex & Capex Budgeting, Control Mechanism& Investment Analysis. I have been currently employed as Finance Manager in City Center Doha Mall since 2001. I joined this organization as Senior Accountant and got promotions to reach the current level.
My job duties include Management & Supervision of Daily Book Keeping, Preparing & Reviewing all Financial Statements on monthly, quarterly and annual basis, Financial Management of the Mall, Reviewing all the Lease Contracts, Finalization of Facility & Maintenance, Housekeeping and Security related service contracts.
During this one and a half decade of my service period with one of the biggest mall, I have attained sound experience in the various aspects of Mall Management, Operation, Leasing (Tenant Mix, Negotiation of leases both new and renewal including anchor and others tenants), Marketing & Promotions, Arranging the SLA for Facility & Maintenance, Housekeeping and Security Services of the Mall.
Attached is my curriculum vitae and further details of my professional experience is provided in it.
I look forward to the opportunity to discuss my suitability at an interview.
Zarrar Bin Khalid.
I am interested in this position, hereby sending my CV for your reference, kindly do the needful.
Attention: Human Resource Department.
I am writing to express my interest to apply for the position of Management accountant/ I am highly talented and experienced Finance/ management professional with confidence that I have what it takes to direct successful business operations.
For more than 17 years I have been involved in the finance.
Thanks for your interest in my resume. I would like to have the next step in my career path in your organization by applying to you current openings.
I am retaining over 14 years of experience in Accounting, Auditing, Investment and Finance Fields over Egypt and some multinational companies. Working currently as a Corporate Finance Director has helped me to integrate my experience with the Financials from the historic figures perspective as an Accountant and Auditor to the Projections and Forecasts perspective as an Investment Manager giving me broader experience in my everyday working life.
And I’ve been working before in Magdy Hashish & Co. (RSM International) the world’s 6 th Largest Accounting and Consulting Organization performing Financial and Operational Audits starting as an associate then graded to a Deputy Audit Manager position.
Since The early stages of my career I’m maintaining and developing my accounting, investment and financial skills to meet the market needs and requirements for the investment and finance profession.
I graduated from (Helwan University – Egypt) in 2002 and I am currently studying postgraduate studies, CFA (Level 2 Candidate) at the United States CFA Institute.
Currently I am looking forward to use my advanced skills and knowledge to pursuit a new challenge in Investment Banking, Private Equity (PE) and Corporate Finance to develop my career path, enhance my experience, gain new experience, to be part of new achievements and add value to the organization.
Thanks and I will be looking forward for your feedback and your attention.
Ahmed Nabil Mohamed.
I am having experience of more than 28 years india and nigeria in the areas of manufacturing, trading, shipping and logistics. presently I am in kolkata india …please let me know whether this profile is suitable for your organisation or not. best regards.
Please find attached my Resume for the position of Finance / Accounts Manager. I’m particularly interested in this position, which relates strongly to my nearly 12 years of experience in overall Finance functions with Strategic Planning, Finance & Accounts, Auditing, Budgeting, Taxation and Statutory Compliance.
I believe I meet all the essential criteria of the positions. Highlights of experience and demonstrated talent I would bring to your organisation include:
* Holds the merit for providing technical support (related to accounts, nature of default and back ground)
* A keen communicator with honed interpersonal, problem solving and analytical abilities.
I am now looking to take up roles in Finance & Accounts, Budgetary Control, and Auditing & Taxation with a growth oriented organization.
I am keen to join your firm due to its leading position in the industry that characterizes your firm and its employees.
I appreciate your taking the time to review my credentials and experience.
I look forward to a positive response.
Mobile # 00971 50 3951388.
I am an Indian Qualified BCom + CA Intermediate holder having 14+yrs UAE Experience (Total.24+yrs) as Financial Controller with Effective Accounts and Finance Administration and Audit functions together with Qualification and ERP Exposure including the following responsibilities (not exclusive)
Active participation of formulation of organizational policies and Internal Control System for all function of departments.
Over all Supervision of the Accounts and Finance Dept, HR & Payroll Administration, WPS transfer and employs benefits calculation and settlement and overseeing all compliance of licensing regulations and Insurance Follow up.
Liaison with Banks for BTs LCs, LGs, and Facilities, Liaison with internal Auditors, Govt Depts. Municipal Auditors, Lawyer, IATA agencies and Insurance Agencies and Brokers.
Implementation, Maintenance and control and monitoring of effective internal control system on all operational issues and receipts and payments and where ever required link with policies and procedures.
Cash and Fund Management, Monitoring and Supervising Accounts Payable, Accounts Receivable functions very closely and monitoring the debtors aging, Setting up and monitoring operational target to maximize revenue and to reduce costs. Comparative Analysis of the Actual results with budget and targets.
For Hotel and Restaurants - Ensure and follow-up on various licence compliance and maintenance contracts. Market analysis and segment wise study regarding latest trend and tariff to advise the management accordingly to improve business and also to maintain proper ratio on online business and walk-in to maintain occupancy as well as profitability. Ensure statutory requirements regarding the municipality fee and Tourism Dirhams and its payment on time. Daily Night Auditor Report monitoring and follow-up actions, revenue report matches and analysis and focus on discrepancy, high balance follow up, daily cash control,(surprise and spot check), credit card payment control, F&b cost and effective monitoring & control of Purchase, storing and Inventory issue of consumable items and analyzing cost of Consumptions periodically - Daily Food & Beverage cost control analysis and effective control over movements of stock and issues and consumption to reduce cost. Focus on menu pricing and impact and follow up monitor FOC items, outlet wise performance monthly periodically and deal with municipality auditors. Attending Daily meeting and arranging periodical meeting of accounting team on various issues to evaluate performance and for improvement-
MIS with analysis, Monthly, Quarterly and yearly closing and finalization of Accounts quarterly, periodically, Evaluation of the Internal Transport Department performance by preparing various report and analysis, Finalization year end closing Trial Balance and preparation of Profit and Loss Account and Balance sheet and Analysis Reports, various reconciliations to ensure correctness of books of accounts.
I am now keen to progress to a larger organization so I can use my professional skills to their fullest extent and learn from the senior management team and I believe this role would give me ample opportunity to demonstrate the skill and experience which I can bring to the organization with my experience and expertise gained during my career path.
Further to the above having the quality of loyal, trustworthy, hardworking, patience, giving attention in details and communication and team player.
I have great pleasure to apply for suitable post in your organization therefore please find my CV for detailed profile and if found matching for any suitable positions, do not hesitate to contact me for personal interview. I am looking for any immediate openings.
Ramesh Kumar-050 3492478,ramkripa2003@hotmail.
kindly contact me as iam available immediate effect.
I am interested For this Post is not an intended solely for your understanding and cooperation with us. i am looking forward for your time and consideration regarding my request for your application and supporting documents online for your time schedule.
I am pleased to introduce my self.
My name: Ahmed Hanafy Mahmoud (Chartered Accountant/ACCA MEMBER-UK, 19y Exp. with 16 Years in UAE)
I am searching for a strong financially entity to get a good job opportunity with stability, if you can help me I will be appreciated.
& # 8211; My CV is attached.
& # 8211; I am ACCA Member, Egyption, 16 years in UAE, total 19 y exp., D. L.
& # 8211; I have audit exp. In KPMG and Moore Stephens.
& # 8211; I have exp. In trade finance (opening bank facilities with several banks)
Qualified chartered accountant with over 19 years (7 in audit & 12 in finance) of gainful employment in high-volume & large size organizations providing fiscal and strategic drives crucial to finance and accounting department operations.
Expertise spans around financial management, analysis & reporting, accounting system implementation, internal auditing, budgeting, forecasting, cash flow management, accounts reconciliation, payroll, and financial advisory services. A strategic thinker, strongly motivated, and committed in identifying implementing process improvements that increase accuracy, consistency and efficiency, proven effective in timely reporting of financial statements.
Profession and expert in assurance services, my audit Duties Include Planning Supervision and Evaluation of Systems of Internal Control, Audit of the Financial Statements, Reporting on the Observation and Related Recommendations and Staff Assessment and Counseling.
IT (SKILLS/ Experience): Fair knowledge about use of PC’s with wide knowledge of Accounting soft ware’s and MS Office. (Tally, Peachtree, Focus, Oracle-ERP)
 Proven finance experience in gulf – Assurance services and exp. In observation and recommendations.
 Proven audit experience in Egypt and gulf – financially astute & efficient manager.
 Accounts finalization & financial reporting – Ability to manage multiple tasks / assignments.
 Statutory, IAS, IFRS & GAAP compliance – Exceptional communication & interpersonal skills.
 Liaison with auditors, banks and statutory bodies – Excellent management & leadership skills.
 Financial markets & investment products knowledge – Sound financial judgment & planning abilities.
my name is Ahmed.
i have more than 20 years exp in finance, cost account, credit control, shareholders relation, in UAE and Egypt.
Dear Sir / Madam,
I am a Chartered Accountant with over ten years of working experience including as an IFRS consultant in KPMG and an External Auditor in Ernst and Young. Also I was the Finance Manager for a car rental & real estate company in Qatar.
I am also a graduate in Business Administration and have detailed out my other skills and competences in the attached CV.
Currently I am stationed in UAE looking for a career opportunity and given an option will be able to join the company with immediate effect.
I strongly believe, with my professional background, I will be able to add value to your business and looking forward for an interview opportunity with your company.
Areas of Interest : Accounting, Financial Reporting, Finance, IFRS, Finance Business Partnering, Management Information Systems, Internal Auditing.
Mujtaba Hasan (ICWAI)
Contas & amp; Finance Management Professional.
Competent and result-proven Accountant with more than a decade solid work experience in Finance Managment and Cost Accounting. Demonstrated strong competencies in directing and duly controlling financial operations encompassing budgeting, costing, forecasting, fund flow management, accounting, book of accounts management, reconciliation, financial report preparation and MIS reporting. Also astute in providing precise estimates and cost accounting for diversified projects including related project planning, price negotiation, procurement, stock control and vendor/supplier relationship. Possesses high analytical aptitude, problem solving capabilities and zest in shaping challenges into concrete achievements. Keenly interested to work in a more challenging work profile within Service Industry, Manufacturing Company or to any progressive enterprise to utilize gained experience, developed expertise and leadership skills.
+ Well – trained & Experienced Accountant + High Competency in Finance Management.
+ Strong Orientation in Engineering Industry + Cost Accounting / Estimation Expertise.
+ Adept in HR & Administration Management + Budget Planning – Cash Flow Management.
+ Excellent Team Spirit & Leadership Skills + Liquidation – Reconciliation – MIS Reporting.
+ Product/Vendor/Supplier Sourcing Experience + Adept in Customized Accounting Software.
+ High Sense of Commitment + Proactive, Highly driven, Result-oriented.
Cost Accountant, Institute of Cost & Works Accountants of India.
Bachelor of Commerce, University of Delhi, India 1994.
Chief Accountant , Ocean Rubber Factory LLC, RAK, UAE Jul 2013 – Jul 2016.
Finanças & amp; Admin Manager, IMES Consulting Group, UAE (Business consulting firm) Jul 2008 – Mar-13.
Senior Accountant, Olive Decor LLC., UAE Aug 2007 – Jul 2008.
Cost Accountant, Riyadh Furniture Industries, Saudi Arabia May 2005 – Jul 2007.
Cost Accountant, Dutco Construction Company, UAE Feb 2003 – Feb 2005.
Accountant & Cost Accountant, reputed company in India Jan 2000 – Jan 2003.
Accounts , Finance and Administration , Cost Accounting and Management.
• Managing the day to day activities of accounts department and ensuring that all accounting data are correct and accurate.
• Perform variety of accounting functions including examination, analysis and verification of financial records.
• Deal with bank related transactions and conduct monthly settlement.
• Passing all monthly adjustment entries like prepaid, provisions etc for the preparation of MIS. PDC control and ensure that all control accounts are tallied with GL.
• Classify and maintain balance sheets, financial statements or quarterly reports.
• Verify the monthly payroll calculation and ensure that the deductions are done properly. Support in the preparation of budget.
• Finalisation of yearly accounts and liaison with external auditors. Clearing the queries of accounts staff and supervising the department. Ensuring the timely submission of the monthly reports. Verifying all journal entries and payment vouchers.
• Interacting with other departments for accounts related matters. Verifying petty cash vouchers.
• Preparation of cash flow. Group and legal compliance.
• Ensure company’s financial stability, optimum profitability and continued business growth; recommend benchmarks for measuring financial and operating performance.
• Manage financial planning, budgeting and cost analysis.
• Manage various accounting activities viz. preparation of various reports, accounts receivables, payables and bookkeeping.
• Successfully standardize and manage the accounting system of the company and maintain uniform accounting policies.
• Develop forecast for capital budgeting, cost accounting systems and fixed assets ledger.
• Streamline process and procedures to attain greater efficiency in workflow and deliverables.
• Submission of UK returns to Companies House & HMRC.
• Management and development of a team of accountants.
• Dealing with banks , import / export L/C’s , TR, s , accounts payable , accounts receivable, bank reconciliation,
Cost control , credit control & analysis of reports to advise cash flow, budget and forecast.
• Prepare estimates use by management for planning purposes.
• Analyze blueprints or other documentation to prepare time, cost, materials and labor estimates.
• Assess cost effectiveness of products, projects or services, tracking actual costs relative to budget.
• Participate in site visit, pre-tender and post tender submission for project progress.
• Manufacturing accounting and costing.
• Generate final comparison statement of different suppliers and subcontract items as per contract documents.
• Finalize rate analysis of each item, sub contract items and other direct cost with other estimators.
• Prepare cost statements, product costing and work order costing.
• Formulate composite overhead rate of similar machine. Calculate machine hour rate.
• Participate in development of specifications for equipment, products or substitute materials.
• Negotiate with the subcontractors and suppliers to secure the rock bottom prices even at tender stage.
• Issue and transact purchase orders. Expedite placement to ensure timely material delivery.
• Evaluate completeness and accuracy of PO documents and related data like reconciliations and inventories.
• Handle duties related to vendor relations such as contract management, negotiations, timely deliveries and inventory-cost control. Collect invoices for prompt payment.
• Integrate information from purchasing and material take off to ensure timely and sufficient material supply.
• Provide full inventory support and track stock movements simplifying reconciliation.
• Maintain and periodically update cost records. Set up cost monitoring and reporting systems and procedures.
• Responsible in preparing cost sheet of all products, stock valuation, monthly report of labor & plant, subcontractors accruals, conversion cost determination, etc.
• Conduct special studies to develop and establish standard hour, related cost data or to effect cost reduction.
• Proficient in customized accounting and management system packages: SAP, SAGE ERP , Peachtree, Tally, Baan.
• Well versed in MS Office (Word, Excel, PowerPoint), E-mail & Internet applications.
Date of Birth : 18th July 1974.
Marital Status : Married.
Visa Status : Visit Visa.
Driving License : UAE Light Vehicle.
Languages : English, Hindi & Urdu.
Dear HR Manager,
This is in response to your advertisement in indeed, I would like to place before you my candidature for your kind review.
I am Qualified Cost and Management Accountant, Chartered Accountancy finalist and Fellow Member of Pakistan Institute of Public Finance Accountants with more than 15 years of post qualification experience in the field of Finance, Accounts and Audit in Manufacturing, banking and trading sectors.
Awaiting to hear from you soon.
Leadership, creative, detail-oriented, strategic planning, financial analysis, financial management, developing and strengthening internal controls, risk mitigating, strengthening corporate governance culture, tax management and management reporting skills are inherent traits I possess, that are fine-tuned through hands-on experience of past 15+years in a competitive business environment.
As you will notice from my enclosed CV, that I have completed ACCA and I am a member of ACCA (Association of Chartered Certified Accountants UK), I am a member of AFA (Institute of Financial Accountants Australia), I am a member of MIPA (Institute of Public Accountants Australia), I have completed CPA and I am a member of ICPAP (Institute of Certified Public Accountants of Pakistan), and I have completed CA and I am also member of AAA (Accountants and Auditors Association UAE).
I am currently working in UAE, Dubai as (Group Manager Internal Audit). You can further notice from my enclosed CV that I had previously held positions of Finance Manager, Accounts Manager, and Practice Manager in different countries including United Kingdom (UK). Now with more refined knowledge on evaluation, designing and recommending internal controls, risk mitigation and effective corporate governance culture during my 5+ year’s current job as a Group Manager Internal Audit. I am looking forward to work in a prestigious organization, like yours, to fully utilize my knowledge, skills and work expertise fur mutual benefits.
With my general business acumen coupled with professional expertise, analytical and management skills, I am confident that I can be a worthy contributor towards your corporate objectives. The time I spent with different organizations worldwide, as mentioned in my CV, has not only brushed up my academic concepts but also made me a multi-skilled person.
My diverse experience in external and internal audit, financial management, finance and industry experience has helped me in developing strong skills in planning, executing, reviewing, presentation, meetings, community relations, data analysis & projection, ensuring compliance with relevant laws and regulations, in-depth knowledge of International Financial Reporting Standards (IFRS), International Auditing Standards (IAS), and International Standards for the Professional Practice of Internal Auditing (IPPF) has helped me reaching heights in my professional carrier.
It would give me an immense pleasure if you consider me one of the eligible candidates for interview to discuss my capabilities and skills further.
Naveed Ahmed ACCA, AFA, MIPA, ACPA, UAECA.
Espero que você esteja bem.
I am equipped with CA (ICAEW), ACCA and Graduation degree with 9+ years of extensive experience in the field of accountancy and audit. I have previously spent 4.5 years in EY and have familiarity with BIG-4 culture as well. Then I moved to PKF where I worked last as Senior Manager Audit & Imposto.
Overall I have gained extensive experience in handling a wide range of Assurance and Non-assurance activities. External/Statutory Audits, Quality Control Reviews, Managing Business valuations, Internal Audit, Taxation and Corporate services are few of the areas of expertise.
I believe I have what it takes to deliver positive contribution in your esteem organization. I am looking forward to an opportunity to meet you in person to discuss my qualifications and expertise in detail. I will be patiently waiting for a positive response.
Thank you for your kind consideration.
Iftikhar Ahmad Nasir.
ACA (ICAEW), ACCA, APA, BSC (Applied Accounting)
Al-Qusais, Dubai, UAE.
I have overall almost 25 years of total work experience and as a finance manager I have 18 years of hand-on work experience including 12 years in GCC as CFO KPMG and a global Bank. Currently in Pakistan as a Lead Consultant/CEO for “Independent Outsourcing Consultancy (IOsC)” also covering construction/property/real - estate sectors among many other. Previously worked as CFO+CRO+COO+PARTNER/DIRECTOR KPMG + CAI BANK + BANQUE SAUDI FRANSI + RBS + BCCI/BANK ALFALAH.
I have multiple qualifications related to Audit, Accounts, HR, Operations, Investment, Actuarial, & Finance (MBA Honors + ADP + ACI + CIA + B. Sc Honors in (Mathematics, Statistics, Economics & Finance) from top tier universities (IVY LEAGUE) of USA, Europe, and Pakistan in Finance, Accounts, Audit, Financial Engineering, Investment/Treasury, intership from Goldman Sachs. Brought in $ 254 million as Project Head for as Head of Financial Advisory Services (KPMG International LLP), MESA Region. I have in these 24+ years completed with honors 244 projects and have 165 achievements, Certificates & Awards.
Hands on Experience with PHP, Mat Lab, C++, Orion, MS Dynamics, Summit, SQL, WINGS, KONDOR++, Revelius, SAP, ERP, ERM, Etc…..
Kindly contact me..
>Lead Consultant/CEO in Independent Outsourced Consultancy (IOsC).
>Visiting Professor to Sussex University, LUMS, IBA, King Khalid University, Etc. >MBA Honors (Major: Financial Engineering/ Financial Economics), B. Sc Honors, Post Graduation, ACI/CFA, CIA, BASEL Accreditation, ATP, BDS, WINGS, Etc)
Contact Me now in NY, USA +923000693903 Intl Roam….for Pakistan.
Note: Taken from your ….
>Experience in cost accounting, project accounting, project analysis, capital expenditures analysis.
>Strong communication skills (verbal and written). Fluent speaking and writing of English language.
>Excellent attention to detail and highly organized, excellent presentation, Advanced MS Office, Excel Programming, SAP+, Leadership.
>Personal qualities of honesty, hard work, integrity and high ethical standards.
I have 25 years of overall experience in all finance related functions.
All my experience is in banking. 11.5 years with Dubai Islamic Bank and 12 years with CItibank all in Dubai.
I am CA Qualified. Hire me.
CMA qualified with 15 years experience in maintaining of Accounts upto Finalization.
I am a proactive, hardworking and CA with 10+ (2+ UAE)years of overall experience with Manufacturing and Construction industries and 3+ years of accomplished experience in handling Audits, financial management and analysis. I have extensive experience in managing accounts and finance and would like pursue my career with you in order to apply my skills and potential to contribute to your bottom-line.
Besides I am a qualified CWA (Institute of Cost Accountants of India, Kolkata)
Presently, I am working as Deputy Manager of Finance & Accounts at UNIGULF DEVELOPMENT LLC. Some of my current job responsibilities include:
· Managing the team of 6 persons in finance & contas.
· Discussing and implementing the various financial plans offered by the Management.
· Prompting the budgetary planning yearly and finding reasons for the variations with actual and reporting to Management.
· Effective management of cash flow through improving the Debtors collection & managing payables to improve the working capital requirements.
· Completing the Audits on time by closely Interacting with auditors,
· Taking care of Banking Operations like Import L/c’s, Avalisation & Export L/c’s.
· Management Information System(MIS) on 5thof every month.
· Finalization, Consolidation, Coordinating with Auditors and approach to implement best practices used in organizing and adopt at working in high pressure environments with strict deadlines and multiple deliverables.
· Possesses good knowledge of IFRS, business planning and analysis.
· Financial analysis with sound knowledge of the manufacturing / service industry and related regulations.
· Understanding of intercompany accounting and exposure to multy-currency activity.
Highly self-motivated with excellent communication and keen on deliverables within given timelines. Am confident that I would work to exceed your expectations.
Please find attached my CV, which further details my experience along with my technical skills and qualifications.
Thank you for your time and consideration. Estou ansioso para ouvir de você em breve.
Mob: 971 567491386.
Good day, I am a Finance Professional with over 25 years of rich and extensive experiences in MNCs like HJ Heinz, Johnson Controls and others. Kindly review my profile.
I am AICWA and ACMA and can join in 15 days time. I have solid experience handling a team of 7 executives and has delivered fantastic results in Finance and accounting .
Good day for everyone! Please review my CV.
A qualified, enthusiastic, goal oriented, highly organized and a team player.
CPA and CMA with a 20+ years of Accounting & Finance experience to offer.
I can work under pressure and respect my deadlines.
Throughout my experience in Auditing, Budgeting, financial Analysis & Financial Management I have been able to build a very good perspective of what a company needs in the internal control and finance area.
Please find enclosed my resume as a first step towards exploring the possibilities of employment with your reputable organization.
DEAR Human Resource.
SEEKING PLACEMENT: FINANCIAL MANAGER/ FINANCIAL CONTROLLER – 13 YEARS OF EXPERIENCE-Review CV.
Worked with many organizations at a senior level comprising of currently working as Financial manager in “DAMAN Contracting llc” Dubai - UAE, Past worked in “P One Chartered Accountants” Abu Dhabi - UAE, “Khimji Ramdas Group” Muscat - Oman, “RSMi Audit & Advisory” world big 7th Company in the fields of Audit, Financial Management, Banking and Treasury.
Executive with 13+ years of experience with Academic record of Certified Financial Consultant, Chartered Accountants CAF, Chartered Accountants Article and Bachelors in Commerce worked as a Finance Manager and as Senior Auditor seeking new challenge. Career includes in performing Financial Management Analysis and Planning, MIS / Financial Reporting IAS, IFRS, Cash Management and Optimization, Strategic Planning and Growth, Budget Development, Cost Containment & Profit Management, Risk Assessment & Reporting, Management of Cash Flow, statuary Audit Strategy Planning & Management, Bank Negotiations & Relations, Corporate and trade Finance and Accounting including facilities Guarantees and Murahabas.
Feel free to contact me at below given mail id to discuss and exchange my documentations and experience in relation to your needs. Thank you for your time and consideration, I look forward to hearing from you.
+971 56 6885837 Mobile.
+971 56 7800278 Mobile.
Sub: Application for the post of Finance Manager - Dubai.
This is in reference to your advertisement at your job portal for which I hereby apply myself as a candidate for the above post.
Particulars regarding my candidature are furnished with the attached resume.
7+Years of Work Experience in Decent Enterprises.
Strong background in General Accounting, AP/AR Management, Cash Management, Procurement and General Ledger Accounts, Chart of Accounts, Customer and Vender Maintain, Inventory Record, General Journal Entry.
Competent in Financial Reporting other Comparative Reports.
Knowledge in Accounting Software such as Peachtree, Quick Book, and Oracle.
Accustomed with multi-cultural work setting.
Excelentes habilidades interpessoais e de comunicação.
Certified Public Accountant.
My name is Bimal P. I’m looking for finance/accounts job. I’ve completed MBA in Finance and Human resources. And I’ve Worked in Automobile field as Finance Coordinator for more than 2 years. I have experience in accounting and also Got experience in Loan processing of Volkswagen Finance, Providing better banking facilities to customers and overall cash payments required for purchase of vehicle. I’m also Certified in MS Office, Animation and Graphic Designing.
I am a fully qualified Cost and Management Accountant with 26 years of post qualified experience in Finance, Cost and Supply Chain Management across diverse industries viz. Manufacturing, Publication, Infrastructure, E Governance, Education and well proficient in SAP, Oracle Business Suite and Microsoft Office 2007.
As an ACMA, I will be effective in Strategic and Financial Planning, Final Accounts consolidation, setting up of Annual Operating Plan, review of Financial Results, develop reports including Variance and Trend Analysis for quick decision making, propose solution for Improvement of Systems, Procedures and Internal control, Contract Management and Coordinating short and long term forecasts to ensure continuity in planning and coordinating the link between all Verticals to ensure achievement of business goals across verticals within the parameter of the Annual Operating Plan.
Over 40 years of experience in Accounting, Finance and Auditing, working in professional and multinational environment.
A summary of my professional experience is given as follows:
*2004 – 2015, worked for a Power & Water plant (a public listed company) as Chief Financial Officer in Muscat, Sultanate of Oman.
*1994 – 2015, worked for a Power Plant (a public listed Company) in Muscat as Finance manager.
*1990 – 1995, worked for a medium size Group of Companies in Muscat, as Internal auditor.
*1984 – 1990, KPMG, Muscat, Sultanate of Oman.
*1976 – 1984, KPMG, Karachi, Pakistan. This period includes 4 years’ audit/article training.
Looking for suitable Accounting/Auditing assignment, outsourced to me as an independent consultant. Ready to undertake full assignment on my own or help/assist in ongoing end of monthly/yearly closing or audit.
If anyone has an opportunity for me, he can kindly contact me on +971 56 974 8833.
I would like to introduce myself as Jitender Kumar. I am chartered Accountant from India, having more than 12 yrs of experience in FP&A, Management Reporting, Accounting, budgeting, SOX control and team management. I have good working knowledge of Hyperion Essbase, SAP and oracle.
Currently I am working with global investment bank Credit Suisse India , since last 3 year and now planning to seek challenging opportunity outside India.
With reference to the your job posted as Financial Planning & Analysis (FP&A), I would like to present my candidature. You are requested to please consider my profile for further discussion. looking forward to hear from you soon.
CA. Jitender Kumar.
Skype ID: jamshaidjs.
D. O.B: August 25, 1971.
Passport No & Expiry Date: AU0717601 (24.01.2027)
Visa Status: 90 Days visit will be expired on 30.06.2017.
2003-05 MBA-Finance Al-Khair University AJK, Islamabad Pakistan – With 3.25 CGPA.
2017-17 CFMA in Process The Society of Accounting Education (SOAE), Registered under “The Societies Registration Act XXI, 1860”
1996-99 ACMA – Finalist The Institute of Cost and Management Accountants of Pakistan – Islamabad.
2016-17 APFA-Finalist Pakistan Institute of Public Finance Accountants.
Finance/Accounts/Admin Manager: Over 21 years experience with five reputed and diversified companies; maintenance of general ledger to preparation of final accounts; handling banking and treasury, Export/LC/C. A.D related Accounts maintenance, billing and collection, periodical analysis and management reporting. Annual budget and controlling costs vs. budgets. Developed policy, procedure, systems and controls. Effectively handled local tax filing and prepared various reports for annual audits conducted.
Credit Controller: Developed credit policy, procedure, implementation credit tools, credit rating of the clients, past dues collection process, aging analysis with past due reasons, implemented credit limits by-customer. Weekly cash collection reviews with operational team and drove resolution of any discrepancies to expedite collection. Reduced past dues from 43% to 9% during 12 months.
Key strengths include:
• Effective financial, accounting and administration management.
• Execution focused and result oriented.
• Critical thinking, problem solving & análise.
• Reliable and dependable.
• Can work well under pressure and changing environment.
• Well versed with various accounting systems and software.
5. 3 Months I T Diploma from Johar Institute of Information Technology, Islamabad.
8. Microsoft Accounting Solutions etc,
Friends Particle Board Mills (Pvt) Ltd–Raiwind, Pakistan.
As Finance Manager May, 2015–To Date.
Rozwood (Pvt) Ltd – Sheikhupura Pakistan.
As Manager Accounts & Administration April, 2008– April, 2015.
Global Marketing Services – RWP Pakistan.
As Credit Control Manager Jan, 2006-March, 2008.
Global Marketing Services – RWP Pakistan.
As an Assistant Manager Accounts Sept, 2003–Dec, 2005.
Inter-Risk (Pvt) Ltd – Islamabad Pakistan.
As an Officer Accounts/Recovery July, 2002 – July, 2003.
Shell Pakistan Ltd S. M.A. L Traders – Abbotabad Pakistan.
As an Accounts Officer July, 2000 – June, 2002.
Inter-Risk (Pvt) Ltd – Islamabad Pakistan.
As an Accounts Officer July, 1995 – June, 2000.
I have an experience of 18 Years in Finance, Budgeting, Taxation & Finalization of financial Statements. I worked in Auto Mobile Industry & Garment export unit. Now I am in Real Estate Company for the last 8 Years. Now I want to work in your concern if suits to your organisation.
I would like to introduce myself as a B. Com Graduate.
CA Intermediate cleared in 2002, ICAI, India & Holding Accounting Technician Certificate Year 2009, ICAI, India.
Worked as Finance Manager, Golden Home LLC, Quorum, Sultanate of Oman till December 2016.
Worked as Finance Manager, VFIVE Builders Pvt. Ltd, Trivandrum, India from October 2014 to July 2015.
Worked as Finance Manager, Sowparnika Projects & Infrastrcture Pvt. Ltd, Trivandrum, India from June 2012 to September 2014.
Worked as Assistant Manager Accounts & Administration, Adhia Trading & Contracting Co. LLC, Sultanate of Oman February 2011 to March 2012.
Worked as Senior Executive Finance & Accounts, Durat Al Sahil Service & Trade LLC, Sultanate of Oman March 2008 to November 2008.
Worked as Chief Accountant, Saif Salim Essa Al Harasi LLC , Sultanate of Oman February 202004 to 2008.
Total 22 years’ experience. 7 years’ experience in Sultanate of Oman.
I believe my educational qualifications and experience offer me the unique opportunity to make a positive contribution to your organization and grow with the organization.
Attaching the resume for your reference herewith. This would give you a better picture of my capabilities.
Dear Hiring Manager,
I would like to express my desire to be a part of and make a career in accounting/finance role in UAE.
I am a qualified Chartered Accountant (Cleared Final CA in June 2009) and have a total post qualification work experience of 7 years. I am on resident visa in Dubai. I have more than 4 years of experience into consolidation of group accounts, financial analysis of MIS and banking accounts. And 3 years of experience of internal audit of stock broking firm.
In this regard, please find attached with this email my Curriculum Vitae which further details my professional experience. Thank you for you time and consideration and please feel free to email or telephone me for any further details that may be required.
I am writing to apply for the mentioned position, as advertised on portal. I possess over 20 years of experience in Finance & Accounts, Taxation, Auditing, Business Accounting, besides others an exposure gained across varied industries.
A list of accomplishments indicative of my experience includes:
• Actively provided support to the Sheetal (Far East) Ltd. (Hong Kong) based accounting team for accounting of corporate and intercompany transactions and for tax accounting and reconciliations.
• Oversaw compliance with Central Excise procedures of manufacturing units.
• Attained over 10 (mention) case dropped by the Taxation Authorities; ensured the proper presentation of documents which resulted in the saving of INR 20 Crores and above for the company.
My skills are to examine & analyse accounting records, financial statements and other financial reports to assess accuracy& completeness and ensure conformance to reporting & procedural standards will be of interest to you. I have a proactive management style with proven strengths in communication, interpersonal and analytical skills.
I bring to your company my years of relevant experience and my drive for results and positive outcomes. I am prepared for the next challenge in my career and look forward to hearing from you.
Thank you for your time and consideration.
Estou interessado.
Is the job still vacant, I would like to apply as I possess necessary skills and experience which matches the profile.

SEANET 2.
Supplementary blog for South East Asia Network for Development (SEANET).
unilateral trade liberalization.
Free trade means faster manufacturing growth.
* This is my article in BusinessWorld today.
There is a populist and persistent belief that free trade means weakening, if not, bringing about the death of local manufacturing industries because they will not be able to withstand competition from more advanced economies abroad.
This belief has been repudiated many times in countries including the Philippines. And there is a new paper that repudiates this belief again.
Former NEDA Secretary Dr. Cielito Habito discussed a new paper at the Department of Trade and Industry (DTI) pre-summit roundtable, based on their research at the USAID-funded Trade-Related Assistance for Development (TRADE) Project.
The roundtable was part of the preparations of the DTI and the Board of Investments (BoI) in an important event they are jointly organizing, the “Manufacturing Summit 2016: Trabaho at Negosyo” this coming Nov. 28-29, 2016 at the Makati Shangri-La Hotel.
Besides plenary sessions, breakout sessions to be held will cover seven topics, one of which is International Trade Policy and Free Trade Agreements and Dr. Habito’s discussion was in preparation for this session. I was among those invited by the DTI for the pre-summit roundtable, thanks to Assistant Sec. Rafaelita Aldaba.
In January 2010, the ASEAN Free Trade Agreement (AFTA) became operational. The import tariffs on nearly all products traded across the ASEAN-6 (Brunei, Indonesia, Malaysia, Philippines, Thailand, and Singapore) dropped to 0, some at 5% maximum. What happened to Philippine manufacturing by 2010 onwards? Dr. Habito showed this data (see Table 1).
Philippine manufacturing did not weaken nor did it die with freer trade. From an average growth rate of only 3% per year in 2004-2009, it went up to an average of 7.8% per year from 2010-2015.
Other sectors — fixed investment, durable equipment, private construction, exports — also showed faster growth rates under a freer trade regime, about three to four times faster than average growth in 2004-2009.
Ciel also showed slides where Philippine exports have moved up the value chain.
For instance, the Philippines exported around $200M of boilers, nuke reactors, machineries, optical, technical, medical apparatus, etc. to Indonesia in 2013 alone.
As we moved to freer trade, to zero tariff, our manufacturing and exports became more dynamic, more competitive, more job creating and more forex-earning.
One may also credit the past Aquino administration for keeping with trade liberalization agenda compared to its predecessor Gloria Arroyo administration.
Freer trade benefitted not only the Philippine economy but also almost all other ASEAN countries (see Table 2).
The above numbers tell us the following.
One, the size of manufacturing output of the six countries have expanded significantly in just five years. The Philippines’ has grown from $26.5B in 2009 to $38.9B in 2014.
Two, in terms of manufacturing annual growth rate, Malaysia, the Philippines, and Singapore experienced faster growth rates while Thailand and Vietnam experienced slower expansion — but they nevertheless reported growth.
Three, manufacturing as percentage share of GDP has declined for all the countries above. This is not something to be taken negatively because almost all countries have shown this trend, with the declining share of agriculture and manufacturing and rising share of services.
Some policy measures that the DTI, other departments, and Congress should consider to further improve the country’s manufacturing and trade capacity would be the following:
The government should help improve the economy’s competitiveness. Very often it is not “what government should further do” but rather, “what government should NOT do and intervene,” like fewer taxes, regulations, restrictions, and bureaucratic processes. Some factors that deter more investments in manufacturing in the country are outside the scope of DTI, like expensive and unstable electricity supply, slow Internet, poor infrastructure. More competition in these sectors should be encouraged. There are winners and losers in free trade, there are also winners and losers in protectionism. Overall, there is “net gain from trade” while there is net loss under protectionism. Tables 1 and 2 above have shown and quantified some of these gains, so we should never backtrack from further liberalization. Over the long term, we should consider adopting unilateral trade liberalization, one-way free trade policy, both in tariff and non-tariff measures (NTMs), and ultimately in services too. Hong Kong and Singapore are good examples of unilateral liberalization regimes, their exports of goods and services are much larger than most countries in the world despite their small population. NTMs as indirect barriers to trade should be relaxed through time and ultimately abolished. The main purpose of trade policy should be consumers protection and empowerment, to allow the local consumers to have more choices in buying and selling, to have more access to more markets and economies abroad.
Bienvenido S. Oplas, Jr. is the head of Minimal Government Thinkers and a Fellow of SEANET. Both institutes are members of the Economic Freedom Network (EFN) Asia.
PH exports growth from 1960-2014.
* This is my article in BusinessWorld last June 17, 2016.
The 1950s and 1960s were periods of economic nationalism as the Philippines and many other countries emerged from post-World War II damages and reconstruction. That many countries chose trade protectionism then was understandable as it was also a period of strong communist movements and anti-global capitalism in Asia, as shown by the communist transformation of China after the successful Maoist revolution in 1949. In the Philippines, early communist movement led by the Huks also championed economic nationalism.
In the 1970s, a period of some economic liberalization plus strong state intervention and dictatorships swept many East Asian economies. Former President Ferdinand Marcos for instance imposed a dictatorship that allowed him to stay in power for a total of 20 years. Huge petro dollars financed various infrastructure projects in the region that allowed some countries to develop faster than others.
The 1980s was a period of continued economic liberalization plus a dismantling of some dictatorships in Asia, including the collapse of the Marcos dictatorship in 1986. By then, the “Asian dragons” — South Korea, Taiwan, Hong Kong, and Singapore — were rapidly developing and emulating the industrialization path of Japan.
Mid-1990s was the golden age of globalization. The World Trade Organization was officially created in 1995 with a clear goal of promoting rules-based global free trade. Protectionism by many member-countries were tapered and reduced. As a result, high tariffs were brought down to moderate levels and non-tariff barriers (NTBs) — such as import quotas and quantitative restrictions were converted into tariffs.
In the Philippines, it was also a period of more substantial economic liberalization — the country became more stable after it reeled from political and economic uncertainty that was instigated by several bloody military coup attacks and naked attempts to grab state power in the late ’80s. The foreign investments act, telecom deregulation, and similar laws were enacted in that decade.
When the 21st century came, the Philippines and many countries in Asia and around the world have already developed their own momentum of liberalization and deregulation. It was just a question of taking either a path of fast or moderate trade liberalization.
For ASEAN countries, the chosen path was unilateral, fast, regional liberalization that tariffs for intra-ASEAN trade was near zero for the six older members (Brunei, Indonesia, Malaysia, Philippines, Thailand and Singapore) while the four new comers (Cambodia, Laos, Myanmar and Vietnam or CLMV) were given a longer window of zero tariff at a later date of 2015.
Here is one summary of the foreign trade performance of the Philippines over the past half-century, expressed in the exports and imports of goods and services (G&S) as share or percent of GDP, and annual trade growth (see table).
Notice the jump in the country’s exports of G&S in 1995-2000 upon joining the WTO, despite the East Asian financial crisis in late 1997 to early 1999. There was a big decline in both the exports and imports of G&S in 1998 but it was not enough to erode the 40%+ exports/GDP ratio.
Another round of trade decline was experienced in 2008-2009, a period of global financial turmoil that started in the US’ housing and credit.
The Philippines’ exports/GDP ratio went back to the 30%+ this decade.
How can this be explained?
Did the country (a) apply some brakes on trade liberalization, (b) or has the denominator, in this case, GDP size, simply risen faster than the rise in the numerator? Or (c) both?
It appears that (c) happened.
Having brought down overall tariffs to near zero for fellow ASEAN members, the Philippines can no longer bring it down any further for its neighbors. It can only liberalize further by having multiple bilateral free trade agreements (FTAs) with other countries or bloc of countries outside of ASEAN. This is a cumbersome and bureaucratic path towards more trade liberalization. The easier, less messy path would have been unilateral liberalization the way it engaged its neighbors in the ASEAN. Singapore, Hong Kong, UAE, Chile and few other countries have adopted this policy and so far the results are more positive than negative.
The other explanation is that the Philippines’ GDP size has grown much faster, mainly because of domestic or internal factors like robust growth in household and private consumption.
Now with a 100+ million population base, it is relatively easier to sustain this momentum. More people means more producers and consumers, more workers and entrepreneurs, more sellers and buyers. Sadly, there will be more government bureaucrats, legislators, regulators and consultants too, they need lots of taxes and fees to sustain their pay, offices, travels, trainings, bonuses and pension.
So we need to take a different path of economic modernization via unilateral trade liberalization with more countries outside the region. And rejoice, not whine, at our bigger and younger population. Government interventions like bureaucratic and costly trade negotiations, implicit population control and high taxation to finance high bureaucracy and high regulations can be counter-productive over the long-term.
Bienvenido S. Oplas, Jr. is a SEANET Fellow, head of Minimal Government Thinkers, both are members of EFN Asia promoting free trade.
Free trade and Norwegian salmon.
* This is my article in BusinessWorld last May 19, 2016.
Among the noticeable things when I buy in public markets is the presence of Norwegian salmon. Usually the salmon heads or salmon belly are available, and their retail price is not that far from bangus or tilapia. So while it is common to see Norwegian salmon in big groceries and supermarkets, it is good to see the presence of this Norwegian product in public markets at affordable prices, implying that trade of this commodity is increasing fast.
And that proves further that free trade is good. The taste of salmon is a lot different than many tropical fish products that we have. Free trade allows the poor and lower middle class to enjoy this produce from time to time.
Last May 14, 2016, I had the opportunity to meet and break bread with some Norwegian businessmen and Filipino managers running Norwegian companies in the country. It was at the celebration of Norway’s Constitution Day.
I checked the data from the UN Conference on Trade and Development, “Bilateral FDI Statistics 2014.” Instock investments from Norway is still small, only $7 million as of 2012. The biggest investments are from UK ($1,418M), France ($310M), Switzerland ($239M), and Denmark ($197M). Nonetheless, the flow of trade and investments between Norway and the Philippines is rising.
The important institutions of Norwegian commerce in the Philippines are the following:
First, the Norwegian embassy, promoting diplomatic, cultural and economic partnerships with the Philippines. I met the Norwegian Ambassador to the Philippines, His Excellency, Erik Forner and I asked him what are the key business sectors where relations between Norway and the Philippines are most active, and he quickly mentioned the maritime industry. Many Norwegian businesses operating in the Philippines are shipping-related. Norwegian shipping companies are among the biggest employers of Filipino seafarers, about 25,000 of them, aboard their ships or in shipyards abroad. They also have the Norwegian Training Center in Manila that provides relevant and specific training for Filipino seafarers working on Norwegian ships. Then the Norwegian Maritime Authority is working with the Philippines’ Maritime Industry Authority in ensuring that maritime/seafarer education is in compliance with international standards.
Second, the Philippine Norway Business Council, a young organization that promotes bilateral business opportunities between the two countries. Established on 5 January 2011, the Council is a direct result of a common initiative from the Norwegian business community in the Philippines. The objective was to create a forum or a platform of interaction for Norwegian companies represented in the Philippines, Philippine companies with links to Norwegian businesses, and individuals involved in Norwegian companies.
Third would be the Norwegian companies themselves that have come into the country to partake of opportunities presented by the Philippines business environment. One of these companies is Norconsult — one of the oldest Norwegian companies in the country specializing in project management services for engineering projects in the transport, energy, and urban & regional development sectors.
Norconsult’s first Filipino Managing Director for its Philippine subsidiary, Rodolfo “Ozone” T. Azanza, Jr. said that their manpower complement has expanded almost three times in less than two years, signifying the expanding business opportunities for his firm, that in turn also create more jobs for Filipinos. He also said that the best export of Norway to the Philippines is their strong practice of business integrity. By practicing it locally, it gives a good business case, attracting clients and employees who live by the same principles.
Here is a snapshot of the social and economic conditions of the Philippines and Norway, rather incomparable in many aspects but are welded by trade and investments (see table).
On April 28, 2016, the four European Free Trade Area (EFTA) states composed of Iceland, Liechtenstein, Norway, and Switzerland, signed a free trade agreement with the Philippines in Bern, Switzerland. The EFTA-PH Free Trade Agreement (FTA) is a broad-based agreement covering trade in goods and services, investment, competition policy, intellectual property rights protection, government procurement, and sustainable development. Specifically, EFTA abolishes all customs duties on industrial products from the Philippines upon implementation, while the Philippines will gradually lower or abolish its duties on the vast majority of such products coming from EFTA.
That trade agreement may bode well for a similar future agreement with the continent’s bigger economies like Germany, France, and UK. A possible Philippine membership in the US-led Trans Pacific Partnership Agreement will also be a good thing, before a FTA with huge EU economies.
In trade, the best route is unilateral liberalization, just open the borders and regulate only those products and services that can cause harm to public health and safety. Like guns and bombs, poisonous substances, substandard medicines, etc.
However, only a few economies have succeeded in having such policy, like Hong Kong, Singapore, UAE, and Chile. So the second-best policy is via regional and bilateral FTA. Empowering the local consumers and producers with more choices where and from whom to buy and sell is empowering the people, expanding their economic freedom and individual liberty.
Bienvenido S. Oplas, Jr. is the head of Minimal Government Thinkers, a Fellow of SEANET and member of EFN-Asia that promotes free trade.
Unilateral trade liberalization and growth.
* This is my article in BusinessWorld last March 11, 2016.
Free trade and voluntary exchange of goods and services by people across villages, cities, islands, countries and continents is the hallmark of modernization and improvement of human condition. Goods and services of certain quality and quantity that are not available locally are made available by liberalizing their entry from many parts of the world.
Protectionism and economic nationalism in various shades however, has limited the march of faster global economic integration. Thus, multilateral negotiations towards global free trade was invented via Uruguay round and its predecessors, and later via the World Trade Organization (WTO) since 1995.
This has proven to be a disappointment than a success in realizing global free trade as various types of non-tariff barriers (NTBs) were invented by many countries. So regional and bilateral free-trade agreements (FTAs) were invented to hasten the process.
So far, economies that have progressed and expanded faster than the average are those that embarked on unilateral trade liberalization. Yes, one-way liberalization without waiting for other countries and trade partners to liberalize and reduce tariff by the same amount. It may be a reduction from 20% to 10% or 4% in a span of few years, or down to zero.
There are many economies that embarked on unilateral liberalization, including the 10 ASEAN countries like the Philippines. The pace of tariff reduction in the past 2 decades were fast, much faster than tariff reduction in other regions of the world.
This paper will briefly review the experience of five economies: Hong Kong, Singapore, New Zealand, United Arab Emirates (UAE), and Chile. These countries have a small population of 7 million or less except Chile and UAE, thanks to expats and foreign workers that constitute about 85% of UAE current population (see Table 1).
Hong Kong. A small free port economy which thrives on free trade — no barriers on trade, no tariff on imports or exports of goods. Its early open door policy made it one of the world’s largest trading economies, an international financial and commercial center in the Asia-Pacific region, at a time when many countries and economies have turned nationalist, protectionist and even socialist, years after World War II.
Import and export licensing are kept to the minimum, imposed only when there is real need like obligations to trading partners, or meet public health, safety or internal security concerns.
Literally, HK imports in thousands of container ships, and exports in hundreds of millions of shopping bags. Free trade attracts lots of visitors from other countries who think certain goods are not available in their countries or available but at higher prices. Any “losses” in import tax revenues are more than compensated by local tax revenues when millions of visitors and investors come to Hong Kong to spend. Major winners are the airlines, hotels, restaurants, theme parks, malls and shops, other players in the hospitality and tourism industry.
Cingapura. Created only in 1965 after separation from Malaysia, the people embarked on an open, free, competitive economy, opening up lots of opportunities for the entrepreneurs. With a few exceptions, tariff is zero. Total merchandise trade is almost four times of GDP, FDI inflows are big. Import restrictions, if any, are based mainly on environmental, health, and public security concerns. Rice is subject to import licensing to ensure food security and price stability. Otherwise, international trade is highly encouraged.
But while Singapore has unilateral liberalization in goods, it practices protectionism of its services sector. Thus, many countries have arranged for bilateral and regional FTAs with Singapore, focusing on services liberalization. These include mutual recognition of standards, enhanced investment protection disciplines, protection of intellectual property rights (IPR), and elimination of anti-competitive practices, establishment of a competition policy.
Nova Zelândia. Being so geographically detached from the rest of the world because of its location — it is closer to Antarctica than mainland China — the country has no choice but to engage in stronger global trade to enable it to procure many things and services that are not available locally.
In its mid-80s liberalization, tariffs were removed (zero rate) in a wide range of goods without domestic competitors, while reduced in others. Overall tariff has decreased from 27% to 7% in 1997. Import licensing was also gradually removed and other forms of export assistance were also greatly reduced (Grafton et al., 1997).
An editorial from the NZ International Business Forum (NZIBF) about two years ago summarized it this way: “History of trade in New Zealand is that our quality of life plummets when we are shut off to the global market. We do not get rich by selling to ourselves.”
Chile. The economy before the military take over in 1973 was characterized by high and dispersed import tariffs, import prohibitions, quantitative restrictions, and distortionary multiple exchange rate system. The fall of democracy in the country ironically paved the way for economic reforms which liberalized the country. First was reduction and simplification of trade barriers with more than 60% of tariffs removed and import restrictions eliminated.
In 1985, liberalization continued with the uniform tariff decreased to 20% and further to 15%. Reforms continued despite transitioning back to democracy. An independent central bank was established and the uniform tariff was again reduced. Currently, the country is pursuing several trade agreements (Edwards & Lederman, 1998).
A WTO annual report 2009 described it well, “Chile’s trade and investment regime continues to be characterized by openness, transparency, and predictability… Since the last review in 2003… modernize customs and facilitate trade, maintained a single MFN [Most Favored Nation] tariff rate of 6% with a few exceptions, abolished some import taxes and export subsidies…”
Emirados Árabes Unidos. Founded only in 1971, its seven emirates include world-famous cities like Abu Dhabi and Dubai. It is the second largest economy in the Gulf after Saudi Arabia. Its free-trade zones allow (a) 100% foreign ownership of enterprises, (b) 100% repatriation of capital and profits, (c) zero import and export tax, (d) zero corporate tax for up to 50 years, and (e) zero personal income tax.
Generally, it is heaven for global businesses that locate there. This change in policy, the rapid liberalization in goods and services allowed or necessited the entry of millions of expats and foreign workers, which now comprise around 85% of UAE’s total population.
Here is one summary of the performance of the five economies that embraced unilateral trade liberalization (see Table 2).
As a result of liberalization, these economies have expanded: 22 times for Singapore, eight to 12 times for UAE, Chile, and Hong Kong in just a span of 35 years. That is almost a miracle. New Zealand is a bit different because of its geography. Even if tariffs for all imports are zero, its distance from major economies in North America, Europe, and Japan necessarily makes shipment costs high. Which largely explains for its slower economic expansion.
The Philippines should pursue a policy of unilateral trade liberalization, in goods but more so in services and the practice of different profession. By opening up those professions to foreign competition, Filipino customers will have more choices, the Filipino professionals themselves will learn from their foreign allies and competitors, and the policy will earn benefits will that will open up opportunities for Filipino professionals to practice in more countries around the world.
Bienvenido S. Oplas, Jr. is the head of Minimal Government Thinkers, a Fellow of the South East Asia Network for Development (SEANET), and a member of the Economic Freedom Network (EFN) Asia. All the 3 entities advocate free trade. minimalgovernment@gmail.
Unilateral trade liberalization in Pakistan.
I stumbled upon this presentation in a forum organized by the Policy Research Institute for Market Economy (PRIME) based in Islamabad, Pakistan. PRIME is headed by a friend, Ali Salman. Good event, Ali.
The paper discussed Pakistan’s experience of 3 phases of trade liberalisation:
Unilateral Trade Liberalisation Period (1990-2002) Policy Neutral Period (2003-2005) Trade Policy Mix: From Bilateral and Regional Liberalisation to Trade Restrictions (2006 onwards).
A different definition of unilateral liberalization, “liberalisation from below”, good nonetheless. For me, unilateral liberalization means no need for negotiations, just one-way liberalization, that very often builds confidence and reciprocal liberalization by other trade partners. Examples of HK, Singapore, Chile, New Zealand unilateral lib. Mas eu divago.
Good advocacy by PRIME. Unlike in South East Asia though, economies in South Asia including Pakistan, India, Sri Lanka, Nepal, Bangladesh, the pace of liberalization is rather slow. Nonetheless, slow liberalization is better than continued protectionism.
Non-tariff barriers in the ASEAN.
* This is my article in BusinessWorld last September 10, 2015.
Trade between and among people is beautiful. What one does not need because he has surplus production, he can sell it and get those things he does not have but he needs, via purchase or via the old system of barter.
Countries and economies that trade more are more advanced, more developed compared to countries that are less friendly to more international trade.
That is why free trade has become a known policy and advocacy in many countries for centuries now. Import tariff rates have been declining significantly, down to zero for some economies like Hong Kong and Singapore.
But protectionist interests have invented many types of non-tariff barriers (NTBs) or non-tariff measures and these limit or restrict trade.
Among the less-visible type of NTBs are the various business bureaucracies and regulations. For instance, while it is possible to require only three documents to allow exporters and importers to ship or receive their products, other Association of Southeast Asian Nations (ASEAN) countries require six to 10 documents.
Here is one result of the World Bank’s Doing Business 2015 Report, section on International Trade. There were 189 countries covered in that report. Global ranks of ASEAN countries are given.
It would take around three weeks for an exporter to finally move his containers out of Cambodia, Laos, Myanmar, and Vietnam, too long compared to less than one week in Singapore and around two weeks for exporters in Malaysia and Thailand.
It is really possible to cut the time to export to just 11 days or less, as shown by Singapore and Malaysia plus the seven countries above. The eight other governments in the ASEAN need not hold back the exports of their entrepreneurs for two weeks or more.
A similar measurement of bureaucracies and taxes as new variety of NTBs is covered by Fraser Institute’s Economic Freedom of the World (EFW) annual reports. The EFW is composed of five areas, including the freedom to trade internationally. This area is composed of four sub-areas: (A) Tariffs, (B) Regulatory trade barriers, (C) Black market exchange rates, and (D) Controls of movement of capital and people.
The EFW employs a scoring system of zero to 10, where zero is totally unfree and 10 means there is full economic freedom. Thus, high revenues from trade taxes, high tariff, wide variations and deviation of tariff rates mean low score. And more regulatory barriers, more NTBs also mean low score, low degrees of economic freedom for entrepreneurs.
For this piece, sub-areas A and B are shown. Laos was not included in the EFW report. Hong Kong is added here as “benchmark” for being the freest economy in the world.
The above numbers show that ASEAN countries generally have low tariff rates, with scores of eight to almost 10 (Singapore and Brunei). This is a reflection of the accelerated trade liberalization policy in the region.
But there are problems too, like having wide variations and high standard deviations in tariff rates. Singapore, Malaysia, Thailand, and Vietnam have scores below six.
The member-governments of the ASEAN need to be reminded from time to time that the main purpose of trade liberalization is to empower the consumers and producers of their own countries with more choices. NTBs and complicated bureaucracies defeat or undermine that goal.
Free trade means free individuals, free enterprises. Restrictions to trade is restricting individual and economic freedom, the freedom to choose and compete, where and from whom to buy and to whom to sell.
Some consumers though can lose from free trade and unilateral liberalization if the goods they regularly consume are being exported because prices can go higher. But this loss is temporary because more goods, more choices from abroad will become available in the domestic market.
Multilateral trade negotiations for free trade are too unwieldy and costly, time-consuming and bureaucratic. Regional and bilateral free trade agreements (FTAs) are faster in producing agreements and results but they are selective and become an excuse for protectionism against countries where no FTAs are signed yet.
Unilateral trade liberalization, no need for or minimum of negotiations, just open the borders at zero tariff and minimal bureaucracies, is pro-development. There is little or no justification to restrict trade as it is a voluntary exchange between two or more entities — individuals, companies, and institutions.
People and companies, not nations and governments, trade with each other. Governments therefore should reduce restrictions on people and goods mobility.
In particular: (a) reduce tariff and non-tariff barriers like quantitative restrictions and customs bureaucracies, and (b) simplify visa requirements and issuance, reduce the cost of migration.
The main function of government in trade is to help enforce contracts and promulgate the rule of law. And the only justifiable considerations for governments to regulate trade are those involving public health and safety. Like bringing in or exporting weapons, ammunitions, dangerous substances, counterfeit or substandard medicines, virus-infected animals, etc.
All other goods should be allowed entry with the minimum or zero restrictions and taxation. This will significantly bring down prices and benefit consumers, especially the poor.
Two groups of people dislike unilateral trade liberalization: (a) the protected local businesses and cronies, political interest groups like militant trade unions and farmer organizations, and (b) trade negotiators and consultants who regularly fly and have endless meetings in some beautiful and expensive hotels and cities abroad.
Smuggling can be beneficial to consumers through lower prices compared to protectionist prices. But this expands corruption in government. To remove the opportunities for corruption and rent-seeking and at the same time give consumers and local producers the freedom to get cheaper goods and services, protectionism should be abandoned and unilateral liberalization should be pursued.
Other institutional constraints like protectionist constitutions that explicitly protect domestic business interests and limit foreign competition should be amended to allow or encourage more foreign investments and trade.
Bienvenido S. Oplas, Jr. heads a free-market think tank, Minimal Government Thinkers, Inc., and is a fellow of the South East Asia Network for Development (SEANET).
SEANET paper on unilateral trade liberalization in the ASEAN.
The South East Asia Network for Development (SEANET) published its second issue of Perspectives or policy note this year, 20 pages long. Incidentally, it was written by yours truly.
Free trade has many variants like bilateral free trade agreement (FTA) or economic partnership agreement (EPA), regional (ex. ASEAN FTA or AFTA), cross regional (ex. RCEP, TPP), multilateral/global (ex. WTO negotiations), or plain unilateral, one-way free trade policy. This paper discusses the latter.
It starts with some basic theory, from the classical David Ricardo theory of comparative advantage, to commodity (CPE) and factor price equalization (FPE). Here, CPE an illustration of CPE.
Through time, the average ASEAN Trade in Goods Agreement (ATIGA) rates have been declining. Singapore and Brunei were the pacesetters of zero tariff policy since the past one or two decade/s. The intra-ASEAN rates of almost zero tariff are shown in the chart below.
The most common non-tariff barriers (NTBs) to trade are technical regulations on quality standards and non-automatic licensing of exports/imports permit. But there is one NTB that is lesser discussed — the various trade and business bureaucracies. The Philippines was 5th in the ASEAN in this aspect.
Another annual report on economic freedom worldwide is the Economic Freedom of the World (EFW) report by Fraser Institute in Canada. Here is the result for the ASEAN in area or section 4 of the report.
See the 20-pages paper why unilateral trade liberalization is feasible for the ASEAN member-countries.

Song of Myself.
By Walt Whitman.
And what I assume you shall assume,
For every atom belonging to me as good belongs to you.
I lean and loafe at my ease observing a spear of summer grass.
Born here of parents born here from parents the same, and their.
parents the same,
I, now thirty-seven years old in perfect health begin,
Hoping to cease not till death.
Retiring back a while sufficed at what they are, but never forgotten,
I harbor for good or bad, I permit to speak at every hazard,
Nature without check with original energy.
I breathe the fragrance myself and know it and like it,
The distillation would intoxicate me also, but I shall not let it.
distillation, it is odorless,
It is for my mouth forever, I am in love with it,
I will go to the bank by the wood and become undisguised and naked,
I am mad for it to be in contact with me.
Echoes, ripples, buzz'd whispers, love-root, silk-thread, crotch and vine,
My respiration and inspiration, the beating of my heart, the passing.
of blood and air through my lungs,
The sniff of green leaves and dry leaves, and of the shore and.
dark-color'd sea-rocks, and of hay in the barn,
A few light kisses, a few embraces, a reaching around of arms,
The play of shine and shade on the trees as the supple boughs wag,
The delight alone or in the rush of the streets, or along the fields.
The feeling of health, the full-noon trill, the song of me rising.
from bed and meeting the sun.
Have you practis'd so long to learn to read?
Have you felt so proud to get at the meaning of poems?
You shall possess the good of the earth and sun, (there are millions.
You shall no longer take things at second or third hand, nor look through.
the eyes of the dead, nor feed on the spectres in books,
You shall not look through my eyes either, nor take things from me,
You shall listen to all sides and filter them from your self.
beginning and the end,
But I do not talk of the beginning or the end.
Nor any more youth or age than there is now,
And will never be any more perfection than there is now,
Nor any more heaven or hell than there is now.
Always the procreant urge of the world.
increase, always sex,
Always a knit of identity, always distinction, always a breed of life.
To elaborate is no avail, learn'd and unlearn'd feel that it is so.
entretied, braced in the beams,
Stout as a horse, affectionate, haughty, electrical,
I and this mystery here we stand.
Till that becomes unseen and receives proof in its turn.
Knowing the perfect fitness and equanimity of things, while they.
discuss I am silent, and go bathe and admire myself.
Not an inch nor a particle of an inch is vile, and none shall be.
less familiar than the rest.
As the hugging and loving bed-fellow sleeps at my side through the night,
and withdraws at the peep of the day with stealthy tread,
Leaving me baskets cover'd with white towels swelling the house with.
Shall I postpone my acceptation and realization and scream at my eyes,
That they turn from gazing after and down the road,
And forthwith cipher and show me to a cent,
Exactly the value of one and exactly the value of two, and which is ahead?
People I meet, the effect upon me of my early life or the ward and.
city I live in, or the nation,
The latest dates, discoveries, inventions, societies, authors old and new,
My dinner, dress, associates, looks, compliments, dues,
The real or fancied indifference of some man or woman I love,
The sickness of one of my folks or of myself, or ill-doing or loss.
or lack of money, or depressions or exaltations,
Battles, the horrors of fratricidal war, the fever of doubtful news,
the fitful events;
These come to me days and nights and go from me again,
But they are not the Me myself.
Stands amused, complacent, compassionating, idle, unitary,
Looks down, is erect, or bends an arm on an impalpable certain rest,
Looking with side-curved head curious what will come next,
Both in and out of the game and watching and wondering at it.
linguists and contenders,
I have no mockings or arguments, I witness and wait.
And you must not be abased to the other.
Not words, not music or rhyme I want, not custom or lecture, not.
Only the lull I like, the hum of your valved voice.
How you settled your head athwart my hips and gently turn'd over upon me,
And parted the shirt from my bosom-bone, and plunged your tongue.
to my bare-stript heart,
And reach'd till you felt my beard, and reach'd till you held my feet.
all the argument of the earth,
And I know that the hand of God is the promise of my own,
And I know that the spirit of God is the brother of my own,
And that all the men ever born are also my brothers, and the women.
my sisters and lovers,
And that a kelson of the creation is love,
And limitless are leaves stiff or drooping in the fields,
And brown ants in the little wells beneath them,
And mossy scabs of the worm fence, heap'd stones, elder, mullein and.
How could I answer the child? I do not know what it is any more than he.
A scented gift and remembrancer designedly dropt,
Bearing the owner's name someway in the corners, that we may see.
and remark, and say Whose?
And it means, Sprouting alike in broad zones and narrow zones,
Growing among black folks as among white,
Kanuck, Tuckahoe, Congressman, Cuff, I give them the same, I.
receive them the same.
It may be you transpire from the breasts of young men,
It may be if I had known them I would have loved them,
It may be you are from old people, or from offspring taken soon out.
of their mothers' laps,
And here you are the mothers' laps.
Darker than the colorless beards of old men,
Dark to come from under the faint red roofs of mouths.
And I perceive they do not come from the roofs of mouths for nothing.
And the hints about old men and mothers, and the offspring taken.
soon out of their laps.
And what do you think has become of the women and children?
The smallest sprout shows there is really no death,
And if ever there was it led forward life, and does not wait at the.
end to arrest it,
And ceas'd the moment life appear'd.
And to die is different from what any one supposed, and luckier.
I hasten to inform him or her it is just as lucky to die, and I know it.
am not contain'd between my hat and boots,
And peruse manifold objects, no two alike and every one good,
The earth good and the stars good, and their adjuncts all good.
I am the mate and companion of people, all just as immortal and.
fathomless as myself,
(They do not know how immortal, but I know.)
For me those that have been boys and that love women,
For me the man that is proud and feels how it stings to be slighted,
For me the sweet-heart and the old maid, for me mothers and the.
mothers of mothers,
For me lips that have smiled, eyes that have shed tears,
For me children and the begetters of children.
I see through the broadcloth and gingham whether or no,
And am around, tenacious, acquisitive, tireless, and cannot be shaken away.
I lift the gauze and look a long time, and silently brush away flies.
I peeringly view them from the top.
I witness the corpse with its dabbled hair, I note where the pistol.
The heavy omnibus, the driver with his interrogating thumb, the.
clank of the shod horses on the granite floor,
The snow-sleighs, clinking, shouted jokes, pelts of snow-balls,
The hurrahs for popular favorites, the fury of rous'd mobs,
The flap of the curtain'd litter, a sick man inside borne to the hospital,
The meeting of enemies, the sudden oath, the blows and fall,
The excited crowd, the policeman with his star quickly working his.
passage to the centre of the crowd,
The impassive stones that receive and return so many echoes,
What groans of over-fed or half-starv'd who fall sunstruck or in fits,
What exclamations of women taken suddenly who hurry home and.
give birth to babes,
What living and buried speech is always vibrating here, what howls.
restrain'd by decorum,
Arrests of criminals, slights, adulterous offers made, acceptances,
rejections with convex lips,
I mind them or the show or resonance of them--I come and I depart.
The dried grass of the harvest-time loads the slow-drawn wagon,
The clear light plays on the brown gray and green intertinged,
The armfuls are pack'd to the sagging mow.
I felt its soft jolts, one leg reclined on the other,
I jump from the cross-beams and seize the clover and timothy,
And roll head over heels and tangle my hair full of wisps.
Wandering amazed at my own lightness and glee,
In the late afternoon choosing a safe spot to pass the night,
Kindling a fire and broiling the fresh-kill'd game,
Falling asleep on the gather'd leaves with my dog and gun by my side.
My eyes settle the land, I bend at her prow or shout joyously from the deck.
I tuck'd my trowser-ends in my boots and went and had a good time;
You should have been with us that day round the chowder-kettle.
the bride was a red girl,
Her father and his friends sat near cross-legged and dumbly smoking,
they had moccasins to their feet and large thick blankets.
hanging from their shoulders,
On a bank lounged the trapper, he was drest mostly in skins, his luxuriant.
beard and curls protected his neck, he held his bride by the hand,
She had long eyelashes, her head was bare, her coarse straight locks.
descended upon her voluptuous limbs and reach'd to her feet.
I heard his motions crackling the twigs of the woodpile,
Through the swung half-door of the kitchen I saw him limpsy and weak,
And went where he sat on a log and led him in and assured him,
And brought water and fill'd a tub for his sweated body and bruis'd feet,
And gave him a room that enter'd from my own, and gave him some.
coarse clean clothes,
And remember perfectly well his revolving eyes and his awkwardness,
And remember putting piasters on the galls of his neck and ankles;
He staid with me a week before he was recuperated and pass'd north,
I had him sit next me at table, my fire-lock lean'd in the corner.
Twenty-eight young men and all so friendly;
Twenty-eight years of womanly life and all so lonesome.
She hides handsome and richly drest aft the blinds of the window.
Ah the homeliest of them is beautiful to her.
You splash in the water there, yet stay stock still in your room.
The rest did not see her, but she saw them and loved them.
Little streams pass'd all over their bodies.
It descended tremblingly from their temples and ribs.
sun, they do not ask who seizes fast to them,
They do not know who puffs and declines with pendant and bending arch,
They do not think whom they souse with spray.
at the stall in the market,
I loiter enjoying his repartee and his shuffle and break-down.
Each has his main-sledge, they are all out, there is a great heat in.
The lithe sheer of their waists plays even with their massive arms,
Overhand the hammers swing, overhand so slow, overhand so sure,
They do not hasten, each man hits in his place.
underneath on its tied-over chain,
The negro that drives the long dray of the stone-yard, steady and.
tall he stands pois'd on one leg on the string-piece,
His blue shirt exposes his ample neck and breast and loosens over.
His glance is calm and commanding, he tosses the slouch of his hat.
away from his forehead,
The sun falls on his crispy hair and mustache, falls on the black of.
his polish'd and perfect limbs.
I go with the team also.
To niches aside and junior bending, not a person or object missing,
Absorbing all to myself and for this song.
is that you express in your eyes?
It seems to me more than all the print I have read in my life.
They rise together, they slowly circle around.
And acknowledge red, yellow, white, playing within me,
And consider green and violet and the tufted crown intentional,
And do not call the tortoise unworthy because she is not something else,
And the in the woods never studied the gamut, yet trills pretty well to me,
And the look of the bay mare shames silliness out of me.
Ya-honk he says, and sounds it down to me like an invitation,
The pert may suppose it meaningless, but I listening close,
Find its purpose and place up there toward the wintry sky.
chickadee, the prairie-dog,
The litter of the grunting sow as they tug at her teats,
The brood of the turkey-hen and she with her half-spread wings,
I see in them and myself the same old law.
They scorn the best I can do to relate them.
Of men that live among cattle or taste of the ocean or woods,
Of the builders and steerers of ships and the wielders of axes and.
mauls, and the drivers of horses,
I can eat and sleep with them week in and week out.
Me going in for my chances, spending for vast returns,
Adorning myself to bestow myself on the first that will take me,
Not asking the sky to come down to my good will,
Scattering it freely forever.
The carpenter dresses his plank, the tongue of his foreplane.
whistles its wild ascending lisp,
The married and unmarried children ride home to their Thanksgiving dinner,
The pilot seizes the king-pin, he heaves down with a strong arm,
The mate stands braced in the whale-boat, lance and harpoon are ready,
The duck-shooter walks by silent and cautious stretches,
The deacons are ordain'd with cross'd hands at the altar,
The spinning-girl retreats and advances to the hum of the big wheel,
The farmer stops by the bars as he walks on a First-day loafe and.
looks at the oats and rye,
The lunatic is carried at last to the asylum a confirm'd case,
(He will never sleep any more as he did in the cot in his mother's.
The jour printer with gray head and gaunt jaws works at his case,
He turns his quid of tobacco while his eyes blurr with the manuscript;
The malform'd limbs are tied to the surgeon's table,
What is removed drops horribly in a pail;
The quadroon girl is sold at the auction-stand, the drunkard nods by.
the bar-room stove,
The machinist rolls up his sleeves, the policeman travels his beat,
the gate-keeper marks who pass,
The young fellow drives the express-wagon, (I love him, though I do.
The half-breed straps on his light boots to compete in the race,
The western turkey-shooting draws old and young, some lean on their.
rifles, some sit on logs,
Out from the crowd steps the marksman, takes his position, levels his piece;
The groups of newly-come immigrants cover the wharf or levee,
As the woolly-pates hoe in the sugar-field, the overseer views them.
from his saddle,
The bugle calls in the ball-room, the gentlemen run for their.
partners, the dancers bow to each other,
The youth lies awake in the cedar-roof'd garret and harks to the.
The Wolverine sets traps on the creek that helps fill the Huron,
The squaw wrapt in her yellow-hemm'd cloth is offering moccasins and.
bead-bags for sale,
The connoisseur peers along the exhibition-gallery with half-shut.
eyes bent sideways,
As the deck-hands make fast the steamboat the plank is thrown for.
the shore-going passengers,
The young sister holds out the skein while the elder sister winds it.
off in a ball, and stops now and then for the knots,
The one-year wife is recovering and happy having a week ago borne.
her first child,
The clean-hair'd Yankee girl works with her sewing-machine or in the.
factory or mill,
The paving-man leans on his two-handed rammer, the reporter's lead.
flies swiftly over the note-book, the sign-painter is lettering.
with blue and gold,
The canal boy trots on the tow-path, the book-keeper counts at his.
desk, the shoemaker waxes his thread,
The conductor beats time for the band and all the performers follow him,
The child is baptized, the convert is making his first professions,
The regatta is spread on the bay, the race is begun, (how the white.
The drover watching his drove sings out to them that would stray,
The pedler sweats with his pack on his back, (the purchaser higgling.
about the odd cent;)
The bride unrumples her white dress, the minute-hand of the clock.
The opium-eater reclines with rigid head and just-open'd lips,
The prostitute draggles her shawl, her bonnet bobs on her tipsy and.
The crowd laugh at her blackguard oaths, the men jeer and wink to.
(Miserable! I do not laugh at your oaths nor jeer you;)
The President holding a cabinet council is surrounded by the great.
On the piazza walk three matrons stately and friendly with twined arms,
The crew of the fish-smack pack repeated layers of halibut in the hold,
The Missourian crosses the plains toting his wares and his cattle,
As the fare-collector goes through the train he gives notice by the.
jingling of loose change,
The floor-men are laying the floor, the tinners are tinning the.
roof, the masons are calling for mortar,
In single file each shouldering his hod pass onward the laborers;
Seasons pursuing each other the indescribable crowd is gather'd, it.
is the fourth of Seventh-month, (what salutes of cannon and small arms!)
Seasons pursuing each other the plougher ploughs, the mower mows,
and the winter-grain falls in the ground;
Off on the lakes the pike-fisher watches and waits by the hole in.
the frozen surface,
The stumps stand thick round the clearing, the squatter strikes deep.
Flatboatmen make fast towards dusk near the cotton-wood or pecan-trees,
Coon-seekers go through the regions of the Red river or through.
those drain'd by the Tennessee, or through those of the Arkansas,
Torches shine in the dark that hangs on the Chattahooche or Altamahaw,
Patriarchs sit at supper with sons and grandsons and great-grandsons.
In walls of adobie, in canvas tents, rest hunters and trappers after.
their day's sport,
The city sleeps and the country sleeps,
The living sleep for their time, the dead sleep for their time,
The old husband sleeps by his wife and the young husband sleeps by his wife;
And these tend inward to me, and I tend outward to them,
And such as it is to be of these more or less I am,
And of these one and all I weave the song of myself.
Regardless of others, ever regardful of others,
Maternal as well as paternal, a child as well as a man,
Stuff'd with the stuff that is coarse and stuff'd with the stuff.
One of the Nation of many nations, the smallest the same and the.
largest the same,
A Southerner soon as a Northerner, a planter nonchalant and.
hospitable down by the Oconee I live,
A Yankee bound my own way ready for trade, my joints the limberest.
joints on earth and the sternest joints on earth,
A Kentuckian walking the vale of the Elkhorn in my deer-skin.
leggings, a Louisianian or Georgian,
A boatman over lakes or bays or along coasts, a Hoosier, Badger, Buckeye;
At home on Kanadian snow-shoes or up in the bush, or with fishermen.
At home in the fleet of ice-boats, sailing with the rest and tacking,
At home on the hills of Vermont or in the woods of Maine, or the.
Comrade of Californians, comrade of free North-Westerners, (loving.
their big proportions,)
Comrade of raftsmen and coalmen, comrade of all who shake hands.
and welcome to drink and meat,
A learner with the simplest, a teacher of the thoughtfullest,
A novice beginning yet experient of myriads of seasons,
Of every hue and caste am I, of every rank and religion,
A farmer, mechanic, artist, gentleman, sailor, quaker,
Prisoner, fancy-man, rowdy, lawyer, physician, priest.
Breathe the air but leave plenty after me,
And am not stuck up, and am in my place.
The bright suns I see and the dark suns I cannot see are in their place,
The palpable is in its place and the impalpable is in its place.)
are not original with me,
If they are not yours as much as mine they are nothing, or next to nothing,
If they are not the riddle and the untying of the riddle they are nothing,
If they are not just as close as they are distant they are nothing.
This the common air that bathes the globe.
I play not marches for accepted victors only, I play marches for.
conquer'd and slain persons.
I also say it is good to fall, battles are lost in the same spirit.
in which they are won.
I blow through my embouchures my loudest and gayest for them.
And to those whose war-vessels sank in the sea!
And to those themselves who sank in the sea!
And to all generals that lost engagements, and all overcome heroes!
And the numberless unknown heroes equal to the greatest heroes known!
It is for the wicked just same as the righteous, I make appointments.
I will not have a single person slighted or left away,
The kept-woman, sponger, thief, are hereby invited,
The heavy-lipp'd slave is invited, the venerealee is invited;
There shall be no difference between them and the rest.
This the touch of my lips to yours, this the murmur of yearning,
This the far-off depth and height reflecting my own face,
This the thoughtful merge of myself, and the outlet again.
Well I have, for the Fourth-month showers have, and the mica on the.
side of a rock has.
Does the daylight astonish? does the early redstart twittering.
through the woods?
Do I astonish more than they?
I might not tell everybody, but I will tell you.
How is it I extract strength from the beef I eat?
Else it were time lost listening to me.
That months are vacuums and the ground but wallow and filth.
goes to the fourth-remov'd,
I wear my hat as I please indoors or out.
doctors and calculated close,
I find no sweeter fat than sticks to my own bones.
And the good or bad I say of myself I say of them.
To me the converging objects of the universe perpetually flow,
All are written to me, and I must get what the writing means.
I know this orbit of mine cannot be swept by a carpenter's compass,
I know I shall not pass like a child's carlacue cut with a burnt.
I do not trouble my spirit to vindicate itself or be understood,
I see that the elementary laws never apologize,
(I reckon I behave no prouder than the level I plant my house by,
If no other in the world be aware I sit content,
And if each and all be aware I sit content.
And whether I come to my own to-day or in ten thousand or ten.
I can cheerfully take it now, or with equal cheerfulness I can wait.
I laugh at what you call dissolution,
And I know the amplitude of time.
The pleasures of heaven are with me and the pains of hell are with me,
The first I graft and increase upon myself, the latter I translate.
into new tongue.
And I say it is as great to be a woman as to be a man,
And I say there is nothing greater than the mother of men.
We have had ducking and deprecating about enough,
I show that size is only development.
It is a trifle, they will more than arrive there every one, and.
I call to the earth and sea half-held by the night.
Night of south winds--night of the large few stars!
Still nodding night--mad naked summer night.
Earth of the slumbering and liquid trees!
Earth of departed sunset--earth of the mountains misty-topt!
Earth of the vitreous pour of the full moon just tinged with blue!
Earth of shine and dark mottling the tide of the river!
Earth of the limpid gray of clouds brighter and clearer for my sake!
Far-swooping elbow'd earth--rich apple-blossom'd earth!
Smile, for your lover comes.
O unspeakable passionate love.
I behold from the beach your crooked fingers,
I believe you refuse to go back without feeling of me,
We must have a turn together, I undress, hurry me out of sight of the land,
Cushion me soft, rock me in billowy drowse,
Dash me with amorous wet, I can repay you.
Sea breathing broad and convulsive breaths,
Sea of the brine of life and of unshovell'd yet always-ready graves,
Howler and scooper of storms, capricious and dainty sea,
I am integral with you, I too am of one phase and of all phases.
Extoller of amies and those that sleep in each others' arms.
(Shall I make my list of things in the house and skip the house that.
of wickedness also.
Evil propels me and reform of evil propels me, I stand indifferent,
My gait is no fault-finder's or rejecter's gait,
I moisten the roots of all that has grown.
Did you guess the celestial laws are yet to be work'd over and rectified?
Soft doctrine as steady help as stable doctrine,
Thoughts and deeds of the present our rouse and early start.
There is no better than it and now.
The wonder is always and always how there can be a mean man or an infidel.
And mine a word of the modern, the word En-Masse.
Here or henceforward it is all the same to me, I accept Time absolutely.
That mystic baffling wonder alone completes all.
Materialism first and last imbuing.
Fetch stonecrop mixt with cedar and branches of lilac,
This is the lexicographer, this the chemist, this made a grammar of.
the old cartouches,
These mariners put the ship through dangerous unknown seas.
This is the geologist, this works with the scalper, and this is a.
Your facts are useful, and yet they are not my dwelling,
I but enter by them to an area of my dwelling.
And more the reminders they of life untold, and of freedom and extrication,
And make short account of neuters and geldings, and favor men and.
women fully equipt,
And beat the gong of revolt, and stop with fugitives and them that.
plot and conspire.
Turbulent, fleshy, sensual, eating, drinking and breeding,
No sentimentalist, no stander above men and women or apart from them,
No more modest than immodest.
Unscrew the doors themselves from their jambs!
And whatever is done or said returns at last to me.
By God! I will accept nothing which all cannot have their.
counterpart of on the same terms.
Voices of the interminable generations of prisoners and slaves,
Voices of the diseas'd and despairing and of thieves and dwarfs,
Voices of cycles of preparation and accretion,
And of the threads that connect the stars, and of wombs and of the.
And of the rights of them the others are down upon,
Of the deform'd, trivial, flat, foolish, despised,
Fog in the air, beetles rolling balls of dung.
Voices of sexes and lusts, voices veil'd and I remove the veil,
Voices indecent by me clarified and transfigur'd.
I keep as delicate around the bowels as around the head and heart,
Copulation is no more rank to me than death is.
Seeing, hearing, feeling, are miracles, and each part and tag of me.
The scent of these arm-pits aroma finer than prayer,
This head more than churches, bibles, and all the creeds.
my own body, or any part of it,
Translucent mould of me it shall be you!
Shaded ledges and rests it shall be you!
Firm masculine colter it shall be you!
Whatever goes to the tilth of me it shall be you!
You my rich blood! your milky stream pale strippings of my life!
Breast that presses against other breasts it shall be you!
My brain it shall be your occult convolutions!
Root of wash'd sweet-flag! timorous pond-snipe! nest of guarded.
duplicate eggs! it shall be you!
Mix'd tussled hay of head, beard, brawn, it shall be you!
Trickling sap of maple, fibre of manly wheat, it shall be you!
Sun so generous it shall be you!
Vapors lighting and shading my face it shall be you!
You sweaty brooks and dews it shall be you!
Winds whose soft-tickling genitals rub against me it shall be you!
Broad muscular fields, branches of live oak, loving lounger in my.
winding paths, it shall be you!
Hands I have taken, face I have kiss'd, mortal I have ever touch'd,
it shall be you.
Each moment and whatever happens thrills me with joy,
I cannot tell how my ankles bend, nor whence the cause of my faintest wish,
Nor the cause of the friendship I emit, nor the cause of the.
friendship I take again.
A morning-glory at my window satisfies me more than the metaphysics.
The little light fades the immense and diaphanous shadows,
The air tastes good to my palate.
Scooting obliquely high and low.
Seas of bright juice suffuse heaven.
The heav'd challenge from the east that moment over my head,
The mocking taunt, See then whether you shall be master!
If I could not now and always send sun-rise out of me.
We found our own O my soul in the calm and cool of the daybreak.
With the twirl of my tongue I encompass worlds and volumes of worlds.
It provokes me forever, it says sarcastically,
Walt you contain enough, why don't you let it out then?
Do you not know O speech how the buds beneath you are folded?
Waiting in gloom, protected by frost,
The dirt receding before my prophetical screams,
I underlying causes to balance them at last,
My knowledge my live parts, it keeping tally with the meaning of all things,
Happiness, (which whoever hears me let him or her set out in search.
Encompass worlds, but never try to encompass me,
I crowd your sleekest and best by simply looking toward you.
I carry the plenum of proof and every thing else in my face,
With the hush of my lips I wholly confound the skeptic.
To accrue what I hear into this song, to let sounds contribute toward it.
clack of sticks cooking my meals,
I hear the sound I love, the sound of the human voice,
I hear all sounds running together, combined, fused or following,
Sounds of the city and sounds out of the city, sounds of the day and night,
Talkative young ones to those that like them, the loud laugh of.
work-people at their meals,
The angry base of disjointed friendship, the faint tones of the sick,
The judge with hands tight to the desk, his pallid lips pronouncing.
The heave'e'yo of stevedores unlading ships by the wharves, the.
refrain of the anchor-lifters,
The ring of alarm-bells, the cry of fire, the whirr of swift-streaking.
engines and hose-carts with premonitory tinkles and color'd lights,
The steam-whistle, the solid roll of the train of approaching cars,
The slow march play'd at the head of the association marching two and two,
(They go to guard some corpse, the flag-tops are draped with black muslin.)
I hear the key'd cornet, it glides quickly in through my ears,
It shakes mad-sweet pangs through my belly and breast.
Ah this indeed is music--this suits me.
The orbic flex of his mouth is pouring and filling me full.
The orchestra whirls me wider than Uranus flies,
It wrenches such ardors from me I did not know I possess'd them,
It sails me, I dab with bare feet, they are lick'd by the indolent waves,
I am cut by bitter and angry hail, I lose my breath,
Steep'd amid honey'd morphine, my windpipe throttled in fakes of death,
At length let up again to feel the puzzle of puzzles,
And that we call Being.
(Round and round we go, all of us, and ever come back thither,)
If nothing lay more develop'd the quahaug in its callous shell were enough.
I have instant conductors all over me whether I pass or stop,
They seize every object and lead it harmlessly through me.
To touch my person to some one else's is about as much as I can stand.
Flames and ether making a rush for my veins,
Treacherous tip of me reaching and crowding to help them,
My flesh and blood playing out lightning to strike what is hardly.
different from myself,
On all sides prurient provokers stiffening my limbs,
Straining the udder of my heart for its withheld drip,
Behaving licentious toward me, taking no denial,
Depriving me of my best as for a purpose,
Unbuttoning my clothes, holding me by the bare waist,
Deluding my confusion with the calm of the sunlight and pasture-fields,
Immodestly sliding the fellow-senses away,
They bribed to swap off with touch and go and graze at the edges of me,
No consideration, no regard for my draining strength or my anger,
Fetching the rest of the herd around to enjoy them a while,
Then all uniting to stand on a headland and worry me.
They have left me helpless to a red marauder,
They all come to the headland to witness and assist against me.
I talk wildly, I have lost my wits, I and nobody else am the.
I went myself first to the headland, my own hands carried me there.
Unclench your floodgates, you are too much for me.
Did it make you ache so, leaving me?
Rich showering rain, and recompense richer afterward.
Landscapes projected masculine, full-sized and golden.
They neither hasten their own delivery nor resist it,
They do not need the obstetric forceps of the surgeon,
The insignificant is as big to me as any,
(What is less or more than a touch?)
The damp of the night drives deeper into my soul.
Only what nobody denies is so.)
I believe the soggy clods shall become lovers and lamps,
And a compend of compends is the meat of a man or woman,
And a summit and flower there is the feeling they have for each other,
And they are to branch boundlessly out of that lesson until it.
And until one and all shall delight us, and we them.
And the pismire is equally perfect, and a grain of sand, and the egg.
And the tree-toad is a chef-d'oeuvre for the highest,
And the running blackberry would adorn the parlors of heaven,
And the narrowest hinge in my hand puts to scorn all machinery,
And the cow crunching with depress'd head surpasses any statue,
And a mouse is miracle enough to stagger sextillions of infidels.
grains, esculent roots,
And am stucco'd with quadrupeds and birds all over,
And have distanced what is behind me for good reasons,
But call any thing back again when I desire it.
In vain the plutonic rocks send their old heat against my approach,
In vain the mastodon retreats beneath its own powder'd bones,
In vain objects stand leagues off and assume manifold shapes,
In vain the ocean settling in hollows and the great monsters lying low,
In vain the buzzard houses herself with the sky,
In vain the snake slides through the creepers and logs,
In vain the elk takes to the inner passes of the woods,
In vain the razor-bill'd auk sails far north to Labrador,
I follow quickly, I ascend to the nest in the fissure of the cliff.
I stand and look at them long and long.
They do not lie awake in the dark and weep for their sins,
They do not make me sick discussing their duty to God,
Not one is dissatisfied, not one is demented with the mania of.
Not one kneels to another, nor to his kind that lived thousands of.
Not one is respectable or unhappy over the whole earth.
They bring me tokens of myself, they evince them plainly in their.
Did I pass that way huge times ago and negligently drop them?
Gathering and showing more always and with velocity,
Infinite and omnigenous, and the like of these among them,
Not too exclusive toward the reachers of my remembrancers,
Picking out here one that I love, and now go with him on brotherly terms.
Head high in the forehead, wide between the ears,
Limbs glossy and supple, tail dusting the ground,
Eyes full of sparkling wickedness, ears finely cut, flexibly moving.
His well-built limbs tremble with pleasure as we race around and return.
Why do I need your paces when I myself out-gallop them?
Even as I stand or sit passing faster than you.
What I guess'd when I loaf'd on the grass,
What I guess'd while I lay alone in my bed,
And again as I walk'd the beach under the paling stars of the morning.
I skirt sierras, my palms cover continents,
I am afoot with my vision.
Along the ruts of the turnpike, along the dry gulch and rivulet bed,
Weeding my onion-patch or hosing rows of carrots and parsnips,
crossing savannas, trailing in forests,
Prospecting, gold-digging, girdling the trees of a new purchase,
Scorch'd ankle-deep by the hot sand, hauling my boat down the.
Where the panther walks to and fro on a limb overhead, where the.
buck turns furiously at the hunter,
Where the rattlesnake suns his flabby length on a rock, where the.
otter is feeding on fish,
Where the alligator in his tough pimples sleeps by the bayou,
Where the black bear is searching for roots or honey, where the.
beaver pats the mud with his paddle-shaped tall;
Over the growing sugar, over the yellow-flower'd cotton plant, over.
the rice in its low moist field,
Over the sharp-peak'd farm house, with its scallop'd scum and.
slender shoots from the gutters,
Over the western persimmon, over the long-leav'd corn, over the.
delicate blue-flower flax,
Over the white and brown buckwheat, a hummer and buzzer there with.
Over the dusky green of the rye as it ripples and shades in the breeze;
Scaling mountains, pulling myself cautiously up, holding on by low.
Walking the path worn in the grass and beat through the leaves of the brush,
Where the quail is whistling betwixt the woods and the wheat-lot,
Where the bat flies in the Seventh-month eve, where the great.
goldbug drops through the dark,
Where the brook puts out of the roots of the old tree and flows to.
Where cattle stand and shake away flies with the tremulous.
shuddering of their hides,
Where the cheese-cloth hangs in the kitchen, where andirons straddle.
the hearth-slab, where cobwebs fall in festoons from the rafters;
Where trip-hammers crash, where the press is whirling its cylinders,
Wherever the human heart beats with terrible throes under its ribs,
Where the pear-shaped balloon is floating aloft, (floating in it.
myself and looking composedly down,)
Where the life-car is drawn on the slip-noose, where the heat.
hatches pale-green eggs in the dented sand,
Where the she-whale swims with her calf and never forsakes it,
Where the steam-ship trails hind-ways its long pennant of smoke,
Where the fin of the shark cuts like a black chip out of the water,
Where the half-burn'd brig is riding on unknown currents,
Where shells grow to her slimy deck, where the dead are corrupting below;
Where the dense-starr'd flag is borne at the head of the regiments,
Approaching Manhattan up by the long-stretching island,
Under Niagara, the cataract falling like a veil over my countenance,
Upon a door-step, upon the horse-block of hard wood outside,
Upon the race-course, or enjoying picnics or jigs or a good game of.
At he-festivals, with blackguard gibes, ironical license,
bull-dances, drinking, laughter,
At the cider-mill tasting the sweets of the brown mash, sucking the.
juice through a straw,
At apple-peelings wanting kisses for all the red fruit I find,
At musters, beach-parties, friendly bees, huskings, house-raisings;
Where the mocking-bird sounds his delicious gurgles, cackles,
Where the hay-rick stands in the barn-yard, where the dry-stalks are.
scatter'd, where the brood-cow waits in the hovel,
Where the bull advances to do his masculine work, where the stud to.
the mare, where the cock is treading the hen,
Where the heifers browse, where geese nip their food with short jerks,
Where sun-down shadows lengthen over the limitless and lonesome prairie,
Where herds of buffalo make a crawling spread of the square miles.
Where the humming-bird shimmers, where the neck of the long-lived.
swan is curving and winding,
Where the laughing-gull scoots by the shore, where she laughs her.
Where bee-hives range on a gray bench in the garden half hid by the.
Where band-neck'd partridges roost in a ring on the ground with.
their heads out,
Where burial coaches enter the arch'd gates of a cemetery,
Where winter wolves bark amid wastes of snow and icicled trees,
Where the yellow-crown'd heron comes to the edge of the marsh at.
night and feeds upon small crabs,
Where the splash of swimmers and divers cools the warm noon,
Where the katy-did works her chromatic reed on the walnut-tree over.
Through patches of citrons and cucumbers with silver-wired leaves,
Through the salt-lick or orange glade, or under conical firs,
Through the gymnasium, through the curtain'd saloon, through the.
office or public hall;
Pleas'd with the native and pleas'd with the foreign, pleas'd with.
the new and old,
Pleas'd with the homely woman as well as the handsome,
Pleas'd with the quakeress as she puts off her bonnet and talks melodiously,
Pleas'd with the tune of the choir of the whitewash'd church,
Pleas'd with the earnest words of the sweating Methodist preacher,
impress'd seriously at the camp-meeting;
Looking in at the shop-windows of Broadway the whole forenoon,
flatting the flesh of my nose on the thick plate glass,
Wandering the same afternoon with my face turn'd up to the clouds,
or down a lane or along the beach,
My right and left arms round the sides of two friends, and I in the middle;
Coming home with the silent and dark-cheek'd bush-boy, (behind me.
he rides at the drape of the day,)
Far from the settlements studying the print of animals' feet, or the.
By the cot in the hospital reaching lemonade to a feverish patient,
Nigh the coffin'd corpse when all is still, examining with a candle;
Voyaging to every port to dicker and adventure,
Hurrying with the modern crowd as eager and fickle as any,
Hot toward one I hate, ready in my madness to knife him,
Solitary at midnight in my back yard, my thoughts gone from me a long while,
Walking the old hills of Judaea with the beautiful gentle God by my side,
Speeding through space, speeding through heaven and the stars,
Speeding amid the seven satellites and the broad ring, and the.
diameter of eighty thousand miles,
Speeding with tail'd meteors, throwing fire-balls like the rest,
Carrying the crescent child that carries its own full mother in its belly,
Storming, enjoying, planning, loving, cautioning,
Backing and filling, appearing and disappearing,
I tread day and night such roads.
And look at quintillions ripen'd and look at quintillions green.
My course runs below the soundings of plummets.
No guard can shut me off, no law prevent me.
My messengers continually cruise away or bring their returns to me.
pike-pointed staff, clinging to topples of brittle and blue.
I take my place late at night in the crow's-nest,
We sail the arctic sea, it is plenty light enough,
Through the clear atmosphere I stretch around on the wonderful beauty,
The enormous masses of ice pass me and I pass them, the scenery is.
plain in all directions,
The white-topt mountains show in the distance, I fling out my.
fancies toward them,
We are approaching some great battle-field in which we are soon to.
We pass the colossal outposts of the encampment, we pass with still.
feet and caution,
Or we are entering by the suburbs some vast and ruin'd city,
The blocks and fallen architecture more than all the living cities.
I turn the bridgroom out of bed and stay with the bride myself,
I tighten her all night to my thighs and lips.
They fetch my man's body up dripping and drown'd.
The courage of present times and all times,
How the skipper saw the crowded and rudderless wreck of the.
steamship, and Death chasing it up and down the storm,
How he knuckled tight and gave not back an inch, and was faithful of.
days and faithful of nights,
And chalk'd in large letters on a board, Be of good cheer, we will.
How he follow'd with them and tack'd with them three days and.
would not give it up,
How he saved the drifting company at last,
How the lank loose-gown'd women look'd when boated from the.
side of their prepared graves,
How the silent old-faced infants and the lifted sick, and the.
sharp-lipp'd unshaved men;
All this I swallow, it tastes good, I like it well, it becomes mine,
I am the man, I suffer'd, I was there.
The mother of old, condemn'd for a witch, burnt with dry wood, her.
children gazing on,
The hounded slave that flags in the race, leans by the fence,
blowing, cover'd with sweat,
The twinges that sting like needles his legs and neck, the murderous.
buckshot and the bullets,
All these I feel or am.
Hell and despair are upon me, crack and again crack the marksmen,
I clutch the rails of the fence, my gore dribs, thinn'd with the.
ooze of my skin,
I fall on the weeds and stones,
The riders spur their unwilling horses, haul close,
Taunt my dizzy ears and beat me violently over the head with whip-stocks.
I do not ask the wounded person how he feels, I myself become the.
My hurts turn livid upon me as I lean on a cane and observe.
Tumbling walls buried me in their debris,
Heat and smoke I inspired, I heard the yelling shouts of my comrades,
I heard the distant click of their picks and shovels,
They have clear'd the beams away, they tenderly lift me forth.
Painless after all I lie exhausted but not so unhappy,
White and beautiful are the faces around me, the heads are bared.
of their fire-caps,
The kneeling crowd fades with the light of the torches.
They show as the dial or move as the hands of me, I am the clock myself.
I am there again.
Again the attacking cannon, mortars,
Again to my listening ears the cannon responsive.
The cries, curses, roar, the plaudits for well-aim'd shots,
The ambulanza slowly passing trailing its red drip,
Workmen searching after damages, making indispensable repairs,
The fall of grenades through the rent roof, the fan-shaped explosion,
The whizz of limbs, heads, stone, wood, iron, high in the air.
He gasps through the clot Mind not me--mind--the entrenchments.
(I tell not the fall of Alamo,
Not one escaped to tell the fall of Alamo,
The hundred and fifty are dumb yet at Alamo,)
'Tis the tale of the murder in cold blood of four hundred and twelve.
Nine hundred lives out of the surrounding enemies, nine times their.
number, was the price they took in advance,
Their colonel was wounded and their ammunition gone,
They treated for an honorable capitulation, receiv'd writing and.
seal, gave up their arms and march'd back prisoners of war.
Matchless with horse, rifle, song, supper, courtship,
Large, turbulent, generous, handsome, proud, and affectionate,
Bearded, sunburnt, drest in the free costume of hunters,
Not a single one over thirty years of age.
massacred, it was beautiful early summer,
The work commenced about five o'clock and was over by eight.
Some made a mad and helpless rush, some stood stark and straight,
A few fell at once, shot in the temple or heart, the living and dead.
The maim'd and mangled dug in the dirt, the new-comers saw them there,
Some half-kill'd attempted to crawl away,
These were despatch'd with bayonets or batter'd with the blunts of muskets,
A youth not seventeen years old seiz'd his assassin till two more.
came to release him,
The three were all torn and cover'd with the boy's blood.
That is the tale of the murder of the four hundred and twelve young men.
Would you learn who won by the light of the moon and stars?
List to the yarn, as my grandmother's father the sailor told it to me.
His was the surly English pluck, and there is no tougher or truer,
and never was, and never will be;
Along the lower'd eve he came horribly raking us.
My captain lash'd fast with his own hands.
On our lower-gun-deck two large pieces had burst at the first fire,
killing all around and blowing up overhead.
Ten o'clock at night, the full moon well up, our leaks on the gain,
and five feet of water reported,
The master-at-arms loosing the prisoners confined in the after-hold.
to give them a chance for themselves.
They see so many strange faces they do not know whom to trust.
The other asks if we demand quarter?
If our colors are struck and the fighting done?
We have not struck, he composedly cries, we have just begun our part.
of the fighting.
One is directed by the captain himself against the enemy's main-mast,
Two well serv'd with grape and canister silence his musketry and.
clear his decks.
They hold out bravely during the whole of the action.
The leaks gain fast on the pumps, the fire eats toward the powder-magazine.
He is not hurried, his voice is neither high nor low,
His eyes give more light to us than our battle-lanterns.
Two great hulls motionless on the breast of the darkness,
Our vessel riddled and slowly sinking, preparations to pass to the.
one we have conquer'd,
The captain on the quarter-deck coldly giving his orders through a.
countenance white as a sheet,
Near by the corpse of the child that serv'd in the cabin,
The dead face of an old salt with long white hair and carefully.
The flames spite of all that can be done flickering aloft and below,
The husky voices of the two or three officers yet fit for duty,
Formless stacks of bodies and bodies by themselves, dabs of flesh.
upon the masts and spars,
Cut of cordage, dangle of rigging, slight shock of the soothe of waves,
Black and impassive guns, litter of powder-parcels, strong scent,
A few large stars overhead, silent and mournful shining,
Delicate sniffs of sea-breeze, smells of sedgy grass and fields by.
the shore, death-messages given in charge to survivors,
The hiss of the surgeon's knife, the gnawing teeth of his saw,
Wheeze, cluck, swash of falling blood, short wild scream, and long,
dull, tapering groan,
These so, these irretrievable.
In at the conquer'd doors they crowd! I am possess'd!
Embody all presences outlaw'd or suffering,
See myself in prison shaped like another man,
And feel the dull unintermitted pain.
It is I let out in the morning and barr'd at night.
and walk by his side,
(I am less the jolly one there, and more the silent one with sweat.
on my twitching lips.)
My face is ash-color'd, my sinews gnarl, away from me people retreat.
I project my hat, sit shame-faced, and beg.
Somehow I have been stunn'd. Stand back!
Give me a little time beyond my cuff'd head, slumbers, dreams, gaping,
I discover myself on the verge of a usual mistake.
That I could forget the trickling tears and the blows of the.
bludgeons and hammers!
That I could look with a separate look on my own crucifixion and.
I resume the overstaid fraction,
The grave of rock multiplies what has been confided to it, or to any graves,
Corpses rise, gashes heal, fastenings roll from me.
Inland and sea-coast we go, and pass all boundary lines,
Our swift ordinances on their way over the whole earth,
The blossoms we wear in our hats the growth of thousands of years.
Continue your annotations, continue your questionings.
Is he waiting for civilization, or past it and mastering it?
Is he from the Mississippi country? Iowa, Oregon, California?
The mountains? prairie-life, bush-life? or sailor from the sea?
They desire he should like them, touch them, speak to them, stay with them.
head, laughter, and naivete,
Slow-stepping feet, common features, common modes and emanations,
They descend in new forms from the tips of his fingers,
They are wafted with the odor of his body or breath, they fly out of.
the glance of his eyes.
You light surfaces only, I force surfaces and depths also.
Say, old top-knot, what do you want?
And might tell what it is in me and what it is in you, but cannot,
And might tell that pining I have, that pulse of my nights and days.
When I give I give myself.
Open your scarf'd chops till I blow grit within you,
Spread your palms and lift the flaps of your pockets,
I am not to be denied, I compel, I have stores plenty and to spare,
And any thing I have I bestow.
You can do nothing and be nothing but what I will infold you.
On his right cheek I put the family kiss,
And in my soul I swear I never will deny him.
(This day I am jetting the stuff of far more arrogant republics.)
Turn the bed-clothes toward the foot of the bed,
Let the physician and the priest go home.
O despairer, here is my neck,
By God, you shall not go down! hang your whole weight upon me.
Every room of the house do I fill with an arm'd force,
Lovers of me, bafflers of graves.
Not doubt, not decease shall dare to lay finger upon you,
I have embraced you, and henceforth possess you to myself,
And when you rise in the morning you will find what I tell you is so.
And for strong upright men I bring yet more needed help.
Heard it and heard it of several thousand years;
It is middling well as far as it goes--but is that all?
Outbidding at the start the old cautious hucksters,
Taking myself the exact dimensions of Jehovah,
Lithographing Kronos, Zeus his son, and Hercules his grandson,
Buying drafts of Osiris, Isis, Belus, Brahma, Buddha,
In my portfolio placing Manito loose, Allah on a leaf, the crucifix.
With Odin and the hideous-faced Mexitli and every idol and image,
Taking them all for what they are worth and not a cent more,
Admitting they were alive and did the work of their days,
(They bore mites as for unfledg'd birds who have now to rise and fly.
and sing for themselves,)
Accepting the rough deific sketches to fill out better in myself,
bestowing them freely on each man and woman I see,
Discovering as much or more in a framer framing a house,
Putting higher claims for him there with his roll'd-up sleeves.
driving the mallet and chisel,
Not objecting to special revelations, considering a curl of smoke or.
a hair on the back of my hand just as curious as any revelation,
Lads ahold of fire-engines and hook-and-ladder ropes no less to me.
than the gods of the antique wars,
Minding their voices peal through the crash of destruction,
Their brawny limbs passing safe over charr'd laths, their white.
foreheads whole and unhurt out of the flames;
By the mechanic's wife with her babe at her nipple interceding for.
every person born,
Three scythes at harvest whizzing in a row from three lusty angels.
with shirts bagg'd out at their waists,
The snag-tooth'd hostler with red hair redeeming sins past and to come,
Selling all he possesses, traveling on foot to fee lawyers for his.
brother and sit by him while he is tried for forgery;
What was strewn in the amplest strewing the square rod about me, and.
not filling the square rod then,
The bull and the bug never worshipp'd half enough,
Dung and dirt more admirable than was dream'd,
The supernatural of no account, myself waiting my time to be one of.
The day getting ready for me when I shall do as much good as the.
best, and be as prodigious;
By my life-lumps! becoming already a creator,
Putting myself here and now to the ambush'd womb of the shadows.
My own voice, orotund sweeping and final.
Come my boys and girls, my women, household and intimates,
Now the performer launches his nerve, he has pass'd his prelude on.
the reeds within.
climax and close.
Music rolls, but not from the organ,
Folks are around me, but they are no household of mine.
Ever the eaters and drinkers, ever the upward and downward sun, ever.
the air and the ceaseless tides,
Ever myself and my neighbors, refreshing, wicked, real,
Ever the old inexplicable query, ever that thorn'd thumb, that.
breath of itches and thirsts,
Ever the vexer's hoot! hoot! till we find where the sly one hides.
and bring him forth,
Ever love, ever the sobbing liquid of life,
Ever the bandage under the chin, ever the trestles of death.
To feed the greed of the belly the brains liberally spooning,
Tickets buying, taking, selling, but in to the feast never once going,
Many sweating, ploughing, thrashing, and then the chaff for payment.
A few idly owning, and they the wheat continually claiming.
Whatever interests the rest interests me, politics, wars, markets,
The mayor and councils, banks, tariffs, steamships, factories,
stocks, stores, real estate and personal estate.
I am aware who they are, (they are positively not worms or fleas,)
I acknowledge the duplicates of myself, the weakest and shallowest.
is deathless with me,
What I do and say the same waits for them,
Every thought that flounders in me the same flounders in them.
Know my omnivorous lines and must not write any less,
And would fetch you whoever you are flush with myself.
But abruptly to question, to leap beyond yet nearer bring;
This printed and bound book--but the printer and the.
The well-taken photographs--but your wife or friend close and solid.
The black ship mail'd with iron, her mighty guns in her turrets--but.
the pluck of the captain and engineers?
In the houses the dishes and fare and furniture--but the host and.
hostess, and the look out of their eyes?
The sky up there--yet here or next door, or across the way?
The saints and sages in history--but you yourself?
Sermons, creeds, theology--but the fathomless human brain,
And what is reason? and what is love? and what is life?
My faith is the greatest of faiths and the least of faiths,
Enclosing worship ancient and modern and all between ancient and modern,
Believing I shall come again upon the earth after five thousand years,
Waiting responses from oracles, honoring the gods, saluting the sun,
Making a fetich of the first rock or stump, powowing with sticks in.
the circle of obis,
Helping the llama or brahmin as he trims the lamps of the idols,
Dancing yet through the streets in a phallic procession, rapt and.
austere in the woods a gymnosophist,
Drinking mead from the skull-cap, to Shastas and Vedas admirant,
minding the Koran,
Walking the teokallis, spotted with gore from the stone and knife,
beating the serpent-skin drum,
Accepting the Gospels, accepting him that was crucified, knowing.
assuredly that he is divine,
To the mass kneeling or the puritan's prayer rising, or sitting.
patiently in a pew,
Ranting and frothing in my insane crisis, or waiting dead-like till.
my spirit arouses me,
Looking forth on pavement and land, or outside of pavement and land,
Belonging to the winders of the circuit of circuits.
man leaving charges before a journey.
Frivolous, sullen, moping, angry, affected, dishearten'd, atheistical,
I know every one of you, I know the sea of torment, doubt, despair.
How they contort rapid as lightning, with spasms and spouts of blood!
I take my place among you as much as among any,
The past is the push of you, me, all, precisely the same,
And what is yet untried and afterward is for you, me, all, precisely.
But I know it will in its turn prove sufficient, and cannot fail.
single one can it fall.
Nor the young woman who died and was put by his side,
Nor the little child that peep'd in at the door, and then drew back.
and was never seen again,
Nor the old man who has lived without purpose, and feels it with.
bitterness worse than gall,
Nor him in the poor house tubercled by rum and the bad disorder,
Nor the numberless slaughter'd and wreck'd, nor the brutish koboo.
call'd the ordure of humanity,
Nor the sacs merely floating with open mouths for food to slip in,
Nor any thing in the earth, or down in the oldest graves of the earth,
Nor any thing in the myriads of spheres, nor the myriads of myriads.
that inhabit them,
Nor the present, nor the least wisp that is known.
I launch all men and women forward with me into the Unknown.
There are trillions ahead, and trillions ahead of them.
And other births will bring us richness and variety.
That which fills its period and place is equal to any.
I am sorry for you, they are not murderous or jealous upon me,
All has been gentle with me, I keep no account with lamentation,
(What have I to do with lamentation?)
On every step bunches of ages, and larger bunches between the steps,
All below duly travel'd, and still I mount and mount.
Afar down I see the huge first Nothing, I know I was even there,
I waited unseen and always, and slept through the lethargic mist,
And took my time, and took no hurt from the fetid carbon.
Faithful and friendly the arms that have help'd me.
For room to me stars kept aside in their own rings,
They sent influences to look after what was to hold me.
My embryo has never been torpid, nothing could overlay it.
The long slow strata piled to rest it on,
Vast vegetables gave it sustenance,
Monstrous sauroids transported it in their mouths and deposited it.
Now on this spot I stand with my robust soul.
O manhood, balanced, florid and full.
Crowding my lips, thick in the pores of my skin,
Jostling me through streets and public halls, coming naked to me at night,
Crying by day, Ahoy! from the rocks of the river, swinging and.
chirping over my head,
Calling my name from flower-beds, vines, tangled underbrush,
Lighting on every moment of my life,
Bussing my body with soft balsamic busses,
Noiselessly passing handfuls out of their hearts and giving them to be mine.
after and out of itself,
And the dark hush promulges as much as any.
And all I see multiplied as high as I can cipher edge but the rim of.
the farther systems.
Outward and outward and forever outward.
He joins with his partners a group of superior circuit,
And greater sets follow, making specks of the greatest inside them.
If I, you, and the worlds, and all beneath or upon their surfaces,
were this moment reduced back to a pallid float, it would.
not avail the long run,
We should surely bring up again where we now stand,
And surely go as much farther, and then farther and farther.
not hazard the span or make it impatient,
They are but parts, any thing is but a part.
Count ever so much, there is limitless time around that.
The Lord will be there and wait till I come on perfect terms,
The great Camerado, the lover true for whom I pine will be there.
never will be measured.
My signs are a rain-proof coat, good shoes, and a staff cut from the woods,
No friend of mine takes his ease in my chair,
I have no chair, no church, no philosophy,
I lead no man to a dinner-table, library, exchange,
But each man and each woman of you I lead upon a knoll,
My left hand hooking you round the waist,
My right hand pointing to landscapes of continents and the public road.
You must travel it for yourself.
Perhaps you have been on it since you were born and did not know,
Perhaps it is everywhere on water and on land.
Wonderful cities and free nations we shall fetch as we go.
And in due time you shall repay the same service to me,
For after we start we never lie by again.
And I said to my spirit When we become the enfolders of those orbs,
and the pleasure and knowledge of every thing in them, shall we.
be fill'd and satisfied then?
And my spirit said No, we but level that lift to pass and continue beyond.
I answer that I cannot answer, you must find out for yourself.
Here are biscuits to eat and here is milk to drink,
But as soon as you sleep and renew yourself in sweet clothes, I kiss you.
with a good-by kiss and open the gate for your egress hence.
Now I wash the gum from your eyes,
You must habit yourself to the dazzle of the light and of every.
moment of your life.
Now I will you to be a bold swimmer,
To jump off in the midst of the sea, rise again, nod to me, shout,
and laughingly dash with your hair.
He that by me spreads a wider breast than my own proves the width of my own,
He most honors my style who learns under it to destroy the teacher.
but in his own right,
Wicked rather than virtuous out of conformity or fear,
Fond of his sweetheart, relishing well his steak,
Unrequited love or a slight cutting him worse than sharp steel cuts,
First-rate to ride, to fight, to hit the bull's eye, to sail a.
skiff, to sing a song or play on the banjo,
Preferring scars and the beard and faces pitted with small-pox over.
And those well-tann'd to those that keep out of the sun.
I follow you whoever you are from the present hour,
My words itch at your ears till you understand them.
I wait for a boat,
(It is you talking just as much as myself, I act as the tongue of you,
Tied in your mouth, in mine it begins to be loosen'd.)
And I swear I will never translate myself at all, only to him or her.
who privately stays with me in the open air.
The nearest gnat is an explanation, and a drop or motion of waves key,
The maul, the oar, the hand-saw, second my words.
But roughs and little children better than they.
The woodman that takes his axe and jug with him shall take me with.
The farm-boy ploughing in the field feels good at the sound of my voice,
In vessels that sail my words sail, I go with fishermen and seamen.
On the night ere the pending battle many seek me, and I do not fail them,
On that solemn night (it may be their last) those that know me seek me.
My face rubs to the hunter's face when he lies down alone in his blanket,
The driver thinking of me does not mind the jolt of his wagon,
The young mother and old mother comprehend me,
The girl and the wife rest the needle a moment and forget where they are,
They and all would resume what I have told them.
And I have said that the body is not more than the soul,
And nothing, not God, is greater to one than one's self is,
And whoever walks a furlong without sympathy walks to his own.
funeral drest in his shroud,
And I or you pocketless of a dime may purchase the pick of the earth,
And to glance with an eye or show a bean in its pod confounds the.
learning of all times,
And there is no trade or employment but the young man following it.
may become a hero,
And there is no object so soft but it makes a hub for the wheel'd universe,
And I say to any man or woman, Let your soul stand cool and composed.
before a million universes.
For I who am curious about each am not curious about God,
(No array of terms can say how much I am at peace about God and.
Nor do I understand who there can be more wonderful than myself.
I see something of God each hour of the twenty-four, and each moment then,
In the faces of men and women I see God, and in my own face in the glass,
I find letters from God dropt in the street, and every one is sign'd.
And I leave them where they are, for I know that wheresoe'er I go,
Others will punctually come for ever and ever.
try to alarm me.
I see the elder-hand pressing receiving supporting,
I recline by the sills of the exquisite flexible doors,
And mark the outlet, and mark the relief and escape.
I smell the white roses sweet-scented and growing,
I reach to the leafy lips, I reach to the polish'd breasts of melons.
(No doubt I have died myself ten thousand times before.)
O suns--O grass of graves--O perpetual transfers and promotions,
If you do not say any thing how can I say any thing?
Of the moon that descends the steeps of the soughing twilight,
Toss, sparkles of day and dusk--toss on the black stems that decay.
Toss to the moaning gibberish of the dry limbs.
I perceive that the ghastly glimmer is noonday sunbeams reflected,
And debouch to the steady and central from the offspring great or small.
I sleep--I sleep long.
It is not in any dictionary, utterance, symbol.
To it the creation is the friend whose embracing awakes me.
It is not chaos or death--it is form, union, plan--it is eternal.
life--it is Happiness.
And proceed to fill my next fold of the future.
Look in my face while I snuff the sidle of evening,
(Talk honestly, no one else hears you, and I stay only a minute longer.)
Very well then I contradict myself,
(I am large, I contain multitudes.)
Who wishes to walk with me?
and my loitering.
I sound my barbaric yawp over the roofs of the world.
It flings my likeness after the rest and true as any on the shadow'd wilds,
It coaxes me to the vapor and the dusk.
I effuse my flesh in eddies, and drift it in lacy jags.
If you want me again look for me under your boot-soles.
But I shall be good health to you nevertheless,
And filter and fibre your blood.
Missing me one place search another,
I stop somewhere waiting for you.
DayPoems Poem No. 1900.
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Online Jobs in Pakistan for Students without Investment.
Are you searching online jobs in Pakistan without the investment? Are you student, House wife or job holder and want to increase your earning? If your answer is in yes then here is the helping hand for you! We all know that these days as at one side the employment level is getting reduced in Pakistan, then on the same side there are millions of people all around the world who are making their way inside the online jobs. Young generation boys and girls and the students of bachelor level are driving their way into the online jobs through which they do get the chance to earn great sum of money at home.
In this way in the morning they carry out their studies and in the evening time they can manage the time for the virtual career. Now without wasting any time right I highlight the list of top 12 best online jobs for the Pakistani students, housewives and job holders. All the online jobs which we will be mentioning are without the investment hurdles, so you can freely opt for the job that is meant according to your comfort. Scroll down and read the list of famous.
Online jobs in Pakistan without investment :
Content Writer: On the top is content writing job. This online job has been readily getting out being popular among the young boys, girls and other persons. You can do this job easily at your home if have good English reading, and writing skills. For this jobs you don’t required any degree or professional skills. The only requirement of this online job is that you should have a strong grip command on the English language and ability of creative writing.
If you want to start your career as a content writer then first of all search some sites which gives you a chance to submit your articles. After searching these kinds of sites, read their term and conditions then create content and submit your article on these sites. Wait for approval of your content. Website owner approve your articles after 24 and they takes maximum one week. After approving they publish your article. In case of rejection write again and submit. After publishing five articles now offer your paid services locally. They offer you one USD to 1.5 USD which is equal to 100 to 150 pkr. After getting grip you can offer your services to international clients. If you can create content and willing to do this job then question arise, how can you start it? I guide you in details how you can do this job. In Article writing training course, you can learn the skills of creative writing and can become a writer which gives you a chance to earn money online.
Graphic & Designs: Coming up to the next online job is graphic and designing! In this work you should be well experienced in your graphic designing skills. This job is perfect for you if you love to play with graphic designing. If you have basic how know with the art of graphic and designing then you can start playing with the art of graphics and designing, show your skills, prove yourself and earn an handsome amount online. If your designs satisfy your customers then you can get opportunity more work and returning customers can increase your online earnings. There are many websites are available online however, I will recommend for you: fiverr, ruprr and upwork etc.
These are popular and trusted sites and millions freelancers are working on these sites. You can also search some other sites which offer these kinds of services. After signup create a complete profile and write in details about your skills. So are you ready to earn best amount of money with this online job?
Virtual Assistant: You might not have listen about this job but it is freshly coming out to be one of the most demanding job. In this profession all the applicants or the professional administrative or creative assistants will be able to remote all the functions and tasks from their home place. Since the last few years this career has endorsed thousands of people who earn with the handsome amount of money just by staying at their doorstep. You just need to have amazing and creative assistance skills in order to manage the paperwork. You should give a once try to this job right now! You will be finding it so thrilling and exciting!
Micro Jobs: These are another one of the deluxe online jobs in Pakistan that are best enough for the students without any investment. This work has been basically divided into various portions that is meant according to the types. You are left with the options where you can work either as online or in some office. You will be given the tasks of the writing blogs along with virtual assistants along with website designing and much more. You will be getting the income in this online job according to the job which you have opt out. If you are best with your micro skills then without any second thought in mind grab this online job now!
Online Teaching: Online teaching jobs are best for the teachers and professors who are not finding it best to move out in the educational centers to serve the teaching services. For getting into this online job it is important that you should have the qualification of the subjects which you are offering for the teaching. You can make the use of the social media on which you can let the students know about your online job teaching center. As you will gather around the 3-4 students then no one can stop you to earn the greater sum of money through this online job.
Data Entry Jobs: On the 6th spot of our list we will be bringing the name of the data entry jobs! For some of the beginners this job is quite a lot complicated and intricate to follow around. But that’s not true at all! Once you put your way inside this job then you will 100% be finding it complete effortless. Data entry jobs are all about the calculations and data entry tasks for which you should have strong skills in the accounting and English creative writing.
Writing Product Reviews: On the next on our list we will be adding up with the name of writing product reviews! This job is quite difficult for the beginners but still it is known out to be one of the most demanding online jobs for the students. Right inside this job task you would be given the task to write the review about some product. You should keep the product review content unique and attractive so that it would grab the attention of the users on your product review. So are you ready to be the part of this online job?
Translator Jobs: Highlighting at the next we will be adding up with the name of translator online job! This online job has been although introduced just newly but it is still getting high in demands. This job is ideal for the students who are fully aware of all kinds of languages. You can start this job by your own in which you would be given the task to translate some project in some other language. For example if the client has a project in Chinese language and they want you to translate it in English then this online job is known as translator job.
Voice over Jobs: Have you ever tried with the voice over jobs? If not then you should get linked with this online job as it is one of the readily fastest growing online jobs in the world. This online job has the concept that is much similar to the Call center jobs where you will be dealing with the customers just by sitting at your home. You should have a strong command on the English speaking along with excellent communication skills.
Network Marketing: On the 10th spot we have the name of network marketing online job! This online job is ideal for the students who are fully aware of the advertising and marketing secrets. Inside this online job you would be given the tasks of undergoing with some marketing of product on your network places. You should be associating yourself with the social media in order to market any product. You should try with this online job now and we are sure that it would be standing best according to your expectations.
Real Estate Advisor Jobs: Real estate advisor online jobs are another one of the most famous and top wanted online jobs in the world. It is not always possible that you should be attending the real estate offices for being their advisor. You can even consult them by sitting at the home. You can make them know about the properties and lands that are best accessible in the city around you. This would let you to earn the commission as your income by sitting at home.
Social Media Manager Jobs: On the last on our list we have the name of social media manager jobs! This online job can come across as best for the students who are all the time on the social media. They just need to undergo with the management of some Facebook fan on the social media. You can link yourself with some famous celebrity or brand and carry out their fan page on social media and in return earn the income.
Conclusion: So these have been the top 12 best online jobs for the Pakistani students which are without any investment. All the jobs are reliable and best to earn the handsome amount of money just by sitting back at home! So which one of the online job do you want to choose for yourself?
Sobre o autor.
166 Comments.
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i need computer related jobs.. kindly guide me.. muhammad imran.
Read Complete article carefully and choose you field.
MAAM I want data entry job . Por favor, entre em contato comigo o mais breve possível.
Espero que você esteja bem. and enjoying your best health by the grace of Almighty Allah.
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Regard : Assistant profes Sadia Sharif.
ph. D Scholar From UMT LAHORE.
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mail me if u have any question.
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oi & # 8230; can you tell me how to apply??
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Could you please tell me what are your qualitfications.
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Plz Mje Online Job Chyeee So Help Me.
i need this job please guide me.
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Could you provide the details of your qualifications. Do you feel to be comfortable for a research kind of job in which you need to read some paper (technical knowledge required) and go through linkedin profile and present us the result in predefined criteria.
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than, s sir, i ‘ll hope to select me for job.
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pode me ajudar ?
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Comment Text*I want online teaching job.
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Hi I’m a Computer Sience Student, In Bachelours at the Moment, I just Completed my 1st Semester. I’m looking for a part time Online job of around 2-3 Hours hardly. I got 4 Years Of Experience with Photoshop. I can write good content in English (Not an Expert but yes I can). I can do Data Entry, Research work, Rendering Pictures, Editing, ETC. I can make small Programms also (just a starter). I’m looking for an online job so that I can make some money while I can keep up with my Studies.
As-slam O Alaikum! I m student. But i want part time job Data Entry . I am Skill in this job.
Mje koi ache se job chaheye like typing job or data entry job.
I WANT (DATA ENTRY JOB) CAN U PLEASE GUIDE ME HOW CAN I APPLY FOR.. THANKS.
AoA…HOW CAN APPLY.
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Forex offices in islamabad

Contact Information: D. G. (Media) Ph: 9211707-9208281.
MOS for Finance Rana Muhammad Afzal Khan received Azerbaijanese counterpart.
Minister of State for Finance, Rana Mohammad Afzal received his Azerbaijanese counterpart, Mr. Samir Sharifov for a meeting here on Monday. Mr. Samir was accompanied by the Azerbaijan Ambassador Ali Alizad on the occasion.
Mr. Samir Sharifov said that Azerbaijan was offering educational scholarships to different Muslim countries and that Pakistan students were also welcome to avail these. Minister Rana Afzal welcomed the suggestion. He added that Pakistan wished to seek opportunities for export of technically trained personnel to Azerbaijan. He sought Mr. Samir Sharifov’s support in this realm.
MOS for Finance Rana Muhammad Afzal Khan attended the Round Table Conference on Charter of Economy.
Minister of State for Finance, Rana Muhammad Afzal Khan, arranged by the Islamabad Chamber of Commerce and Industries in coordination with Sustainable Development Policy Institute (SPDI) and Center for International Private Enterprises (CIPE) here on Monday.
The delegation invited the Minister to visit the Chamber’s Offices and also requested him to attend the All Pakistan Chambers Presidents Conference International (APCPCI) at Gwadar in March. The Minister accepted the invitation and also assured the delegation of his full support for efforts aimed at promotion of trade and commerce in the country.
3-Member delegation of the Food Fortification Program, Pakistan (FFP) called on the MOS for Finance Rana Muhammad Afzal Khan.
A 3-member delegation of the Food Fortification Program, Pakistan (FFP) headed by Diane Northway, team leader, called on the Minister of State for Finance, Rana Muhammad Afzal Khan here Thursday. She was accompanied by Dr. Tauseef Akhtar Janjua, Technical Director and Laila Rubab Jaskani, National Advocacy and Communications Manager.
Three member delegation of ACCA Pakistan called on the MOS for Finance Rana Muhammad Afzal Khan.
A three member delegation of Association of Certified Chartered Accountants (ACCA) Pakistan, led by Sajjeed Aslam, called on the Minister of State for Finance Rana Muhammad Afzal Khan here Tuesday. He was accompanied by Mr. Assad Hameed Khan and Haroon A. Jan accompanied.
Adviser to PM on Finance Dr. Miftah Ismail and World Bank Country Director Mr. Patchamuthu Illangovan discussed Pak-World Bank cooperation.
Adviser to Prime Minister on Finance, Miftah Ismail had a meeting with Patchamuthu Illangovan, World Bank Country Director here Friday.
Mr. Illangovan also shared with the Adviser details about Agreements worth US$305.0 million recently signed with the World Bank to support projects in agriculture sector in Punjab and to improve the nutrition status of children as well as women in Khyber Pakhtunkhwa.
Adviser Miftah Ismail appreciated World Bank for extending its continuous support to the Government of Pakistan in its efforts to achieve sustainable economic development in the country.
Secretary Finance also participated in the meeting.
Adviser to PM on Finance chaired a meeting to review progress of projects financed by development partners.
Dr. Miftah Ismail, Adviser to Prime Minister on Finance, here on Wednesday chaired a meeting to review the progress of various projects being financed by international development partners.
Senior officials of Economic Affairs Division briefed the Advisor on the portfolio of economic assistance relating to different multilateral and bilateral development partners including World Bank and Asian Development Bank. The briefing included the latest status of disbursement of funds under these projects.
The Adviser said that effective dissemination and utilization of the funds was very important for achieving optimum results of development projects. He stressed on the need for timely completion of projects and directed EAD to ensure effective follow up with executing agencies to ensure implementation of projects as per approved timelines. The meeting was attended by senior officials of the Finance and Economic Affairs Divisions.
Punjab Finance Minister discussed financial matters with Dr. Miftah Ismail.
Punjab Finance Minister, Ayesha Ghaus Pasha had a meeting with Adviser to Prime Minister on Finance, Dr. Miftah Ismail here on Wednesday.
Federal Govt. Employees delegation discussed pay package with MOS for Finance and Economic Affairs.
A delegation of the Federation of Federal Government Employees (Pakistan) Islamabad, called on the Minister of State For Finance, Rana Muhammad Afzal Khan here on Wednesday and presented him proposals related to salaries and allowances.
British Prime Minister's Special Representative for Afghanistan and Pakistan, Gareth Bayley met with Adviser to PM on Finance.
Adviser to Prime Minister on Finance, Miftah Ismail received British Prime Minister’s Special Representative for Afghanistan and Pakistan, Gareth Bayley for a meeting here on Tuesday. British High Commissioner, Thomas Drew accompanied the visiting dignitary on the occasion.
Adviser Miftah Ismail informed Gareth Bayley about the priorities of the government and stated that the PML-N government had made significant progress in the last four and a half years in the areas of peace & security, economic stability, energy sufficiency and social protection. He said that in the remaining part of the tenure, the government would try to consolidate the economic gains made in the last four years and the reform process would continue during this period. He added that despite challenges the economy was moving forward on the path of inclusive growth and Government was determined to achieve 6% growth target in 2018. He also made special mention of growth in revenue collection and said that further reforms in tax administration are a priority.
Gareth Bayley assured the Adviser of the support and cooperation of the government of UK for economic reforms as well as for regional cooperation initiatives.
New Prices of Petroleum Products.
The following prices of different petroleum products have been approved for the month of February 2018:
Existing Prices (Rs) per litre.
Increase (Rs) per litre.
Motor Spirit (MS) 92 RON Petrol.
Superior Kerosene Oil (SKO)
Light Diesel Oil (LDO)
Oil and Gas Regulatory Authority (OGRA), it may be mentioned had proposed double digit increase in the rates of HSD (Rs. 10.25 per litre), SKO (Rs. 12.74 per litre) and LDO (Rs. 11.72 per litre) for the month of February on the basis of increase in prices of petroleum products in the international market. The Government however, decided to reduce the impact on the consumers through adjustment in the applicable levies.
The new prices will be effective from 1st of February until midnight on 28th of February 2018.
Miftah Ismail met with visiting World Bank delegation.
Adviser to Prime Minister on Finance, Miftah Ismail along with Minister for Water Resources and Minister of State for Finance had a meeting with visiting World Bank delegation here Thursday.
The delegation led by Ms Annette Dixon Vice President for South Asia Region also included Ms Snezana Stoiijkovic, IFC Regional Vice President (Asia-Pacific) and Country Director World Bank in Pakistan, Patchamuthu Illangovan.
Adviser Miftah Ismail apprised the visiting delegation of the current state of economy and said that the policiies pursued during the last four years had stabilized the economy and helped it to grow at a steady pace. He said Pakistan achieved a decade high growth rate of 5.3% last fiscal year and was targeting 6% growth in 2017-18. He said that the government was laying great emphasis on tax reforms and broadening of tax base. Miftah Ismail added that the current account has posed a challenge in the recent past, due to increased imports required in the expansionary phase. He said that the export enhancing measures have started to bear fruit and export growth will help narrow the trade deficit. Adviser Finance further said that Pakistan had resolved the problem of energy shortages and now desired more investment in infrastructure development and would welcome World Bank’s support in this regard.
Vice President World Bank Annette Dixon while praising present Government's efforts for strengthening macroeconomic fundamentals over the last four years hoped Pakistan would maintain the momentum in future as well. She called for greater focus on development of agriculture sector and sustainable water management.
Minister Rana Afzal on the occasion said regional trade, particularly with Iran and Afghanistan could help greater trade earnings for Pakistan and the government was making efforts in this regard.
IFC Regional Vice President Ms Snezana Stoiijkovic on the occasion apprised the meeting about her interaction with private sector companies at Karachi including those related to energy sector and banks. She said Pakistan has a vibrant private sector and mentioned IFC’s interest in supporting Pakistan Infrastructure Bank. She said higher private sector investment would greatly contribute in achieving higher economic growth.
IMF Country Representative met with Dr. Miftah Ismail.
Mr. Tokhir N. Mirzoev, called on Adviser to Prime Minister on Finance, Miftah Ismail here Tuesday.
PTEA delegation met with Dr. Miftah Ismail.
Pakistan Textile Exporters Association (PTEA) led by Mr. Shaiq Jawed, Chairman, met Dr. Miftah Ismail, Adviser to Prime Minister on Finance here on Tuesday.
Senior officials of the Ministry of Finance were present in the meeting.
Finance Minister of Punjab met with Dr. Miftah Ismail.
Finance Minister of Punjab, Ms Ayesha Ghaus Pasha had a meeting with the Adviser to Prime Minister on Finance, Dr. Miftah Ismail here Friday and discussed financial matters relating to Punjab.
Ms Ayesha Ghaus Pasha apprised the Adviser of the resource mobilization efforts being carried out by the provincial government. She said that the provincial government had laid focus on greater revenue generation, as the increased availability of resources was essential to carry out public service delivery. She also shared with the Adviser the key areas of focus of the provincial government and said that provision of federal transfers in a timely manner helps the provincial government in undertaking its projects and programmes as per schedule.
Adviser Miftah Ismail appreciated the resource mobilization efforts of the provincial government and said that the provinces must augment their resources through the provinicial revenues. He said the Federal Government fully believed in facilitation to all the provinces in terms of immediate transfer of provincial share in federal revenues. The Federal Government would continue to follow the same course in future, Dr. Miftah added. He said the Government was focused on further strengthening of economy and making concerted efforts for achieving growth target for the current fiscal year. He said the Government would appreciate efforts and contribution of the provinces for economic consolidation.
Senior officials of the Ministry of Finance and Finance Deptt, Punjab attended the meeting.
Overseas Pakistanis Commission, Punjab met with Dr. Miftah Ismail.
A delegation of the Overseas Pakistanis Commission, Punjab (OPC) had a meeting with Adviser to Prime Minister on Finance, Dr. Miftah Ismail here on Tuesday.
Adviser Miftah Ismail said Overseas Pakistan had an important role to play in economic development of the country and creating a positive image of Pakistan in their countries of residence. The Government under the leadership of the Prime Minister was committed to taking steps for well being of overseas Pakistanis. He assured the delegation that the tax related issues as conveyed to him would be taken up with FBR and all possible facilitation extended to overseas Pakistanis.
Delegation of FPCCI met with MoS for Finance.
A delegation of the Federation of Pakistan Chambers of Commerce and Industry (FPCCI) led by President FPCCI Ghazanfar Bilour called on Minister of State for Finance Rana Muhammad Afzal Khan here on Monday. The delegation among others included Mr. Adeel Rauf, Atif Ikram Sheikh, Mian Shaukat, Malik Sohail Hussain, Ch. Javed Iqbal and Mr. Karim Aziz Malik.
The Minister welcomed the delegation expressing appreciation of the business community’s support for endeavours in strengthening of economy. He shared with the delegation details about the upcoming Pak-Saudi Joint Ministerial Conference (JMC). He said the occasion shall afford us an opportunity to further strengthen economic cooperation and business linkages between the two brotherly countries.
The delegation praised the efforts of the government for eradicating the scourge of extremism which has had a positive impact on overall security environment and helped businesses to flourish.
The Minister stated that it has been his utmost desire to project the business opportunities and investment potential of Pakistan to the rest of the World. The visiting delegation praised the interest taken by the Minister in in this regard. The delegation wished all success for the upcoming Pak-Saudi JMC session.
US Acting Assistant Secretary of State for South and Central Asian Affairs called on Adviser to PM on Finance, Dr. Miftah Ismail.
US Acting Assistant Secretary of State for South and Central Asian Affairs, Ambassador Alice G. Wells called on Adviser to Prime Minister on Finance, Dr. Miftah Ismail here Monday.
They discussed current state of Pak-US ties with particular emphasis on economic cooperation.
Adviser Miftah Ismail welcomed Ms. Wells and said that such bilateral visits are helpful in understanding eachother's point of view. He said relations between the two countries have been affected by certain recent developments and it was important to remove the misperceptions.
Adviser Finance welcomed the planned visits of US business delegations on the occasion and said that people to people contacts are an important part of a bilateral relationship. He expressed his support for business community's efforts aimed at furthering Pak-US economic ties. He said that Pakistan has made visible headway in overcoming energy shortages which has given a boost to the country’s productive sectors. This in turn is having a positive impact on overall economic activities and GDP is growing steadily.
Alice G. Wells felicitated Miftah Ismail on assuming his new responsibilities and wished him well in his tenure. She said that Pak - US relationship is important and the US would like to carry it forward. She lauded the reforms that Pakistan has undertaken in different economic spheres and expressed US support for similar reform efforts in future.
Ambassadors of Japan called on Adviser to Prime Minister on Finance.
Japanese Ambassador Takashi Korai called on Adviser to Prime Minister on Finance, Miftah Ismail here Friday.
At the outset of the meeting, Takashi Korai felicitated Miftah Ismail on assuming his new responsibilities and wished him the best in his tenure.
The Japanese diplomat praised Pakistan’s efforts to eradicate the scourge of terrorism. Adviser Finance welcomed Japan’s technical support in the spheres of anti-money laundering and anti-terrorist financing. This he said would supplement Pakistan’s efforts against terrorism.
Mr. Takashi Korai shared with the Adviser information about the high level Pak-Japan policy dialogue in February where cooperation in industrial and agricultural sectors would be specially taken up for discussion. There was also discussion between Adviser Finance and Takashi Korai about empowerment of youth through skill development.
Adviser Finance on this occasion called upon Takashi Korai for efforts to encourage more Japanese companies to invest in Pakistan. He assured him full support for such efforts.
Senor officials of the Finance and Economic Affairs Division were present on the occasion.
French Ambassadors called on Adviser to Prime Minister on Finance.
Ambassador of France Marc Barety here on Friday called on Adviser to Prime Minister on Finance Miftah Ismail.
Ambassador Marc Barety discussed with the Adviser matters concerning Pak-France economic cooperation besides other matters of mutual interest.
Adviser Miftah Ismail said both countries have always enjoyed cordial relations and there is scope for furtherance of their economic partnership.
He assured the French Ambassador his all out support for efforts aimed at enhancing bilateral economic cooperation.
Iranian Ambassador called on MOS for Finance and Economic Affairs.
Ambassador of the Islamic Republic of Iran, Mehdi Honardoost called on the Minister of State for Finance and Economic Affairs, Rana Muhammad Afzal Khan here and discussed matters of bilateral interest.
Ambassador of UAE called on Adviser to Prime Minister on Finance.
Ambassador of UAE, Hamad Obaid Ibrahim Salem Alzaabi called on Adviser to Prime Minister on Finance, Miftah Ismail here Friday.
Ambassador Hamad discussed with the Adviser matters concerning Pak-UAE collaboration in different spheres. He said there was need to foster collaboration in health and education sectors which would ultimately help promote human resource development. He also exchanged views with the Adviser on Dubai Expo.
Adviser Miftah Ismail assured the Ambassador of his full support in endeavours to strengthen Pak-UAE relations and overall cooperation. He said Pakistan companies and businessmen have been taking active part in exhibitions in UAE and would participate in such events in future also. He said collaboration in the education and health sectors was indeed important and focus would be laid on these areas in future.
WB Country Director met with Dr. Miftah Ismail.
World Bank Country Director, Patchamouthou Illangovan here Thursday met Adviser to Prime Minister on Finance, Miftah Ismail and discussed with him ongoing and future World Bank funded projects and prograqmmes.
Mr. Illangovan apprised the Adviser about the forthcoming visit of Annette Dixon, World Bank Vice President to Pakistan to discuss the current state of economy and other related matters. He also informed him about the visit to Pakistan by Snezana (Nena) Stoiljkovic IFC Vice President for Asia. He shared with the Adviser progrmme by the World Bank for undertaking over a billion USD worth of new projects/development progrmames in the near future.
The Adviser welcomed the planned visit of Annette Dixon saying he looked forward to meeting her for a meaningful discourse on Pak-World Bank economic cooperation. He said the visit would help enhance the current level of bilateral cooperation.
Pak-Afghan Chamber of Commerce & Industries, APTPMA delegation called on Dr. Miftah Ismail.
A joint delegation of Pak-Afghan Chamber of Commerce & Industries and All Pakistan Textile Processing Mills Association (APTPMA) led by Mr. Zubair Motiwala called on Adviser to Prime Minister on Finance, Dr. Miftah Ismail here Thursday.
Members of the Pak-Afghan Chamber of Commerce & Industries apprised the Adviser of the difficulties being faced due to regulatory duty on different types of fruit being imported from Afghanistan. They requested for easing out the duty regime saying the gesture would have positive impact on overall bilateral trade.
Representatives of the APTPMA on the occasion discussed with the adviser matters concerning smooth provision of LNG to textile processing units on rates at par with other areas of the country. They also discussed matters regarding sales tax refunds.
Adviser Miftah Ismail assured the APTPMA representatives all possible support to resolve their problems. He said that the issues are already under active consideration of the government and appropriate decisions will be taken soon.
WTTI delegation met with Dr. Miftah Ismail.
The Adviser to Prime Minister on Finance, Miftah Ismail said that Government welcomes foreign investors to avail investment opportunities in different sectors in Pakistan. The Adviser was talking to a delegation of World Technology & Trade Inc.(WTTI) which called on him here Thursday morning.
The delegation was led by Robert Y. Ni. The delegation apprised the Adviser that objective of their visit to Pakistan is to explore areas and opportunities for investment. WTTI has deep interest to invest in different sectors including mining, natural resource exploration, hydropower and infrastructure development. WTTI has plans to come up with specific investment ventures in Pakistan in near future and they intend to also set up their office here.
Adviser Miftah Ismail said the Government would extend them all possible facilitation in their investment ventures. He said Pakistan offers a liberal investment regime and international companies and business concerns are welcome to take advantage of this regime.
WTTI, it may be mentioned is incorporated in California, USA. It is an independent/advisory consulting firm specializing in serving various international business sectors with business interests in USA, China, Canada and many other countries. WTTI has contributed significantly in technology/equipment transfers, consultation & operating of major infrastructure projects globally including financial investments, mining & metallurgy, construction & development, food, farming & supply, port engineering, general aviation/aircraft, pharmaceuticals, medication, media & entertainment, oil & gas, new energy, IT outsourcing, logistics & distribution.
Senior officials of the Finance Division were present in the meeting.
Dr. Ishrat Pakistan's candidate for the position of Chairman, IMFC.
Former Governor, State Bank of Pakistan, Dr. Ishrat Hussain has been nominated as Pakistan’s candidate for the coveted position of Chairman, International Monetary and Financial Committee (IMFC).
On the recommendation of Dr. Miftah Ismail, Adviser to Prime Minister on Finance, the Prime Minister approved nomination of Dr. Ishrat Hussain who has vast academic and professional experience of monetary and financial affairs.
The Chairman IMFC position it may be mentioned, fell vacant on December 01, 2017 after resignation by Augustin Carstens. In view of the importance of the IMFC chair, the procedure for selection of next IMFC Chairman was initiated forthwith and along with other IMF member countries Pakistan was also requested to submit a nomination to IMF Headquarters which has accordingly been done. The IMF Board will make the final decision in this regard with consensus.
The IMFC is the highest policy making body of IMF and is responsible for advising and reporting to the IMF Board of Governors on matters pertaining to the supervision and management of the international monetary and financial system. The IMF chair has previously been held by senior officials of known stature like Gordon Brown, UK’s Chancellor of the Exchequer, Tommaso Padoa-Schioppa, Italy’s former minister of Economy and Finance, Dr. Youssef Boutros-Ghali, Minister of Finance of Egypt, Tharman Shanmugaratnam, Singapore’s Deputy Prime Minister and Augustin Carstens, Governor of Banco de Mexico.
PLGMEA delegation met with Dr. Miftah Ismail, Adviser to Prime Minister on Finance.
A delegation of Pakistan Leather Garments Manufacturers & Exporters Association (PLGMEA) led by Fawad Ijaz Khan, Patron-in-Chief, had a meeting with Adviser to Prime Minister on Finance, Miftah Ismail here on Wednesday.
The delegation discussed with the Adviser matters regarding DLTL, Sales Tax refund and customs rebate in respect of PLGMEA. The delegation requested for early disposal of refund/rebate related cases.
Adviser Miftah Ismail assured the delegation of his full support and said the matter of refunds was under active consideration of the Government and its early resolution was a priority of the Prime Minister. He said the business community had an important role to play in strengthening of economy and the Government would facilitate them in every possible way. Tax payers facilitation was indeed among priorities of the present government, he said.
Senior officials of the Finance Division and FBR were also present on the occasion.
US Ambassador called on Adviser to Prime Minister on Finance.
US Ambassador David Hale called on Adviser to Prime Minister on Finance, Dr. Miftah Ismail here on Tuesday.
During the meeting matters relating to Pak-US economic cooperation were discussed.
Mr. David Hale informed the Adviser about the forthcoming visits to Pakistan by US business delegations. He said that the delegation would look to make use of the tremendous business opportunities in Pakistan.
Dr. Miftah Ismail said that the government encourages visits of business delegation and would facilitate the visit of US businessmen. He said that the growing economy is opening new avenues for investment and foreign investors are keen to increase their presence. He said that the government would continue to facilitate such initiatives.
CITIC Group delegation met with Adviser to PM on Finance Dr. Miftah Ismail.
The visiting delegation of CITIC, led by Mr. Zhenyi Tang Charmin CLSA , Asia’s leading Capital Markets and Investment Group and subsidiary of CITIC Securities called on Advisor to Prime Minister on Finance, Revenue , Economic Affairs Dr. Mufta Ismail here on Tuesday.
Mr. Zhenyi Tang apprised the Advisor that CITIC is the largest financial conglomerate in China with leading businesses in financial services, industry, resources & energy, agriculture and construction with operations in more than 20 countries in Asia, Australia, Europe and the United States. The Chairman said that , considering the tremendous potential of Pakistani economy, CITIC is keen to invest in several areas including housing, construction, sovereign and Private Bonds issuance, agriculture and power sector.
Advisor appreciated the CITIC group for its intended Investment endeavors in Pakistan and assured full support and cooperation from Government of Pakistan. He also invited the group to explore the opportunities for investment in Capital market, Infrastructure projects and possibilities of joint ventures with Pakistani partners.
Visiting delegation agreed on the proposal of Advisor to PM and informed that, an experts delegation of CITIC would visit Pakistan soon to further discuss areas for cooperation with relevant officials of Government of Pakistan.
CPEC is the road to economic development: MoS for Finance.
CPEC is the road to economic development and prosperity; not only for Pakistan and China but also for the whole region. It will bring economic opportunities for different countries in the region.
British High Commissioner met with Adviser to PM.
British High Commissioner Thomas Drew called on Adviser to Prime Minister on Finance, Economic Affairs and Revenue, Dr. Miftah Ismail here on Friday.
Mr. Najam Sethi, Chairman Pakistan Cricket Board (PCB) called on Adviser to Prime Minister.
Mr. Najam Sethi, Chairman Pakistan Cricket Board (PCB) called on Adviser to Prime Minister on Finance, Revenue and Economic Affairs, Dr. Miftah Ismail here on Friday.
Miftah Ismail felicitates United Business Group, Bilour on success in FPCCI elections.
Adviser to Prime Minister on Finance, Economic Affairs and Revenue, Dr. Miftah Ismail has felicitated Mr. Ghazanfar Bilour over his election as President, Federation of Pakistan Chambers of Commerce and Industry (FPCCI) for the year 2018.
Chairperson CCP called on MoS for Finance.
Chairperson Competition Commission of Pakistan (CCP), Vadiyya Khalil called on Minister of State for Finance and Economic Affairs, Rana Muhammad Afzal Khan here on Wednesday.
World Bank Country Director met with MoS for Finance.
The World Bank Country Director, Patchamuthu Illangovan along with members of his team called on Minister of State for Finance, Rana Muhammad Afzal Khan here on Friday.
Strategy on cards to go after tax-evaders, growth target achievable: Minister of State for Finance and Economic Affairs.
ISLAMABAD, Dec 28 (APP): State Minister for Finance, Rana Muhammad Afzal Khan Thursday said the government was devising a strategy to go after the tax-evaders and initially 10,000 people have been identified on the basis of data which would be brought under tax net from next month.
He said that the number of tax return filers has also increased from 0.914 million last year to 1.14 million during the current year (2017-18), which is a positive sign.
He said that due to the China Pakistan Economic Corridor (CPEC), the Foreign Direct Investment into the country has increased.
Dr. Miftah assumes responsibilities as Adviser to PM on Finance.
Dr. Miftah Ismail assumed responsibilities as Adviser to Prime Minister on Finance, Economic Affairs and Revenue here on Wednesday.
Rana Muhammad Afzal Khan takes Oath of MoS for Finance.
The President of Pakistan, on the advice of the Prime Minister appointed Rana Muhammad Afzal Khan, MNA as the Minister of State for Finance today. The Oath of Office was administered by the President Mamnoon Hussain. Rana Muhammad Afzal Khan will hold the portfolio of Finance and Economic Affairs as allocated by the Prime Minister.
IMF Mission's visit to Pakistan.
An International Monetary Fund (IMF) mission led by Mr. Harald Finger visited Pakistan from December 5th to 14th, 2017 for the first Post Program Monitoring (PPM) since the end of Extended Fund Facility (EFF) in September 2016.
Pakistan executes US$ 1.0 billion five years Sukuk, US$ 1.5 billion ten years Eurobond transactions.
The Islamic Republic of Pakistan has successfully executed US$ 1.0 billion five years Sukuk and US$ 1.5 billion ten years Eurobond transactions at a profit rate of 5.625% and 6.875% respectively.
The order book for Pakistan’s sovereign papers was over US$ 8 billion. However, the Government decided to pick up only US$ 2.5 billion in order to ensure low final yields on the Sukuks and Eurobonds. This reflects the overwhelming confidence of global investors in Pakistan’s economy. It is worth mentioning that 6.875% rate for 10 year Eurobond issuance is the lowest ever rate, as no 10 year bond has ever been sold at a cheaper rate by Pakistan in international capital markets. Furthermore, Pakistan has never executed multiple tranche transactions worth US$ 2.5 billion, simultaneously.
The orders were placed by numerous blue chip institutional international investors from all across the globe. About 44% of the orders were placed by investors from Europe, 24% from Asia, 20% from North America, 8% Middle East and 12% from other regions.
Date extended for filing of Income Tax Returns/ Statements for Tax Year 2017.
Federal Board of Revenue (FBR) has extended due date for filing of Income Tax Returns/Statements by salaried individuals, other individuals and AOPs, till 30th November, 2017.
It is added that due date for filing of returns/statements of final taxation in case of companies has not been extended and remains 15th November, 2017.
Extension of date for filing of Income Tax Returns / Statements for Tax Year 2017.
As directed by Minister for Finance, Revenue and Economic Affairs, Senator Mohammad Ishaq Dar on Tuesday, the due date for filing of Income Tax Returns / Statements by Companies, salaried individuals, other individuals and AOPs, has been further extended till 15th November, 2017. Earlier, the due date was extended from 30th September to 31st October, 2017.
Macro Economic Environment Promoting Corportization.
Improvement in the macroeconomic environment of the country has led to increased incorporation of companies in FY 2017. The Security Exchange Commission of Pakistan incorporated 8286 companies in FY 2017 compared to 6200 companies in FY 2016. The incorporation of companies has seen tremendous increase of 109.24% growth during 2013-2017. This trend continued during current fiscal year as Q1 FY 2018 has seen 64% growth compared to the corresponding quarter last year. This is reflective of the reforms undertaken by the Securities and Exchange Commission of Pakistan.
Standard & Poor's Affirms Pakistan's 'B/B' Ratings with Stable Outlook.
The global rating agent Standard & Poor's Global Ratings (S&P) in its report on Monday affirmed Pakistan's 'B' long-term and short-term sovereign credit rating. The outlook for the long-term ratings remains stable. Affirmation of Pakistan's rating reflects that economic prospects remain favourable and external and fiscal metrics of the country will not worsen materially from their current level.
Finance Minister addressed 16th CAREC Ministerial Conference in Dushanbe.
Finance Minister, Senator Mohammad Ishaq Dar, participated in the 16th Central Asia Regional Economic Cooperation (CAREC) Ministerial Conference in Dushanbe, Tajikistan on Friday.
CAREC 2030 Strategy.
Sales Tax Refund Payment against RPOs issued up to 31st August, 2017.
Finance Minister, Senator Mohammad Ishaq Dar at a meeting held in Ministry of Finance on Thursday directed Federal Board of Revenue (FBR) to issue sales tax refunds by 31st October, 2017, against Refund Payment Orders (RPO) issued up to 31st August, 2017.
Finance Minister chaired a meeting to review matters related to Economic Affairs Division.
Finance Minister, Senator Mohammad Ishaq Dar, chaired a meeting at the Ministry of Finance on Tuesday to review matters related to the Economic Affairs Division (EAD). Secretary EAD and senior officials of the Ministry of Finance and EAD attended the meeting.
Finance Minister chaired a meeting on OGP initiative.
Finance Minister, Senator Mohammad Ishaq Dar chaired a meeting at the Ministry of Finance regarding Open Government Partnership (OGP) initiative. Finance Secretary and senior officials of the Finance Division and Economic Affairs Division (EAD) attended the meeting.
Finance Minister chaired a meeting with Tax Reforms Commission's Implementation Committee.
Finance Minister, Senator Mohammad Ishaq Dar on Friday had a meeting with members of Tax Reforms Commission’s (TRC) Implementation Committee, discussing the way forward for further up-gradation of the tax system. Chairman of the TRC Implementation Committee, Special Assistant to the Prime Minister on Revenue, Mr. Haroon Akhtar Khan, members of the Committee and senior officers of FBR were present on the occasion.
Finance Minister chaired a meeting to review performance of National Savings.
Finance Minister Senator Mohammad Ishaq Dar here on Thursday chaired a meeting to review the performance and other matters related to National Savings.
At the outset the Finance Minister stated that it had come to his notice that an anomaly in the tax regime had resulted in taxation of yield on Behbood Certificates and Pensioners Benefits accounts. Apparently the impact on taxation of these schemes was an unintended consequence of certain legal changes introduced in the Finance Act. He said that he has already instructed FBR to take appropriate measures to remove the anomaly.
DG Zafar Masud briefed the meeting on performance of the National Savings during the last one year. The briefing covered the progress made in areas like financial inclusion through automation, introduction of new products and improving the customer service and outreach.
The meeting was informed that National Savings has emerged as a formidable vehicle for financial inclusion with introduction of popular welfare oriented products and registering a large number of customers of which more than 50% were women. The efforts of National Savings are being actively supported by the World Bank and Karandaaz (DFID and Bill and Melinda Gates Foundation) through up-gradation of IT system, offering alternate delivery channels (cell phone, internet banking and ATM cards), Enterprise Resource Planning system (ERP), Business Intelligence, Data Warehouse, capacity building and training etc.
He said that the efforts of National Savings in promoting financial inclusion have been lauded and recognized, not only nationally but also internationally. The reputed CFI magazine UK has recently bestowed on National Savings the award for “outstanding performance in promoting financial inclusion-2017”. The award is in fact a recognition of the progress made by National Savings in the last one year on the automation front with 2/3rd of the branches having been connected online and the offering of banking clearing services to the customers.
The meeting was informed that after the successful roll out of Rs. 40,000 Premium Prize Bond (Registered), the Rs. 100,000 denomination bond is on the cards. The launch of Shuhada Families Welfare Account and extension of Behbud Saving Certificates for disabled persons is also coming up. Furthermore the Overseas Pakistanis Savings Certificates and Shariah Compliant Products are also being considered.
DG National Savings further informed that for customer facilitation, SMS Service, access through social media and revamping of the institution’s website have been carried out. He said that a complaint resolution cell has been established at the DG’s Office which disposes of public complaints on daily basis.
Finance Minister appreciated the achievements made by the National Savings in various areas particularly financial inclusion and customer outreach. He also praised the performance of the institution for surpassing the annual savings target. He assured his continued support to National Savings in achieving the objective of greater financial inclusion.
Senior officials of the Ministry of Finance attended the meeting.
Finance Minister briefed on IMF / World Bank Annual Meetings.
Finance Minister, Senator Mohammad Ishaq Dar chaired a meeting at the Ministry of Finance on Wednesday and received a briefing from Governor State Bank of Pakistan (SBP), Mr. Tariq Bajwa, and Finance Secretary, Mr. Shahid Mahmood relating to participation of Pakistan’s delegation in the recently concluded Annual Meetings of the World Bank and IMF.
During the briefing to the Finance Minister, Governor SBP said that the World Bank and IMF were informed by the Pakistani side that the government is focused on maintaining the economic stability achieved during the last four years, and attaining higher economic growth. He said that the measures being taken by the government to manage the current account deficit and strengthen the external account position were also conveyed during the meetings, including the Prime Minister’s Package of Incentives for Exporters and policy options being adopted to manage imports.
The Finance Secretary briefed the Finance Minister on the discussions held with the World Bank during the annual event. He said that the opportunity was utilized to hold in-depth discussions on various matters such as further economic reforms as well as Bank-supported development projects. He said that the delegation also held productive meetings with ratings agencies, banks and investors on the side-lines of the Annual Meetings regarding Pakistan’s economy.
Minister Dar expressed satisfaction at the participation and contribution of the Pakistani side during the Annual Meetings. He welcomed World Bank’s clarification relating to Pakistan’s external financing requirements, and said that the matter had caused unnecessary commotion. He said that the government is focused on achieving higher, sustainable and inclusive economic growth, in order to capitalize on the hard-earned macroeconomic stability of recent years. In this regard, he highlighted the strong fiscal performance during the first quarter of the current fiscal year. He stated that Pakistan’s external financing needs are at a sustainable level, and external inflows are expected to be sufficient to meet repayment obligations.
Senior officials of the Ministry of Finance also attended the meeting.
Finance Minister chaired a meeting to review progress on different draft laws.
Finance Minister, Senator Mohammad Ishaq Dar here on Tuesday chaired a meeting to review progress on different draft laws initiated by the Ministry of Finance for enactment.
Senior officials of the Ministry of Finance attended the meeting.
ADB Executive Director called on Finance Minister.
Asian Development Bank (ADB) Executive Director, Mr. Sami Saeed on Tuesday called on Finance Minister Senator Mohammad Ishaq Dar at the Ministry of Finance and discussed matters related to ADB’s various projects and programmes in Pakistan.
Press Conference by Finance Minister - 16-10-2017.
Finance Minister has expressed deep sense of sorrow and grief over the sad demise of former Chief Justice, Supreme Court, Mr. Ajmal Mian.
Finance Minister, Senator Mohammad Ishaq Dar has expressed deep sense of sorrow and grief over the sad demise of former Chief Justice, Supreme Court, Mr. Ajmal Mian.
In his message of condolence, the Minister said that losing a dear one in the family is indeed the most poignant time in one's life which cannot be described in.
words. He prayed that May Allah rest the departed soul in peace and grant courage to the bereaved family to bear this immense loss.
Finance Minister chaired a meeting to review matters related to FBR and Finance Division.
Finance Minister, Senator Mohammad Ishaq Dar, chaired a meeting at the Ministry of Finance on Sunday to review matters related to the Federal Board of Revenue (FBR) and the Finance Division. Chairman FBR and senior officials of the Ministry of Finance and FBR participated in the meeting.
Acting Finance Secretary briefed the Finance Minister on the progress of the various ongoing initiatives of the Ministry of Finance. He said that efforts were in hand to make sure that the strong fiscal performance of first quarter is maintained during the second quarter and beyond. Acting Finance Secretary also briefed the Minister on the estimates of gross external financing needs during the current fiscal year. He said that a recently published World Bank Report had erroneously indicated Pakistan’s gross external financing needs at US$ 31 billion for the current fiscal year. He said that the Report is based on misinterpretation of standard definition of the gross financing needs of the country. Based on the international reporting standards, Pakistan’s actual gross financing need for FY 2017-18 is estimated atUS$18 billion (5.3% of GDP) rather than $31 billion (9% of GDP). He informed the Minister that the matter has been taken up with the World Bank to rectify the error. The Minister was informed that external inflows are expected to be sufficient to meet repayment obligations. Acting Finance Secretary said that, in the first two months of current financial year, exports and remittances have improved and imports have slowed down.
The Finance Minister directed the Finance Division to proactively work with the World Bank to ensure correct reporting of economic data. He also directed to ensure timely and effective implementation of the various ongoing initiatives of the Ministry.
Chairman FBR briefed the Finance Minister regarding the progress in Taxpayer’s outreach programme launched by FBR on the instructions of FM for broadening of tax base. He informed that senior officers of FBR are holding workshops on e-filing of returns for members of tax bars, professional bodies and chambers of commerce and industry. Large corporate employers have been approached for ensuring filing of returns by all employees receiving taxable salary. Help desks have been established in tax offices throughout the country and FBR’s helpline and website have been revamped to facilitate return filing. Chairman FBR informed the Finance Minister that the efforts in this direction are yielding results and up to 13th October more than 352,000 returns have been received as against 162,000 returns received up to the same date last year. The Minister was further informed that specialized Broadening of Tax Base (BTB) zones will become fully operational w. e.f 1st November 2017.
Finance Minister expressed his satisfaction on the progress made by FBR and stated that the last date for filing of returns was extended to 31st October, based on the genuine demands from tax professionals and trade organizations. He said that given this facilitation which has been extended to trade bodies and taxpayers, FBR should now work closely with representative bodies to ensure that returns due for the current year are filed by 31st October 2017.
Government closes first quarter on strong Fiscal Performance.
Finance Minister, Senator Mohammad Ishaq Dar chaired a meeting at the Ministry of Finance on Monday to review fiscal out turns of the first quarter (July to September) of current fiscal year. Finance Secretary presented provisional data on fiscal operations during the meeting, and stated that the first quarter has closed on strong fiscal performance.
Signing ceremony for modern tax payment system held.
Finance Minister, Senator Mohammad Ishaq Dar, witnessed signing ceremony for a modern tax payment system between the Federal Board of Revenue (FBR), State Bank of Pakistan (SBP) and 1-Link at the Ministry of Finance on Monday. The modern system will enable payment of taxes through Alternate Delivery Channels (ADCs). A Memorandum of Understanding (MoU) for launching a pilot project for payment of taxes / duties on cross border trade, and an Agreement for payment of domestic taxes were signed during the ceremony. The MoU and Agreement were signed by Governor SBP, Mr. Tariq Bajwa, Chairman FBR, Mr. Tariq Pasha, and senior representative of 1-Link, Mr. Najeeb Agrawalla. Special Assistant to Prime Minister on Revenue, Mr. Haroon Akhtar Khan was also present on the occasion.
FBR registers more than 20% revenue growth.
Finance Minister, Senator Mohammad Ishaq Dar, has shown his satisfaction on the provisional revenue collection figures for the quarter ended 30th September 2017, and has expressed confidence that the same trend shall continue and the entire team of the Federal Board of Revenue (FBR) would not leave any stone unturned for achievement of assigned target during the remaining part of the fiscal year.
Petroleum Prices for October 2017 announced.
The Government has announced the prices of petroleum products for the period starting from 1st October 2017 until midnight on 31st October 2017.
New price w. e.f. 1st October 2017.
MS 92 RON Petrol.
High Speed Diesel (HSD)
Light Diesel Oil (LDO)
Finance Minister chaired a meeting to review progress of revenue collection, return filing.
Minister for Finance, Revenue and Economic Affairs, Senator Mohammad Ishaq Dar chaired a meeting on Thursday at the Ministry of Finance to review the progress of revenue collection, return filing and awareness campaign undertaken by the Federal Board of Revenue (FBR). Chairman FBR, senior Members of FBR, and senior officials of the Ministry of Finance were present in the meeting.
Finance Minister chaired a meeting to review progress of revenue collection.
Minister for Finance, Economic Affairs and Revenue, Senator Mohammad Ishaq Dar on Wednesday chaired a high level meeting at Federal Board of Revenue (FBR) to review progress of revenue collection in the current fiscal year.
Finance Minister met with President ADB.
Senator Mohammad Ishaq Dar, Minister for Finance, Revenue and Economic Affairs held a meeting with Mr. Takehiko Nakao, President ADB here. Various matters related to ADB financed development projects in different sectors came under discussion.
Finance Minister and President ADB also discussed matters related to various on-going ADB funded projects in Pakistan as well those in the pipeline.
Finance Minister met with Finance Minister of China.
Finance Minister, Senator Mohammad Ishaq Dar, held a meeting with Mr. Xiao Jie, Finance Minister of China here. The two leaders discussed various issues of mutual interest including ways and means to further enhance the bilateral economic relations.
Finance Minister Ishaq Dar said that Pak-China strategic relationship is an anchor for regional peace and stability. He said that Pakistan-China friendship enjoys across-the - board political, institutional and popular support in Pakistan. He said that the bilateral relationship has further strengthened through the launch of the CPEC initiative, which will bring the two countries even closer. He congratulated Minister Jie on the inauguration of CAREC Institute and said that Pakistan would continue to actively participate in the activities of the Institue just as it had extended full support during the process of establishment of the Institute.
Mr. Shohrat Zakir, Governor of Xinjiang Province called on the Finance Minister.
Finance Minister Senator Mohammad Ishaq Dar arrived in Urumqi, China Thursday for attending the inaugural ceremony of the Central Asian Region Economic Cooperation (CAREC) Institute.
Mr. Shohrat Zakir, Governor of Xinjiang Province called on the Finance Minister and extended him a warm welcome. He said that the friendship between China and Pakistan is time tested and the best of the relationships between any two countries of the world. The visit by the Finance Minister and his delegation to Xinjiang Province would further enhance the level of cooperation not only between the two governments but also between the people of Xinjiang and people of the bordering areas of Gilgit –Baltistan in Pakistan. He said that the establishment of CAREC Institute would provide a research and knowledge sharing platform for the people of two countries to explore new avenues of development.
Finance Minister thanked the Governor for his hospitality and congratulated him for successful inauguration of the CAREC Institute. He said that Pakistan-China friendship enjoys across the board political, institutional and popular support in Pakistan that is unique and sets it apart from relationships with other countries. Xinjiang Province is contiguous with Pakistan’s Northern Areas and having historical, cultural and trade links, which needs further strengthening to declare the same as the Gateway between the two countries. He also emphasized on development of rail linkages between the bordering cities of the two countries. The Minister thanked the Governor for permission to Habib Bank Limited for opening up its branch in Urumqi. He stated that given the ever-increasing number of Pakistani businessmen engaged in trade in the province of Xinjiang, opening of a Consulate is also a priority for the Government of Pakistan.
Pakistan committed to objective of regional connectivity - Finance Minister.
Finance Minister Ishaq Dar has said that Pakistan is committed to the objective of regional connectivity as it believes that the future of people of the region lies in greater connectivity with each other’s markets.
Clarification - Spokesman Ministry of Finance rebutted the news report "Pakistan turns down cheaper loan offer from Japan" appeared in a section of press on February 18.
Pakistan's Fiscal Operations (July-December 2017)
MOS for Finance Rana Muhammad Afzal Khan received Azerbaijanese counterpart.
MOS for Finance Rana Muhammad Afzal Khan attended the Round Table Conference on Charter of Economy.
3-Member delegation of the Food Fortification Program, Pakistan (FFP) called on the MOS for Finance Rana Muhammad Afzal Khan.
Annual Training Plan 2017-18.
Tender Notice for revamping of server room and supply of IT equipment.
Three member delegation of ACCA Pakistan called on the MOS for Finance Rana Muhammad Afzal Khan.
Trainings/Courses/Master's Degree Program.
Adviser to PM on Finance Dr. Miftah Ismail and World Bank Country Director Mr. Patchamuthu Illangovan discussed Pak-World Bank cooperation.
Online Courses at IMF-Singapore Regional Training Institute (STI)
Adviser to PM on Finance chaired a meeting to review progress of projects financed by development partners.
Punjab Finance Minister discussed financial matters with Dr. Miftah Ismail.
Federal Govt. Employees delegation discussed pay package with MOS for Finance and Economic Affairs.
Master Degree Program / Training Courses.
British Prime Minister's Special Representative for Afghanistan and Pakistan, Gareth Bayley met with Adviser to PM on Finance.
New Prices of Petroleum Products.
Nominations for the international training courses / programme offered by CIRDAP.
Miftah Ismail met with visiting World Bank delegation.
Public Auction Notice for Vehicles.
Call for nominations for training courses at PIM.
Tender Notice for purchase of Photocopiers.
Mandatory Training on "E-Filing Module of E-Office Application Suite"
IMF Country Representative met with Dr. Miftah Ismail.
PTEA delegation met with Dr. Miftah Ismail.
Finance Minister of Punjab met with Dr. Miftah Ismail.
Clarification - Spokesman Ministry of Finance clarifies the news report title "CCP Chairman, Members: Appointment made without Cabinet Division's Approval" appeared in Business Recorder.
Revision of Bicycle, Motor Cycle and Motor Car Advances.
Training Programs Schedule for the month of February, 2018.
Clarification - Spokesman Ministry of Finance clarifies a report carried by a section of the media title "Pakistan Budget Deficit increases to Rs 826 billion"